Compulsory health insurance policy - the right to free medical care

Among the mandatory documents that are issued to a person from the moment of its birth, a special place is occupied by the policy of compulsory medical insurance. It gives every citizen of the Russian Federation the right to receive free medical care when this becomes necessary. The MMI policy is issued to working citizens by the employer, who signs a contract for the transfer of funds to the insurer. The same persons who for whatever reasons do not work, are entitled to receive the health insurance policy by the insurance company itself.

The policy of compulsory medical insurance is valid without restriction on the entire territory of the Russian Federation for the period for which the contract is concluded. If the owner of the MHI policy applies for medical assistance in another settlement, and not where he lives, this does not change the essence of the matter. It is necessary to know that the Russian Federation has appropriate agreements with other foreign states on the right of Russians to receive free medical care while they stay on their territory. He must receive and provide him with medical help, of course, provided that he is presented with a document certifying his identity. The lost policy is restored. When you leave or change your place of residence, the policy is handed over and the contract for its receipt is renewed on the new place of stay.

Getting a health insurance policy is a simple matter and is possible both for Russian citizens themselves and for foreigners. It is necessary only to observe some formalities and wait for the document to be ready for issuance to the TFMS - the territorial fund for compulsory medical insurance.

In order to obtain a policy of compulsory medical insurance, you need to contact a medical institution, usually a polyclinic, at the place of residence. To do this, you need to show a passport that certifies the fact of actual residence in the given territory. Children under the age of 14 receive the MHI policy on the basis of the birth certificate and the confirmation of the propiska by one of the parents or guardians. If a person resides in a given territory temporarily, a temporary registration certificate will be required . A citizen of another country must have a residence permit.

Obtain a policy of compulsory health insurance by filling out a special agreement that exists, as already mentioned above, in two versions: for employees and for nonworkers. The document is issued by the territorial funds of medical insurance. Terms must be minimal and not exceed 5 days from the date of application. If at the address to the clinic, the patient for one reason or another can not show the medical policy, then the medical assistance is provided by the insurer confirming the validity of the insurance fact.

The policy of compulsory medical insurance is attached to a certain polyclinic at the place of residence of the citizen. In this case, the MHI policy itself and the passport are presented. Pregnant women are attached to a woman's consultation or to a maternity hospital. In addition to the above documents, in this case, you must also have a medical document that indicates the presence of pregnancy. Children are attached to the establishment of a children's consultation if there is a child 's birth certificate and the passport of one of the parents, where there is a stamp on the valid residence permit. The registration of the medical institution shall be stamped on the MHI policy, with the date of actual attachment.

When moving to a new place of residence, the policy of compulsory medical insurance is canceled and the procedure for stamping is repeated.