Where to exchange rubles for dollars in Moscow, St. Petersburg, Krasnoyarsk

The exchange rate is one of the most topical issues today. It is followed not only by entrepreneurs whose purchase of goods directly depends on the position of the dollar to the Russian ruble, but also ordinary people who prefer to keep their savings in foreign currency. And often the question arises where it is advantageous to exchange rubles for dollars, while not yet having spent on the commission. So, where to look for such places not only in Moscow and its suburbs, but also in the Northern capital, and in other cities?

Currency exchange rules

Before proceeding directly to the exchange of currencies, the client of the bank must know that he will have to go through a number of formalities. For example, if you buy a currency, you must show your passport, moreover, even if you found where to exchange rubles for money and are going to make this transaction with an amount of more than 15 thousand rubles, then you will have to go through a more complex identification system with a number of papers that Give the bank about you much more information than the usual presentation of a passport.

For example, a special form will ask questions about the purpose of converting such a large amount. In addition, the customer's banking history will be checked. Quite absurd is another requirement of the form - confirmation of business reputation: in the case of legal entities, you only need to check the financial status of the company, its reputation and so on. But what should a physical person do? In addition, when exchanging a really large amount of money, a certificate of income may prove mandatory, which will confirm that the financial resources are earned exclusively through honest means.

Moscow

To begin, perhaps, follows from the largest cities. Where is it advantageous to exchange rubles for dollars in Moscow? In the city there are hundreds of various banks, courses in which at least a little, but differ: the difference is a few pennies. True, most often they play a decisive role when it comes to large sums of money. To date, the most profitable exchange offers Alfa Bank, and usually the exchange rates in this institution are some of the best in the city.

Therefore, residents of the capital should pay attention to it.

Odintsovo

As for where it is advantageous to exchange rubles for dollars in Odintsovo, it is worth noting that the choice of banks here is much less than in Moscow itself . Only 18 institutions are engaged in foreign exchange operations , but even among them there are differences in exchange rates. Alfa Bank is also the leader here, but Uralsib and Raiffeisenbank also deserve special attention.

By the way, the spread here in the exchange rates is much higher than in Moscow, so it is necessary to approach the issue of choosing the most profitable bank as carefully as possible.

Lyubertsy

Further a little information for those who are looking for where it is advantageous to exchange rubles for dollars in Lyubertsy. As for the best place, the situation does not change - and again Alfa-Bank provides the most favorable terms of exchange. But at the same time, those who can serve as well as this institution have changed. The second place is sent to VTB Bank, and it should be noted that the gap with the leader is quite small.

The rest demand for one dollar for a ruble, or even two more.

Omsk

Despite the fact that between Moscow and Omsk more than two thousand kilometers, the most profitable is still Alfa-Bank. You can also note the banks "Accept" and "SIBES", the difference in the rate of which is only two kopecks. Probably, Alfa-Bank is one of those few institutions that, despite the branching of their network, do not establish rates of exchange that are unprofitable for the population, thereby providing themselves with customer loyalty. Therefore, if you are looking for where it is advantageous to exchange rubles for dollars in Omsk, feel free to go to Alfa Bank.

Krasnoyarsk

Far from Moscow is the beautiful city of Krasnoyarsk. And in it the situation for people looking for, where it is beneficial to exchange rubles for dollars in Krasnoyarsk, is significantly changing. Alfa-Bank is far from being the leader, it has already proved itself in other regions, and the bank is FINAM, moreover, the exchange rate is lower here than in Moscow and Omsk offices of Alfa-Bank.

The second place is shared by the Yenisei United Bank and ATB, whose exchange rates are also more profitable than in central banks. At the same time, the gap between these banks and the average dollar exchange rate across the country is almost one ruble, which will play an important role in the exchange of large sums, as was already mentioned earlier.

St. Petersburg

The variety of banks in the Northern capital is really amazing. How not to get lost among the numerous exchangers for those who are looking for, where is it advantageous to exchange rubles for dollars in St. Petersburg? The best course is offered by the "Baltic Bank", however, it is worth noting that it is above the minimum in the capital.

A wide network of bank branches allows almost anywhere in the city to receive the maximum amount of dollars for its sold rubles. Another advantageous place is VTB24: the difference with the leader bank is a few cents, so perhaps you can afford to choose between VTB24 and the Baltic Bank, and in the city they are quite often in the neighborhood, So you can go where you like best.

Complexities of transactions with large amounts

Separately, I would like to talk about those who are looking for, where to exchange profitably rubles to dollars, intending to deal with the conversion of a fairly large amount. The additional registration system, which was mentioned above, according to analysts, will be the same for all banks. Therefore, if a client, having fallen into the field of view of one of the banks even with a simple, exclusively passport check of personal data, then begins to perform currency exchange operations in other banks, he may have quite logical questions about the origin of money, which he operates.

On the other hand, if the client of the bank has already passed through a complicated registration form at least once, then his data will be kept in the bank, therefore, then again, many forms will not be needed. It is believed that such innovations will reduce the amount of illegal financial transactions, including currency trading in black markets.

Currency players

Currency players, by the way, deserve a separate mention. Usually people who live in cities where there are large markets prefer to change from them, knowing that they are perhaps the first to receive information about changes in the exchange rate. On the other hand, sometimes those who choose the currency dealer as the place where it is advantageous to exchange rubles for dollars, are faced with the fact that instead of American bills they get fake pieces of paper.

In this case, banks are much more reliable: they carefully check each banknote being deposited, so that the probability that you will be given a fake is absolutely excluded. The choice is yours: if you are not afraid to take risks, you can turn to currency traders, however, it is worth saying separately that the margin of dollars for them is, for obvious reasons, limited.

Conclusion

So, the one who has a need to find a place where to exchange rubles for bargains, should first choose between a currency seller whose activity is knowingly illegal and, by the way, is punishable by law, and a bank whose course is not always as profitable, but The operation itself is wholly and completely reliable and legal.

Further, if you still chose a bank, you need to find one, the course in which the most successful. Based on the analysis of the exchange rates, in Moscow and Omsk it is Alfa-Bank, and its break with competitors shows that the choice should be made in his favor. In the northern capital, it is better to prefer the "Baltic Bank", where it will still be slightly more expensive to buy dollars than in the Moscow branches of the bank-leader. The situation in Krasnoyarsk is completely different: the best option is FINAM, which sells currency cheaper than all banks in the country.

The exchange rate depends on the specific region, what the Central Bank sets is just an approximate figure, around which, with a take-off of a few kopecks, or even rubles, the rest will be grouped. So, carefully analyze the current exchange rates in your city.