The jMoney program will help you to keep housekeeping accounts

If you are interested in this article, then most likely you want to manage your personal home accounting . Many people, emboldened by the idea of control over their personal finances, start to conduct accounting, however, after a while they give up this occupation. As statistics show, about half of users drop their house accounts in one week, about 30% drop out in a month, and of those who remain only 10% are true "accountants".

You can ask the following question: why does not more than 10% of those who originally wanted to keep their accounts department remain? We will try to answer this question.

There are many people who effortlessly earn good money, however, before the salary they can ask for money in debt. What is the problem with this behavior? Probably the problem arises from the lack of planning of their expenses and incomes. These people hardly have any serious and long-term plans at all.

Planning is an integral part of managing your finances. It is the plan that will allow us to achieve the desired goal. For example, if a person wants to make a large acquisition (car or house), but at the current time he does not have the means to do it, then why should this person start moving towards the chosen goal? Some may think that you need to start planning, however, this is not so. First, it is necessary to obtain data on the basis of which further planning will be based, roughly speaking, it is necessary to look around and figure out what you have at the moment.

It is for obtaining the initial data and it is necessary to maintain personal accounts department, which in the end will give information about what the person owns at the moment. Step number two to achieve the chosen goal is just planning. Having accumulated information about your expenses and incomes, you can compile a list of intermediate goals. This list can be entitled "action plan". If a very "large" goal is set and the current financial situation does not allow it to be achieved, then this is not the end of the "dream", because we will have to look for additional opportunities and sources of income.

You can use the jMoney program to maintain your home accountancy. The program has distinctive features - a combination of simplicity and high work efficiency. If you spend a couple of minutes a day to make your expenses or incomes, then at the end of the month you can get a full account of your expenses. The program interface is intuitive, because the main sections have the form of bookmarks. For example, on the "Expenses" tab there is all information about the user's expenses, and on the "Users / accounts" tab there is everything related to the user accounts. The program can be used in multi-user mode. Each user can have an unlimited number of personal accounts in any currency. If desired, the jMoney program can be used for free, for this, the user's income must be less than specified in the restriction for a particular version. Also, the program has a trial period of use, which is equal to 45 days. This time is enough to ensure that the user was able to determine whether he needs to continue to lead his own housekeeping accounts.