Types of pensions for state pension provision. The minimum pension

The pension system is the most stable state system that has been developing for many years. The Russian system began its development quite recently, after the reforms were carried out. This is manifested in the fact that the procedure for calculating payments is changing, their size is constantly increasing. There is a clear system of calculations. Everyone sooner or later goes on a well-deserved rest, and hardly anyone wants to receive a minimum pension, which is clearly undeserved. In order not to be completely ignorant person, when it's time to retire, it is necessary to try to find out everything in advance, then you can safely go on a well-deserved rest and not worry about anything.

What is the concept of "pension"?

Pension provision is a special measure adopted by the state, which provides an opportunity to help materially citizens with certain health problems. Persons with disabilities may be included in this category of citizens; Children who have lost their parents. Payments must be made on a monthly basis. In order to be able to draw up a pension, you must submit the necessary documents that will confirm the status.

What kinds of pensions exist?

Providing citizens belonging to socially protected categories, pensions according to the legislation can be divided into two types:

1. Labor pension - issued by age, incapacity, but only when the injury was received in production.
2. The social pension is accrued by the state authorities with powers, if there is a born or acquired disability, there was a loss of a close relative who caring for the elderly, as well as for the disabled, who requires systematic care.

Pension payments and their classification

Types of pensions for state pension provision are divided into three types:

1. Government payments. This term refers to payments made from funds coming from the regional budget.
2. Insurance is another type of provision for pensioners, made by insured citizens. For example, it may be disabled relatives who lost their breadwinner.
3. Cumulative security refers more to the non-state system, since the citizens themselves, who are retiring, directly receive an increase in systematic payments. In this case, it is necessary to conclude an agreement with a special fund that is not in the custody of the state.

What is an insurance pension: concept

Types of social pensions are of a multifaceted nature, so we should discuss each of them separately. Insurance pension is a payment once a month. Their state compensates due to the fact that the citizen was insured and made insurance contributions from his salary to the fund. This type of pension is paid to employed citizens, even with a minimum length of service. Women will be able to retire in 55 years, men in 60 years. Such payments will be credited only if the following conditions are met:

1. The specified age will be reached.
2. There is work experience, and this is at least six years of work in the company or organization.
3. Scoring. Their number depends on the payment of labor at the enterprise.

When a disability pension is awarded

Types of pensions for state pension provision include such a concept as a pension for incapacity for work. Labor pension is charged by the state to disabled people 1, 2, or 3 groups. To be able to make such payments, the pensioner must work out at least a day at the enterprise. When this condition can not be fulfilled for various reasons, and there are no entries in the workbook, a citizen can receive only a social pension that will be minimal. It should also be noted that the labor pension is accrued when the examination proved that the citizen was injured in the workplace, and this was not done on purpose.

The main points that should be paid attention when registering a pension for disabled people

When a citizen is identified with a disability group, he has every right to apply for monthly payments. It is very important to remember that disability must be documented, it will require some help:

1. The minimum pension will be assigned only if there is a partial or total incapacity for work, and this is confirmed by certificates from the bodies of the Ministry of Health.
2. If the MCEC determines that the citizen has a temporary disability, it will be necessary to undergo an annual medical examination to extend the certificate.
3. The disability group will directly affect the amount of disbursements.

When a person has a complete disability, then he must have the first group of disability, it is set for life and does not require a re-examination. Also the main issue that interests many is the pension provision of a separate category of citizens - these are children with disabilities. Let us consider in more detail the question of what kind of pension a disabled child has and how many people with disabilities can rely on in Russia.

Children with disabilities in the 1st group will be able to count on payments of 12 100, invalids of the second group receive 10 000 from childhood, the disabled of the second group receive 5034, disabled people of the third group - 4279 rubles.

Survivor's pension

Pension accruals are made when the breadwinner dies. These payments are paid only to those citizens who are dependents of the deceased person. Such payments will be charged to certain categories:

1. Native children of the breadwinner who died, but only on condition that they are under 18 years of age. Exceptions may be children aged 23 years, but only if they are enrolled in full-time education.
2. Widowers and widows will be able to receive payments only if they were already disabled at the time of the loss of the breadwinner. Often this happens either in old age or in disability.
3. Parents of the deceased survivor, disabled for old age or disability.
4. Adopted children.
5. Foster parents who brought up the deceased breadwinner officially for at least five years.

The amount of survivor's pension is established by legislation separately for each category of citizens, while the important point is the absence of any other source of permanent income.

Documents for the registration of a survivor's pension

If the child has reached the age of 18, then to receive payment for the loss of the breadwinner, it will be necessary to provide facts confirming that the child depended on material assistance of the deceased. Most often this fact is established in the judiciary. As evidence can be such documents:

1. All payments pointing to the fact of money transfers.
2. References that the child does not earn money independently.
3. Witness's testimonies.
4. Documents that indicate a relationship with the deceased.

The amount of survivor's pension is determined as follows:

1. For citizens who lost one survivor, 5 034 rubles.
2. Children who lost both parents receive 10,068 rubles.

What are the monthly retirement benefits?

To count on payments related to pensions, persons who:

1. They are citizens of the state and clearly observed all the conditions that are stipulated in the legislation.
2. Foreigners who do not have Russian citizenship, but who also fulfilled all the conditions on equal terms.

The pension can be paid to people who retired formally, but at the same time continue their work. In this case, these are not full retirement payments, but only certain extra charges. Recalculation is done once a year, in the first days of August.

Classification of pensions can affect the type of payments. You can not choose for yourself two types of pensions, there is only a separate category of citizens to whom such services will be available: those who participated in the hostilities during the Second World War, citizens who were injured during the war, parents of soldiers killed in the line of duty.

Types of pensions for state pension provision are divided into:

1. Retirement on the length of service. It is given to citizens who work in a certain field. These include cosmonauts, servicemen, civil servants and pilots. The main condition for obtaining such a pension is the length of service, which must be a certain number of years.
2. Payment of old-age pension. Here everything is extremely simple, the citizen should reach the retirement age.

Procedure for registration of labor pension

Before applying to authorized bodies, a citizen applying for the calculation of a labor pension will be required to collect documents for an old-age pension. If this is a Russian citizen, then the main document for him is a passport, for foreigners - a residence permit. An important point is the length of service with documentary confirmation. The Pension Fund will need to provide a work record book in the original and a certificate of insurance. It will be most correct to apply for detailed advice to the pension fund of your district, as there may require additional information. The procedure for registering a pension implies also the existence of a minimum of six years of service. It should be remembered that women can retire at 55 years old, men - at 60.

The main documents for calculating the pension by age

To apply for an old age pension, you will need to submit the following documents to the Pension Fund:

1. The document proving the identity. As a rule, this is a passport. The document specifies the date of birth, residence and country where the citizen resides.
2. A statement written by the hand of the person submitting the documents.
3. Income statement. Such a certificate can easily be taken to the organization in which the person works. It will indicate the earnings in recent months.
4. Identification code.
5. Men should show a military ticket.
6. If there are children, then you should provide evidence of their birth.

On what payments can the children of war count?

Citizens of Russia, who were born during the war, are a social category, which can also rely on support from the state. The pension for war children depends mainly on additional factors. To get the status of a child of war, you will first need to contact the Office of Social Protection. To date, such pensioners can expect additional increases to their basic pension, which is 300 - 5000 rubles per month. Separately, this category of citizens are granted additional benefits:

1. Discounts for payment of utilities.
2. To buy medicines.
3. To travel by public transport.

Recent changes in connection with pension indexation

The pension reform is continuing to be intensively carried out, it is in connection with this that pension indexation was recently carried out. New laws on pensions were adopted, which clearly regulated the size of pension payments. The last pension indexation enabled:

1. Increase the allocation of insurance pension by 4%.
2. The state has taken care of the fact that a one-time benefit of 5000 rubles was paid. On such a benefit can expect and retirees who are still working, and those who do not go to work.
3. Since August of this year, a surcharge will be made, where inflation for 2016 is necessarily taken into account.

As you can see, all types of pensions for state pension provision require careful study. In such matters, future pensioners should be competent and monitor all changes that occur as a result of the reform. To get the full information, it is necessary to apply for help to qualified employees of the pension fund who will be able to acquaint themselves with the legislation and accurately calculate the prescribed social benefits. It is very important for any person to be competent in such matters, because in the future this may depend on his future. The earlier there is the opportunity to delve into the question with your further pension, the more chances to get from the state everything that is proper for a citizen.