Insurance Policy for Outbound Borders

Going to rest, some tourists ignore or simply forget to make an insurance policy. Most often, as an excuse, they say that they just did not have time to do it. Given this, insurance companies began to take the first steps in the development of the Internet space, offering their clients to issue an insurance policy without leaving home. Now insurance for tourists has become the most accessible.

In the US and Europe, this practice has existed for several years, but in the Russian market, the first insurance company that makes out an insurance policy for traveling abroad online is Renaissance Insurance . Together with "Tinkoff Credit Systems" the company has developed and implemented a unique technology, thanks to which the process of processing an insurance policy takes no more than five minutes.

Another company, an insurance policy for travelers abroad can be issued online - the famous Swiss insurance group Zurich Insurance . The history of this company originates in 1872 and today it is one of the oldest and most respected insurance companies in the world. Today, Zurich serves customers in more than 170 countries. In Europe, North America, Asia-Pacific and Latin America there are representative offices of the company. It is very convenient for customers, because Practically in any country of the world the tourist can receive the operative help and consultation. Employees of the company speak many languages, including Russian.

Of course, this is very good news for Russian tourists. Both companies are highly respected and have proven themselves in the insurance market. Well, the fact that the insurance policy can be issued in just a few minutes at a time convenient for you, only adds to them the authority, and travelers - amenities.

Now, even if you forgot to formalize the policy in advance, there is always the opportunity to do this even while on vacation. But do not expect that you can issue a policy when the insured event comes. Here the famous Russian "Avos!" will not help. The insurance policy must be issued in advance.

And finally, a few rules how to properly arrange insurance, what would it be useful:

• When registering an insurance policy for traveling abroad, pay attention to whether there is a separate item in the insurance policy that covers the additional costs associated with on-site treatment (replacement of return tickets, additional accommodation, etc. - in case of need, for example , Long-term treatment in a pressure chamber).
• Find out what is included in the insurance for tourists. Companies offer several options for insurance. The basic package should include: emergency care at the place of occurrence of the insured event, payment for treatment abroad, payment of medicines and the use of special equipment, life insurance. More extended packages may include payments in the event of disability and reimbursement of the cost of special equipment, as well as transportation of the victim and his escort to his or her home country.
• Territorial coverage of the scope of the insurance company. When registering a policy, be sure to specify the country where you want to go and make sure that this information is entered in the contract. If your route involves visiting several countries, indicate them all.
• Find out the phone numbers for which you will need to contact in the event of an insured event, as well as the addresses of medical institutions you can contact, the altitude camera phones, and most importantly - whether all your expenses will be paid immediately if something happens to you in this Specific location. And all this needs to be known in advance, before the trip.

And most importantly, remember that when you purchase an insurance policy for travelers, you do not "sponsor" insurance companies, but protect yourself from unpleasantness and unforeseen expenses, which, as practice shows, can be calculated in tens or even hundreds of thousands of dollars.

Have a nice rest!