When do I receive a receipt in receipt of funds?

Usually, relatives, friends and close acquaintances who we trust ask for money. But even if you are familiar with the borrower for a long time, a receipt in receipt of funds is not only not a hindrance, but it can also protect you in case of unpleasant and unforeseen circumstances.

Why do I need a receipt?

In fact, any transfer of money follows from some transaction. Many people mistakenly believe that it is necessary to demand a receipt for the receipt of money only if the contract is concluded verbally. Even if the agreement is made in writing, the fact of receiving money is best recorded, too. When citizens agree on something, they have reciprocal rights to each other. For example, if it is a question of selling an apartment, the seller must transfer the property, and the buyer, respectively, accept and pay a certain amount of money.

True, the signatures that the parties put in the agreement, only testify to his conclusion, but not about execution. Therefore , it is possible to confirm the fulfillment of obligations only with the help of a payment document: a receipt, an order, a check, etc. If the person buys money for the purchase of a dwelling (that is, an individual), then a receipt for money is received for the apartment.

It should be noted that with the help of such a document it is possible to confirm both full performance of the financial obligations of the buyer, and partial. Usually, when buying a property, the parties also agree on making an advance (prepayment) or deposit. This action is also desirable to fix with a receipt.

Complex situations

As you understand, a receipt will be needed in order to have an "iron" confirmation that the money was transferred. If you have such a document, you can protect yourself in disputed situations with the other party to the contract and to third parties. Many lawyers note that the market of leased real estate remains the "unplaited field" for conflict situations and disputes. In particular, a receipt for the receipt of funds is more needed for the employer. It's no secret that many landlords refuse to make such a document with the other party for one simple reason - they are afraid of problems with the tax inspection. After all, the presence of such a paper with their signature will directly indicate that a contract of employment has been concluded.

In connection with this state of affairs, employers are unprotected from the risk of simply being thrown out onto the street. Since the fact of payment is not discussed anywhere, the unscrupulous landlord can take advantage of this situation and terminate the agreement on the grounds of alleged non-payment of lease payments. In other words, even if tenants rented apartments on a regular basis, but the receipts were not drawn up, it would be difficult to prove the transfer of money.

What do you need to consider?

After the parties have agreed on the preparation of such a document, it is very important to remember the main points that should be taken into account when drafting it. Since if a receipt in receipt of funds is incorrectly stated, this can lead to its cancellation, and of course there will not be any benefit from such a paper.

1. The first thing to consider: a receipt is written only by the citizen who has the authority to do so. For example, if you rent an apartment owned by your mother, you do not need to transfer money and receive a receipt from her husband (son, daughter). An exception is only the case when he has a notarized power of attorney. If the prepayment is paid to the real estate agent, be sure that he has the proper rights to take the deposit for the apartment.
2. Another important point: receipt in receipt of funds is written by hand and only blue paste (not black). To issue this document in printed form is undesirable, because if, for example, one of the parties begins to challenge its involvement in the registration of a receipt, it will be necessary to conduct a handwriting examination. If only the signatures of the parties are on paper, it will be difficult to conduct an objective examination.
3. In the receipt are unacceptable blots, corrections, wipes and strikethroughs. In principle, if a mistake was made in the document, you can make a correction and draw a footnote to the "corrected believe". However, the best thing is not to risk and rewrite the receipt again.

Sometimes when registering a receipt, third-party signatures are stating that the paper was drawn up in their presence. When buying and selling transactions, the buyer himself often signs on the reverse side of the receipt. Thus, he confirms the fact that the document was drawn up in his presence.

Is the receipt certified?

Many believe that the receipt must be notarized, which is fundamentally wrong. This paper is a legitimate stand-alone document. No notary can not add to it the importance. Note also that copies of receipts (even if it is a notarized copy) do not have legal force. So be sure to keep it original.

The content of the receipt

The overall structure of the document is as follows:

"I, (indicate passport data), received from (to register from whom and his passport details) a sum of money in the amount (a specific amount, written in figures and words) rubles (mention, for what) .The monetary amount is fully received and material claims ( Describe to which person) I do not have. "

Explaining the content

• In the receipt it is necessary to indicate the place of its compilation. Usually it is prescribed from the left edge at the top. The date should be indicated only in words.
• Passport information is prescribed completely. This rule applies to both citizens: both the person who receives the money and the person who transfers them.
• It is mandatory to indicate for which money is transferred (for example, for a car, an apartment, a dacha, etc.). It is not out of place that there will be an indication in the receipt of the requisites of the contract (for example, the contract of employment No. 36 of 05.03.2014).
• At the end of the document, the name is given without abbreviations and the corresponding signatures of the parties.

Unfortunately, not everyone understands the importance of a receipt. Debt and other legally significant actions must be fixed on paper.