What is the Casco Calculator?

To protect themselves from vehicle risks, many motorists purchase a CASCO policy, the purchase of which is a voluntary decision. The obligation of this insurance extends only to drivers acquiring a brand new car on credit, since banks do not provide a loan in the event of non-compliance with this requirement. The policy is able to protect the driver from material losses in the event of unlawful actions by third parties, in the event of an explosion or fire, the impact of foreign objects, accidents and EAP, robbery or theft. CASCO insurance is usually issued for a year, and upon expiry of this period, if desired, the policy can be extended.

When choosing an insurer, you should study the terms of the policy, for which you can use the calculator CASCO on the company's website. It is a regular table with cells in which to enter data, including the brand of "iron horse", the year of manufacture and the market value of the machine. It is necessary to specify how many motorists can drive this car. In addition, in the calculator there is a graph concerning the anti-theft systems installed on the car.

It can be a lock on the steering wheel or on the gearbox, an immobilizer, sound or satellite alarm. After filling all the cells of the CASCO calculator, the program will calculate the policy price for the particular insurer, just press the "count" button. But the figures obtained are not quite correct, and the preliminary calculation with the help of the calculator can differ significantly from the real prices. A similar situation occurs because the sent data for complete rendering is not enough. The method of calculating the price of the policy and the tariff policy of insurers varies regularly, and updating the calculator becomes meaningless and expensive pleasure.

Typically, the calculator shows a more attractive cost of insurance, because the motorist after the calculation, if the proposed price he does not like, closes the page, leaves the site and services this company will no longer use. It is unprofitable for insurers, since if a potential customer calls the office, the company's employees will be able to hook it up with a profitable offer, and in case of refusal to purchase a policy, understand the reason for acquiring insurance in a competing firm. Therefore, in reality, the CASCO calculator becomes a form of feedback created for the purpose of obtaining contact data of potential customers.

What is the CASCO calculator for?

Insurance calculator KASKO allows motorists to perform an independent calculation of the cost of the policy. It resembles a conventional form with several cells, where you need to enter certain data relating to the car brand and its class, the age of the car, the driving experience. Most insurers set tariffs for car insurance taking into account the established signaling, since this factor may affect the likelihood of theft. Another factor is the number of drivers allowed to move on the insured vehicle, and the more such persons are there, the higher the price of the policy.

When using the CASCO calculator it is necessary to remember that with this option one can get only an approximate calculation of the price of the policy, since in this case it is difficult to understand what specific risks the machine is insured from. Therefore, after the calculations it is recommended to call the insurer and clarify the set of risks included in the basic program. Perhaps in this list there will be unnecessary services, or risks that are unlikely for a given area, for example, a tornado or a tsunami. Before signing the policy, it is desirable to clarify whether the CASCO includes the service of providing a tow truck in the event of an accident, the size of the franchise and the insurance conditions for the glass parts of the car.