Finance, Personal Finance
What is maternity money? How to calculate maternity payments: step by step instruction
When taking leave for childbirth and caring for a child, a woman is paid, so she needs to know and the rules for their calculation. Employers also must comply with the legislation on the payment of benefits to such employees. Decree money is calculated by a special formula, which is approved by law.
Pregnant women have many benefits. At work they do not have the right to fire. At night, work in this position is prohibited, it can only be with the consent of the employee. The employer has no right to load duties. The activity of a woman during pregnancy should not be dangerous.
The concept of
The maternity period is maternity leave. Usually under the term "decree" the time of motherhood is supposed. Women take leave until the child is 3 years old. According to the law, there are 2 types of benefits :
- On pregnancy and childbirth;
- for child care.
They correspond with the types of recreation that are prescribed in art. 255 and 256 TC RF. Given the nature of these payments, it will be easier to navigate in the calculations.
Who can receive payments?
The payment of maternity leave is fixed by law. Given its norms, the following groups of citizens can receive benefits:
- Women working under an employment contract;
- Students studying in universities and colleges on a full-time basis;
- Women who lost their jobs due to the liquidation of the employer or the reduction of the organization.
In addition to maternity benefits, which are provided at a time, you can receive financial assistance during the execution of the child for 1.5 years. These moneys can be obtained for a larger number of people:
- Citizens of the Russian Federation, including those who live in other countries because of work;
- Foreigners who live in Russia;
- Persons without citizenship, who have compulsory insurance.
The law says that there is the right to choose a person who will take care of a child before the performance of 1.5 years. When the vacation is over, the mother must decide whether to continue the leave to care for the baby. A woman has the right to return to work. The duty of caring for the child can be performed by relatives or legal guardians. Sometimes it is shared by several people.
Amount of payments
How to calculate maternity leave? The amount depends on the duration of leave and earnings. It is approved based on the types of complications, the number of children. The law specifies the time of rest, which is reserved for pregnant women. A minimum of 140 days is provided, and a maximum of 194 days.
Using a simple formula, you can understand how to calculate maternity money. In 2015, there were changes, so the minimum and maximum indicators have become different. If the vacation is 140 days, the maximum is 228 603.2 rubles, the average daily earnings - 1632.88 rubles. The minimum benefit is 27455.34 rubles, and the average daily earnings is 196.11 rubles.
How to calculate maternity care money? The benefit has a fixed rate. The funds are transferred monthly for 1.5 years after the birth of the child. Non-working family members, students and dismissed benefits are provided in social protection. Its amount is:
- 2718 rubles for 1 child;
- 5437 - 2;
- 10873 - maximum if there are several children under 1.5 years.
If a woman is arranged under an employment contract, then she is also paid money. The maternity leave will be paid in full. The allowance is 40% of the average income for 2 years. How to calculate maternity leave? These principles are in the law. In 2015, for workers, the maximum is 1,856 rubles. If there are several children, the amounts are added. But the entire amount of the allowance can not be greater than the average earnings.
The procedure for paying unemployed women
Non-working women are also paid maternity leave. Gold coins, although not provided, but the allowance is 14,497.80 rubles. This amount can get all women who do not have a job. How do you get maternity pay? Young mothers have the right to receive monthly payments if the following conditions are met:
- On-the-job training in an educational institution;
- Registration in the Employment Service because of a reduction or loss of work.
The procedure for registration for the unemployed involves the application at the place of registration or study of the transfer of payments. To do this, you must provide the following documents:
- statement;
- sick leave;
- employment history;
- Certificate of registration.
Only after registration will transfer the maternity leave. Such payments ensure the protection of the rights of the mother and child.
Experience and Decree
Leave to care for the child is included in the total work experience. Exceptions include cases when the insurance pension is paid before the required time. Maternity leave is also included in the length of service. This information is contained in the law.
The insurance period is the time of work of a woman on the basis of an employment contract. The size of payments depends on it, but not the very fact of providing material assistance. The necessary means are paid necessarily. If the employee has less than 6 months of experience, then the provision of maternity benefits is required. Area coefficients are necessarily taken into account.
What do you need to know about payments?
You can get maternity money after the vacation, but not later than 6 months. If there was employment in several places, then benefits from each organization are paid. It turns out that the amount can exceed the maximum set value. The law does not prohibit this. The pregnancy and maternity benefit is paid in full on the day of salary.
Since 2015, to receive payments for child care can only be when the baby has reached 2 years. Then the money is provided for the entire period. One-time payment of unemployment benefits and income for child care is not allowed.
When a person caring for a child is trained or working, it is possible to receive benefits and additional earnings (for example, scholarships).
Decree money for child care can be obtained after the termination of maternity leave. Time for registration of documents by the employer is 10 days. Social security transfers money through a bank (to a card or account) or mail (transfer). Childcare allowance is paid by one of the following methods:
- In advance;
- next month.
When does my husband get paid?
In the event that a woman does not have a job, but provides a husband's family, the law also stipulates payments. Decrees do not enter into their number. The maternity benefit is paid to insured women working under an employment contract. And payments for the care of the child by the father are also obtained every month.
The labor law clearly defines the rights and responsibilities of employers with respect to pregnant employees. In the case of waiting for the child, the employee is guaranteed to retain the position and financial assistance. Benefits are paid by the employer or the state.
Increase in the decree
Decree funds may be increased due to the number of days:
- If pregnancy is prolific;
- Complex delivery;
- Birth of 2 or more children.
When the birth is difficult, and there is a threat to the life of the child, then another 16 days are provided. An additional sick leave sheet may also be issued if an additional period for recovery is required. If there is more than 1 child, the entire period of incapacity for work is 194 days.
Decrease Decree
Under the law, the employer can not require a pregnant employee to go to work. This period should not be reduced. Therefore, the payment of funds is not determined by the employer, and dismissal is considered illegal.
The term of leave can be reduced because of the desire of the employee herself. When there is an abortion, you can also go to work. In this case, the sick leave is provided for the time that is necessary for restoration.
By law, tax is not deducted from maternity benefits . This is evidenced by Article 217 of the Tax Code. Therefore, no one has the right to withhold any interest.
Special cases
The payment of funds can be carried out and the liquidation of the enterprise. Only about this event there should be a warning for the month. During the dismissal, there is a calculation, including the payment of benefits. Also documents must be issued that are required for processing payments.
Single mothers are also paid benefits. Payments are also made in case of adoption without registration of marriage. The calculation principles are the same as in the general case.
How to earn?
Many mothers do not have enough benefits during child care, so they are interested in how to make money
How to make money on maternity leave in another way? You can turn your hobby into a source of income. Many women are able to sew, knit, embroider, perform beautiful souvenirs or create photographs. Many ideas can be turned into reality. You can find clients through the Internet, newspapers and through acquaintances. Doing a favorite business and gaining income brings a lot of pleasure.
Many companies offer to work at home via the Internet or telephone. It may be necessary to advise people on services and goods. You can get a job in a bank, a taxi, an online store. This work has many advantages. The main one is the possibility of combining with other types of earnings. You can choose the schedule, as well as the place of work.
How to make money on maternity leave, if the child has grown a little? You can take children to your home for care, as many parents need such help. Even if the kids go to kindergarten, they sometimes need to be left under adult supervision for the weekend. It is only necessary to be aware of responsibility, and if you take this case, then treat it carefully.
в декретном отпуске, если вышеперечисленные методы не подходят? How to make money on maternity leave, if the above methods are not suitable? You can find work through the Internet. If you already have any skills, it will be easier. And when they are not, you will have to spend time learning. Among the types of earnings are copywriting and rewriting, when it is necessary to engage in writing texts to order.
You can also work on site modeling. Especially this option is suitable for those that spend a lot of time in social networks. The main task in this work is to ensure order in the forums, as well as participation in the discussion of topics. Another type of earnings is the promotion of groups in social networks. You can place ads, and get profit for it.
To earnings include tutoring, translation of texts, creation of term papers, abstracts, network marketing, preparation of dishes for sale, performing services at home (for example, manicure). If there are any skills, then in the decree they must be used. With a skilful approach, you can secure a stable income.
In fact, there are a lot of types of earnings in the decree. It is only necessary to choose a direction suitable for oneself, and actively develop in it. Even in the period of the decree, you can receive a high income, if everything is organized correctly.
Retraining
In the employment service, young mothers can be trained to receive a new specialty. During the decree such services are paid by the state. There are many specialties offered, but you can choose the one that is perfect. After the training will be issued a document, through which you can get a job.
The advantages of the courses include the relevance of the professions. The received specialty will allow you to improve your knowledge, and after the decree to find a profitable job. Training is provided by experienced teachers, specialists from different educational institutions.
But there is such a learning and downsides. Interesting vacancies are not always offered, and then a long period should wait for suitable courses. Not all regions have a rich technical equipment. But many people, including women in the decree, attract such training because it is free.
Free courses in the decree are guaranteed by the state. Training is necessary in the following situations:
- There is no qualification;
- It's hard to choose a job;
- I want to change my profession.
The main task of education is employment. After that, citizens often find a lucrative job or open their own business. Usually in the employment centers, economic specialties are offered, as well as training for an accountant, a secretary, a psychologist, a cook, a designer. The list of professions depends on the region, types of educational institutions. Everyone can choose a suitable profession.
The training period lasts about 6 months, but it all depends on the type of specialty. A set of groups occurs at different times. To enroll in the courses, you need to contact the employment center for registration. To do this, you must provide an application, passport, birth certificate of the child, a document on the decree. Training is usually conducted by specialists from universities and educational institutions that cooperate with the employment center.
Usually courses are held in the evenings, but they are full-time and correspondence courses. Classes are held individually or in a group. After passing the training a document is issued. In this case, the mother in the decree receives benefits. After mastering the profession or retraining, you can find a more lucrative job.
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