Is it possible to apply for a loan with a passport?

Interested in a loan for a passport? Do you think that it can not be profitable? Very vain. In the conditions of tough competition between banks, the winner is ... the borrower! Because it can be lured not only by particularly favorable conditions, but also by the convenience of the design procedure. So, where to get a loan on a passport? Of course, in the bank. Often, such programs are characterized by high speed of registration. It focuses on the borrower's focus. This is done in order to distract him from really important moments. For example, on the size of the interest rate. And it can reach 50-70% per annum. Not bad, is it? In addition, bankers try not to advertise and the amount of additional spending the client. It's about insurance, as well as about commissions. So if you really "pripeklo", and you draw up a loan on the basis of one document, then carefully read everything that is proposed to sign.
Is there an alternative to a product such as a passport credit? Yes, it is available. Not much different in terms of requirements for the borrower, it is much more interesting. We are talking about programs whose conditions provide for the provision of a pair of documents, one of which is a civil passport. It would seem that the difference is not so fundamental. At the same time, "extra" paper is a sure way to get more money for a reduced interest. Moreover, one can not say that at the same time, the deadlines for considering the application or the amount of the maximum amount that the creditor agrees to give to the borrower are severely affected.

The surest way to get a loan on a passport is to contact the financial and financial institution that serves you. There certainly will be a couple of interesting products within the loyalty program for existing customers. Financial organizations do not particularly promote them, because the level of profitability of express loans is not commensurate with the profit that can be provided by servicing existing customers.

Finally, if you need an urgent loan on your passport, you should not hurry. Instead of feverish search for the desired option, it would be more appropriate to study the proposals of banks on the subject of issuing a credit card. Here, the procedure may not be as fast, but simpler and cheaper. Cooperation with the leader

Today, one of the flagships of the Russian banking industry, VTB 24, is offering to borrow a passport. According to the program conditions, a citizen will need only the document and a self-filled questionnaire. The lender emphasizes that you can use the service on the way home. Or at lunchtime. The conditions are very simple and interesting. In particular, the amount up to 150 thousand rubles can be borrowed for up to 36 months at 29% per annum. Please note: the announced amount of credit interest is the starting point. That is, we are talking about the fact that its size ranges from 29 percent and above. To find out what is hidden behind the phrase "and above", you need to carefully read the contract. In addition, it should be borne in mind that this proposal is valid only in certain regions of the Russian Federation.