Assistance from the state to small businesses. How to get help from the state for small business?

Today, not all people are satisfied with the work for hire - a small salary, which can not be independently regulated. To get the maximum profit, many people decide to open their own business. It can be controlled, actively involved in any transformation, developed and expanded. But for any business, even small business, the initial capital is required. Those who have insufficient funds to create an enterprise, the state is ready to provide financial and organizational assistance.

On what help from the state to small business it is possible to count

In Russia, a program has been adopted, according to which everyone who decided to become an entrepreneur has a chance to get a financial state. Assistance to small businesses, and completely free of charge. The amount of monetary compensation has certain limits, which differ in different regions. Many people have the right to receive such subsidies, but due to objective circumstances and subjective reasons, not everyone can secure such support. In addition to financial assistance, funds for which come from the state budget, beginners are offered property assistance. This means the readiness of the state to transfer small business representatives to rent at low rates or, in general, free of charge certain property: real estate, technical equipment, land use objects, etc.

Limitations of the state aid program

Not every entrepreneur can count on assistance in the development of small business from the state. For example, if a person is registered as an entrepreneur for more than one year, he is no longer subject to this program. Of great importance is the scope of small business, because specially created commissions necessarily consider each application and not all respond positively. It is also necessary that the entrepreneur has his own money needed to start a business. The state will be able to compensate from 40 to 60% of the costs, and often this amount does not exceed 300,000 rubles. The rest will have to be paid from your wallet. Of course, this money is not enough to buy equipment and create a competitive enterprise, but it is not profitable for the state to fully sponsor businessmen. This is only a partial assistance from the state to small businesses, which gives it the opportunity to control the small business system.

Articles of receipt of subsidies under state programs

The program of assistance to small business in Russia includes several articles that assume subsidies:

• The opening of the enterprise;
• Opening a business;
• Renting a room;
• Purchase of equipment and computer equipment;
• Obtaining a license;
• Training of specialists;
• Participation in promotions and exhibitions.

Consultations on these issues can be obtained in employment centers and in specialized centers. The regional administration must provide residents with addresses of these offices.

How to get financial support

If you have already thought about creating your business, but do not have the necessary amount of money, then you can get help from the state to small businesses. First you need to create a business plan and submit it to the employment center for review. The size of the subsidy issued by this organization is 58,800 rubles. (4900 rubles - the monthly unemployment benefit multiplied by 12 months). The procedure for considering a business plan and the allocation of money can take up to 6 months.

What is needed to get the starting capital from the state

First, register in the employment center, that is, have the status of unemployed. To do this, you will need the following documents:

• passport,
• employment history,
• TIN,
• Documents on education, certificates and diplomas,
• Pension insurance certificate,
• A completed form-reference on the average salary for 3 months at the last place of work.

Note that the unemployed are not:

• Citizens under the age of 16;
• Women on maternity leave;
• Full-time students;
• Pensioners by age;
• Citizens working under an employment contract or registered as an LLC or IP;
• Invalids of non-working groups.

Further in the employment center it is necessary to write the application for reception from the state of a grant for development of small business. In detail, think through and compile a detailed business plan containing many calculations, graphs and tables. Having received approval, you should register as a legal entity (to organize an LLC or IP). Tax will give you a list of documents, copies of which must be provided. After that, your bank account receives agreed money, which you can rent and purchase the necessary equipment specified in the business plan.

A very important point: a financial report will need to be submitted to the employment center, which should reflect all equipment costs, salaries of employees, deductions to the tax and pension fund. If you received financial help from small businesses from the state, you need to be responsible for every penny you spend from this amount.

Other State Assistance Options

Possible assistance from the state to small businesses is not only the issuance of money for the establishment of an enterprise, it can be repayment of interest on an already taken credit or the issuance of a new loan by the bank with a reduced interest rate. Today many banks issue loans to entrepreneurs, and they, in turn, prefer to apply to the bank. After all, in that case they will not have to report where they spent their money, just enough to pay a certain amount of money in time.

The state also organizes so-called business incubators, where it is possible to get qualified assistance both in drafting a business plan and in training employees in new skills in organizing and running their business. In addition, in these centers, it is possible to rent a room inexpensively and place all its employees there, so they can always seek help from experienced professionals.

Each of us has the opportunity to get help and support from the state to create and develop our own business, it remains only to determine the direction of activity.