Which is better: Visa or MasterCard?

Plastic cards have entered our everyday life so much that people can not even imagine what would have happened if they did not exist at all. They allow us to pay for goods, use discounts, cash cash in ATMs, use them as credit cards and much more. The card allows you to keep money safely, as large amounts of a house are dangerous, and constantly going to the cashier for cashing and standing in big queues is a waste of time.

It should be noted that, despite the similarity of the functions performed, plastic cards still have differences. MasterCard and Visa are the most common payment systems, they are considered the main lumps in the financial world. Therefore, a person who wants to open a card, there is quite an explicable question about what is better - Visa or MasterCard.

It is impossible to say unambiguously that such a payment system is better, because they are almost identical. Of course, they have some differences, but their advantages and disadvantages depend only on the preferences of a particular person. If you know the goals pursued by the client, you can tell which card to choose: Master Card or Visa. But still, choosing any of them, no one will lose much, because the differences are insignificant.

The number of ATMs, shops and other institutions accepting cards of these payment systems is huge. Therefore, if you go to any country, you can be sure that there you can pay with a plastic card. If to answer the question about what is better, Visa or MasterCard for use in Russia, it should be noted that MasterCard owns 25% of the Russian market, and Visa 40%, the rest is divided between smaller systems.

When you are going to travel, you need to choose a map based on what country you are going to. The fact is that Visa belongs to the American payment system, so it is attached to the dollar and this is taken into account when converting currencies . For example, if you need to translate rubles into euros, first of all money will be transferred to dollars, and then to euros. Usually, the customer thus loses from 1 to 4% of the requested amount.

MasterCard belongs to the European payment system. Converts it immediately into the required currency, so the commission here is slightly less. But this fact still does not answer the question about what is better, Visa or MasterCard. Visa is best used for travel to the United States, Canada, Latin America, Australia. MasterCard is more convenient for traveling to European countries.

If you ask the bank's employees about the difference between Visa and MasterCard, then a clear answer is unlikely to be achieved. Most representatives of financial institutions argue that all payment systems have about the same functions, so it does not matter which one to choose. Some banks recommend a certain payment system, because it is profitable for them, while they do not really explain what is better, Visa or MasterCard.

To use the card within the country, there is no particular difference in the choice of payment system. But for applications when traveling abroad, you still need to recognize that the MacterCard is more profitable, since it allows you to open an account in both euros and dollars.