Period of validity of the vehicle diagnostic card

The validity period of the diagnostic card depends on the year of manufacture of the car (not the date of purchase, as many owners think) and is indicated in the issued document. It can be either one year or two.

Why first inspection, and only then the policy of OSAGO?

For many drivers from August 2015 it was extremely interesting to learn that the policy of OSAGO can not be obtained if the inspection is not passed. Until this point, everything was the other way around - first getting insurance, then the opportunity to pass a technical inspection. The availability of a diagnostic map (DK) in the car since 2012 was mandatory when checked by the inspector of the traffic police. Drivers therefore with great responsibility related to the inspection procedure, and even more so those who have been driving for more than a dozen years. They still care about when the diagnostic card expires.

Since August 2015, new requirements for the preparation of the MTPL policy have begun to operate. From this moment, and payments during an accident on "avtograzhdanke" innocent people were estimated to be as much as 400 thousand rubles. The value of the insurance contract for compulsory motor TPL insurance has also grown: in comparison with the beginning of 2015 - almost twice.

Duration of the diagnostic card

For MTPL insurance, it is necessary to pass the inspection at the service station before the conclusion of the insurance contract.

This immutable rule since 2015 is strictly enforced. Consultants of insurance companies do not have the right to make out a policy without making sure that the validity period of the diagnostic card allows you to do this. DC - one of the list of mandatory documents that the policyholder provides to the insurance company, along with a civil passport of the policyholder and the owner and documents for the car (PTA or certificate of registration with the State Traffic Safety Inspectorate).

What the insurance consultant pays attention to

Correctly issued diagnostic card has a seal of the company whose name is indicated in the text if there is a number. The latter must meet the requirements developed by the Russian Union of Motor Insurers jointly with the State Traffic Safety Inspectorate. The validity period of the diagnostic card (up to what date and year) is indicated, as a rule, on the second (reverse) sheet of the DC. The consultant must ensure that the card is not overdue.

If something in the diagnostic card causes suspicion in the insurance worker, he must consult with his supervisor or immediately online to contact the EAISTO (a uniform inspection database created by the traffic police and accredited car-care centers). A confirmation is given by the system only when the number and validity period of the diagnostic inspection card are valid.

If there is a discrepancy, registration of the policy is almost impossible. If an insurance employee issues insurance with an overdue diagnostic card, he, first, is fined (much more than salary) and most often dismissed; secondly, the insurance will not pay any payments under this contract until the vehicle is inspected In the EAISTO.

Diagnostic inspection card: validity period for OSAGO

The insurance company at the conclusion of the contract of OSAGO assumes responsibility in that the policy was issued in compliance with the requirements of the law and the availability of all mandatory documents.

Theoretically, insurance can be issued if the validity period of the diagnostic card of the car ends in one day. If the owner is firm, insisting on the legality of the claims, the insurance will be forced to enter into a contract with him. Such a situation can occur if the insurance is high enough price, and the driver does not have enough money to pay for the vehicle inspection, or he is afraid to pass it, because he is not sure of the accident-free condition of the car and all its systems.

How much is the technical inspection

Auto services themselves form a pricing policy, but the cost of passing a vehicle inspection is approximately the same everywhere, except, perhaps, in Moscow and the Moscow region (there it is somewhat higher). Naturally, the employees have much less work when looking at a new car. "Aged" vehicles require increased attention. Drivers are required to monitor the condition of their old car more carefully than in the case of a new one. But the cost of inspection, as it may seem strange, it does not affect. Usually the cost of such work lies within six hundred rubles.

The price of work on technical inspection of heavy vehicles is higher (about a thousand rubles), and not all service stations can carry out such work - this requires several other equipment.

In what terms it is necessary to pass technical inspection of cars

• If the car is not for another three years, then before the end of this period, the inspection is not necessary.
• The first time you need to go to the car service, when exactly three years have passed since the release of the vehicle (not to be confused with the moment of purchase).
• The second time the car is five years old.
• The third time the car is seven years old.
• And then already (for the eighth year) to go to a car-care center for a technical checkup every year.

In what terms are the inspections of special motor transport and transport for passenger transportation carried out

Responsibility of services is increased when cars that are engaged in passenger transportation are checked. Drivers of these cars do not have the right to drive if the validity period of the diagnostic card has expired. And this happens twice a year with frightening periodicity.

Special vehicles are checked with the same frequency - once every six months.

As well as than modern car-care centers attract motorists

Strangely enough, it is not the level of service, not technical equipment, not issued by the license, but the ability to issue a diagnostic map without showing the car.

Through the Internet, paying twice as much as usual, the price, you can get a diagnostic card, issued by all rules, with delivery to the house by courier.

Penalties for an expired diagnostic card

At present, the driver does not need to carry a DC with him in the car, only the OSAGO policy should be available. It is for lack or non-compliance with the terms of OSAGO insurance that the driver is penalized, and not because the diagnostic card has expired or does not exist at all.

The driver needs to remember that the overdue inspection will cause the non-payment of compensation to the second participant of the accident from the insurance company. And then the culprit will pay the cost of repairs from his own pocket in court, and yes, plus there will be legal costs. An innocent driver will insist on this. And if the car is quite expensive (a steep foreign car), then the amount of compensation awarded can be higher than four hundred thousand.

It is easier for the driver to observe the validity period of the diagnostic inspection card than to fall into the situations described above.

Tips for selling cars

Inspection of the car is not attached to the owner, as well as a diagnostic map of the vehicle inspection. The validity period for the OSAGO of this DC will be important for the new owner. Old owners at the sale simply give a card to the new owner. Then the validity period of the diagnostic card for compulsory motor TPL insurance when being registered with the State Traffic Safety Inspectorate will not be an obstacle to the insurance of the new owner.