Pension savings. Where to invest your "blood"

Today, talk about how you can properly invest pension capital, then to comfortably live until the end of your days, you can hear everywhere. And it's not surprising. Many Russians are concerned about the pension they will be able to count on in the future, and whether there is a real opportunity to multiply it. Most can not give a clear answer to the question of pension savings: where to invest these financial resources? And some in general have a distant idea of what the abbreviations of the Criminal Code, NPF and FIU.

Everyone should think about how to increase the size of his own pension

So, you have pension savings. Where to invest them - you do not know. What can you advise in this case? Alternatively, invest money in a non-state pension fund (NPF). And it is considered that the larger the size of the authorized capital of this structure, the more reliable it is. However, this is not the only indicator of reliability.

At present, everyone has to take care of his future pension independently through individual formation. First of all, we are talking about its accumulative part.

Today it is not enough to have pension savings. Where to invest them is the main thing. Yes, you can choose your choice on the state structure of the pension fund, but then do not expect that in a few years you will receive a "big" pension, since the profitability in this case will be scanty.

Partnership with APF

If you made a decision to entrust your financial capital to a non-governmental institution, then everything should be carefully weighed. Analyze how long the NPF works in the market, what kind of reputation it has acquired over this time. It is not superfluous to get acquainted with the statutory provisions of the company in order to know in more detail how money is accumulated, what instruments are used to invest, what is the procedure for paying an additional non-state pension.

If you are still in doubt, having pension savings, where to invest them, consult financial experts. In this matter, you will also benefit from the popularity rating of APFs that are compiled by independent agencies. It should be noted that the above procedure is inherently complex in its essence - it is implemented using multifactor computation models.

That is why such a verification of the fund's reliability will be of the highest quality.

Pay attention also to the fact that the client base of a non-governmental pension fund is wide.

And, of course, carefully analyze the question of what the profitability of the institution over the past year.

Partnership with the UK

Where else to invest pension savings? The Russians' testimonies indicate that some people prefer to trust their money to a management company (CC). Again, the selection of the latter should be approached with all seriousness and responsibility. Check how long the Criminal Code provides pension accumulation services, what goodwill is behind it. Also check the percentage of profitability of the management company.

Many do not want to give their money to the Criminal Code simply because to it in case of unforeseen situations it is impossible to present financial claims, since the contractual relations are not legally formalized.

One way or another, but the question of where it is better to invest pension savings, everyone should decide individually.