"Binbank" - reviews of specialists and consumers

OJSC "Binbank", whose opinions are allowed to draw a variety of conclusions, was founded in 1993 on November 1. At present, the regional network of this financial organization has more than 120 additional branches, 26 of which are located directly in the capital of the Russian Federation. The rapid development of the bank allowed him to expand in 2008 due to one of its competitors: CJSC Bashinvestbank could not stand the pressure of the global financial crisis and was forced to seek financial support from outside.

At the very end of 2004, "Binbank", the experts' reviews of which it is positioned as a rapidly developing organization, became a participant in the system of state deposit insurance. Within the framework of this system, each client of a financial institution can expect to pay its deposit from public funds, if the bank is declared bankrupt and can not pay its bills. In just 5 years, in March 2009, Binbank Bank passed the appropriate accreditation and received the status of an agent bank in organizing deposit insurance in Russia.

Development strategy of a financial organization

Innovative methods, used both in the development of new programs, and in choosing the next development goal of the bank, allow it not only to avalanchely increase its capital, but also to systematically increase its lending volumes. Over the past several years, each reporting period of a financial institution shows a minimum 15% increase in consumer lending.

In addition, "Binbank", reviews of which even eminent financiers leave, is constantly expanding its client base. Only in the first few months of 2012 the financial institution acquired about seventy thousand new customers in the private sector and nearly three thousand legal entities.

As part of the strategy developed and adopted by the bank's management, the organization constantly and systematically increases its share capital. As a result of the issue of additional shares, its capital this summer increased by more than 3 billion rubles.

Provided preferential programs

"Binbank", whose comments can add up both positive and negative opinions, actively works with the Government of the Russian Federation and provides special programs for the unprotected words of the population. They include such state-subsidized mortgage loans as:

• Apartment "Young Family" - within its framework, you can get up to 40% of the cost of an apartment with one payment as a down payment;
• The program "Maternity Capital" - within its framework it is possible to receive about 420 thousand rubles for improving housing conditions or providing education for children;
• Mortgage for servicemen of the Russian Federation - to receive it you need to be a member of a special funded program, available only to employees of the Russian armed forces;
• Apartment "Young Teachers";
• Apartment "Young Scientist".

Today, you can get such a program in any branch of Binbank. The addresses of its branches can be found both on the main website of the financial institution and on the many pages of credit brokers advertising their services.