Finance, Banks
Operational leasing - why is it profitable?
This kind of operations in finance as a leasing is well known to businessmen and owners of their own business. This is an excellent alternative to lending, which is suitable for both large enterprises and small businesses. There are many types and types of leasing, but there are two key variants: operational or financial.
Operative leasing - the specificity of this type of service
More than 90% of all leasing transactions are related to financial leasing. Companies in this way acquire new equipment, machinery, cars or commercial real estate, seriously reducing tax pressure and reducing assets. This is a way to get away from classical credit schemes, more profitable and convenient.
Operational leasing is a type of lease in which property is transferred for a certain period of time to the client's use, but upon termination of the contract, it is returned to its owner. This option can not be compared with lending, because the consumer does not become the owner of the property.
Operational leasing costs customers more, because the level of risk for the tenant in this case is higher. On the other hand, the consumer does not need to pay full depreciation of assets in a short time, he pays only a part of it. This option is worthwhile when using expensive property for a short period of time.
When is operational leasing more appropriate?
The main area of activity of leasing companies in this direction now is a long-term lease of present-day elite cars, expensive equipment and equipment. One of the goals, which helps to implement operational leasing, is the image component. This part of the life of the business elite has its own internal rules and regulations, and businessmen spend money on it without regret.
And, finally, it is advantageous to use operational leasing in cases when there is a need for a one-time use of certain property. For example, for the construction of a new building special equipment will be required, but only for 8-9 months, the company will not engage in such activities any more.
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