Maternity capital: the difference between the regional payment and the federal

Many know that in Russia for several years there is a state program to support families with two children. It is designed to reverse the negative demographic trends. The essence of the program is that the family with the second child is paid the parent capital (MK) - a sum of money, the amount of which increases every year.

Several million Russian families have already become recipients of matkapital. As the authorities believe, the program has fully proved its effectiveness and positively influenced the increase in the birth rate in the country.

This program is all-Russian, that is, its conditions are the same throughout Russia. At the same time, in most regions, at the suggestion of former President Dmitry Medvedev, programs of the so-called regional maternity capital were launched.

What is the difference between the all-Russian maternity capital and the regional one? First of all, the fact that each region sets its own conditions for receiving payment. This applies to both the amount of money and the rules for its use.

The main source of information on the federal MK is the official website of the Pension Fund of Russia (PFR) - pfrf.ru. As for information on regional MKs, it is more difficult with this - it is scattered among the sets of websites of local authorities, which are more than 80. However, in general terms, you can find out about the conditions for obtaining regional maternal capital on the site region-matkapital.ru - here Collected information on all regions.

So, let's start with the amount. For the federal MK - this is a single amount across the country, and for the regional MK - it is different in different regions. For example, in the Moscow region this is one size, and in the Khabarovsk Territory - is completely different. In addition, in each region, the authorities can change this amount each year. By the way, the value of the federal MK is on average four times more than the regional one (400 thousand rubles against 100 thousand rubles).

Secondly, this is the category of recipients. For the federal MK - women who gave birth to a second or subsequent child. For the regional - usually women who gave birth to a third child, but in some cases - the fourth or fifth child. It happens that there is a restriction on the level of income, when the right to pay is only for those families whose income is less than a certain level. Usually this is the local subsistence level.

Third, these are terms of use. For the federal MK there are exactly three directions for which you can spend money: improving living conditions, educating children, forming a funded part of the mother's pension . Directions for regional MKs in each region can be very different. Somewhere they completely coincide with the conditions for the all-Russian MK, in another place money can be spent only on housing, in the third one you can also buy a car or furniture on these means. In general, it all depends on where the family lives.

These are the main differences between these two payments at the level of the state and the level of the region, the province or the republic. In conclusion, it should be said that the legislation does not stand still. Laws in the regions often change: the amount of payment increases, and the scope of use of the MC increases. Therefore, if you are going to get a matkapital, you should find out the latest data on the latest changes.