How to take a car loan in Rosselkhozbank

Today the car is not only a means of transportation or luxury, but also a working tool for a huge number of citizens of the Russian Federation. With its help, they transport goods and provide services. For those who want to buy a new car, a car loan is always available at Rosselkhozbank. With the help of borrowed funds, you can buy a car of your dreams, which you simply can not accumulate in a modern economy.

Rosselkhozbank is an organization whose shares are 100% owned by the Russian government. The number of branches of this bank exceeds 1600, and its representative offices are opened in Kazakhstan, Tajikistan, Belarus, Azerbaijan and Armenia.

A car loan in Rosselkhozbank allows you to purchase cars of both foreign and domestic production. This type of lending does not allow the bank to control the targeted use of the funds issued. In addition, the bank has a number of differences that put it on the first place when buying a middle class car, namely:

• Absence of various commissions and fines;
• Low interest rate, a car loan in Rosselkhozbank is issued at a modest 13.5% per annum;
• Minimum package of documents;
• The minimum legal age is 18;
• Convenient payment of monthly payments;
• The cost of CASCO insurance is included in the amount of the loan received.

Calculate the car loan in Rosselkhozbank can be using a special calculator, located on the official website of the bank. You can also find a special form of the application form for its receipt. Filling out and sending it to the manager's mail, you can receive an invitation to the bank within a few hours for further processing of the service. The branch of the borrower's organization is waiting for a short interview, a study of the provided originals of papers, an evaluation of the purchased machine and the conclusion of a loan agreement.

A car loan in Rosselkhozbank can be obtained for the purchase of both a new and a used car. The maximum amount that can be obtained under this program is 200 thousand rubles. To receive money, you must necessarily make a down payment, which is 10% for a new car and 20% for a second-hand car. The maximum period for which a loan can be obtained is 5 years.

To purchase long-cherished transport, the ideal choice is the Rosselkhozbank. Car loans, the interest rate on which is always from 13.5% per annum, is the ideal tool for buying.

Depending on the circumstances and the type of product, the package of documents may vary, but there are always a few basic papers required in any case:

• A valid passport of a citizen of the Russian Federation;
• Application for cash;
• A copy of the work record book ;
• Permanent registration in close proximity to one of the bank's branches;
• Certificate of income for the last six months.

In order to obtain softer credit conditions, it is always possible to provide a surety and a more significant collateral object. When providing the most complete information about yourself, the borrower can expect to receive a loan at the minimum interest rate for the maximum possible period.