How to save money - learn how to manage money correctly

We all know that in order to feel financially comfortable, first of all you should try not to spend less, but to earn more. However, everyone's life develops differently: different societies, initially different opportunities for earning, so it is important not only to be able to "make" money, but also reasonably to treat them. So, how to save correctly?

Food

If for an average European citizen the normal monthly food costs are 8-12%, then for domestic citizens, it can sometimes reach 40-50%. Often it is the cost item that does not allow you to update your wardrobe, purchase the necessary equipment, or relax with your family. The cost of buying food will not be so burdensome for the family budget, if you follow simple rules. So, for example, buy only the right products - to do this before going to the store you can make a list. Products to buy better on wholesale bases or markets, do not forget also about discounts and discounts in the evening hours in some stores.

Transport

There are many ways how to save on transport. If you use public transport, it makes sense to purchase a travel card for a month. Small distances and it is better to walk at all - both useful and economically profitable. If you have a private car, here the main funds go, of course, to refuel it. How to save fuel? Very simple. Muffle the engine in a stopper - and the air will be cleaner, and extra liters of fuel will save. But on the quality of what the car is refueling, it is not worth saving. Possible damage from using poor-quality fuel can significantly exceed the savings.

Utilities

Further a little about how to save electricity and other resources for which utilities are billed monthly bills. First, put in the house (apartment) counters - it's much cheaper than the monthly fee. In addition, so you can control the consumption of resources yourself. As far as electricity is concerned, first of all, switch to the use of energy-saving light bulbs. Yes, they are slightly more expensive than usual, but the time is much more. It will not be superfluous to refuse from an electric kettle. If the house has an electric stove, then, on the contrary, it is advisable to buy an electric kettle.

clothing

Everyone knows about sales in clothing and footwear shops. Information on how to save and buy clothes at discounts often appears in groups in social networks, etc. It is also erroneous that the clothes in second-hand stores are necessarily low-grade. Very often in such places it is possible to buy branded things practically for a pittance, realized after withdrawal at the customs.

Cigarettes and alcohol

Looking for another way to save money? It is possible that the answer is literally under your nose. It's easy to calculate how much bad habits cost each month . By refusing bad habits, you will save this amount every month, not to mention the enormous health benefits.

Good luck in your endeavors.