How to punish unscrupulous borrowers through a court?

Despite the fact that in our country the overall level of cultural and moral values has increased significantly in recent years, many people often behave in bad faith and do not pay bills on their debt obligations. What to do with such people and how to punish them?

The main thing that you need to pay attention to when you give money in debt is for the competent drawing up of a debt receipt (contract). It is she who gives the chance to influence the attacker, as the collection of debt through the court always requires some concrete evidence. It is worth noting that, with an oral agreement, it will be very difficult to prove the fault, and sometimes it is almost impossible.

The most important document that can help in recovering debts through the court, and which is the beginning of the trial, is a statement of claim. It specifies all the conditions under which money was given, as well as other documents, including a promissory note, are attached. It is worth noting that the assistance of the court is paid by the state fee, which is 4% of the amount of the claim (with an amount of up to 20,000 rubles). The statement of claim is made in two copies. One of them falls along with a summons to the future defendant, and the second is the case file.

The first stage of the trial is a challenge by the judges of both sides for some explanations, which will later be used in the case, as well as to provide additional evidence. It is at this stage that there is still an opportunity to settle the conflict peacefully.

Then begins the second stage of the judicial debate - the initial court hearing. First, the conflicting parties, the secretary, the judge are represented, and also the announcement of the lawsuit. The word is given to the plaintiff.

After the plaintiff has spoken, the defendant is given the floor. The defendant can express both consent and disagreement with the claims. He also has the right to put forward in his favor certain evidence and facts.

The next step the judge offers the parties the opportunity to address him with requests and petitions on the merits. Here you can demand additional facts, evidence, as well as the extension and adjournment of the case.

In the final stage, both sides are once again given a word, where the plaintiff and the respondent can once more concisely describe their present position regarding the claim. When the monologues are finished, the judge is removed for the resolution decision. The judge decides on the outcome of the case solely in a special room where no one can interfere with him. First, a primary resolution is issued, it indicates whether the claim is satisfied, and if satisfied, in which part. Five days after this, the final decision of the court (motivated) will be drawn up. Then an appeal is made against the decision.

The whole process of litigation is a long and often difficult process. The plaintiff usually faces some difficulties - this is payment of considerable state duties, and payment for the services of an experienced lawyer, and the collection of all necessary documents. Before you give someone money in debt, you need to think carefully about your decision.