Credit Agricole Bank

The Russian banking structure "Credit Agricole KIB" is the offspring of a well-known French credit organization with the same name. Its sphere of activity in the domestic market is to serve not only the large companies of our country, but also foreign commercial institutions that conduct successful business in Russia. In its work, the above credit institution focuses on cooperation with French investors, while partnership with representatives of the "retail" business is not included in the list of priority areas of its activities.

The appearance of the bank in the Russian market

In Russia, a foreign banking institution, which was originally called the "Lyons credit", was established in 1991. Subsequently, the credit institution was reorganized, as a result of which Credit Lyonnais became an integral part of the new financial structure called Credit Agricole Corporate and Investment Bank.

Vleedeltsy bank

Currently, the abovementioned credit organization is a closed joint-stock company owned by two foreign companies: Credit Agricole SA, which owns 82% of the authorized capital, and Credit Agricole Global Banking, which controls it, owns an 18% stake.

In Russia today there is one branch of the above-mentioned company. "Credit Agricole" is primarily engaged in investing in commercial projects and servicing French entrepreneurs who are developing their own business in the domestic services market.

Cooperation of the bank with representatives of small business - so far in the future

Despite the fact that the credit institution is a participant in deposit insurance (CERs), its management does not yet consider the possibility of "dense" cooperation with entrepreneurs representing small businesses.

Back in 2008, Credit Agricole initiated the possibility of creating a program for business development, but due to the then emergent crisis in the economy, the financial structure had to be abandoned from the idea of partnership with "small" businessmen. Nevertheless, this fact did not become any significant barrier for the development of the banking business.

In 2010, the "net" income of "Credit Agricole" was equal to 313.5 million rubles, and a year later - to 606 million rubles.

Last year's figures

Banking analysts note that as of April last year, the total assets of the credit institution under consideration amounted to almost thirty-seven billion rubles, while the total liabilities are a little over thirty billion rubles. As for own capital, its size almost reached the level of four and a half billion rubles. The authorized capital of the financial organization has overcome the level of two billion nine hundred and nine million rubles. Undoubtedly, Credit Agricole is a bank with a high degree of reliability.

The head of the Supervisory Board of the bank is P. Francois, and the chairman of the board is Chemeris E. S.

Quality of banking products

Professional auditors and statisticians checked the quality of banking products and evaluated them on a five-point scale on a solid "four". For a foreign financial structure this is a high figure, which was achieved due to competent management of the bank and improvement of the work of its employees.

Today, the main trump cards of "Credit Agricole" in the competitive struggle in the banking market are the programs of car loans, mortgage lending, consumer lending.

In addition, the bank's employees are ready to offer corporate clients a profitable package of business services, focused on the agro-industrial complex. Currently, the bank's management is trying to attract as much agricultural producers as possible to lending.

Also, experts note the high level of development of the system of payroll for individuals and legal entities.

The management of the financial structure can be considered the achievement of the fact that the bank took the first place in the automotive financial market precisely because partnership projects on lending were used, whose participants were well-known machine importers to Ukraine and dealers for their sale.

This is the scale of the business with Credit Agricole. Ukraine is one of the countries in which there is a widely ramified network of representative offices of the above credit institution. Only in it there are about two hundred branches and approximately three hundred ATMs, without taking into account the contractual relations with the company "Atmosphere", which owns more than three thousand terminals throughout the state.

What other factors provide a strong rate of development

Such large-scale successes in the banking business became possible thanks to the financial assistance of the largest financial corporation of Europe - "Credit Agrigol SA".

Its customers are almost 60 million people around the planet. In 70 countries around the world employs more than 150 thousand employees of the French holding company.

High service

The entire workforce of Credit Agricole, of course, has a high level of professionalism. The quality of customer service is also ideal here. It should be noted that the credit organization pays special attention to the development of the foreign market: "Credit Agricole", whose branches are located around the world, actively offers investment and commercial banking services.

It should be noted that the above credit structure cooperates with MasterCard International and Visa, servicing payment systems. If you intend to use available credit programs or evaluate other banking services in practice, then "Credit Agricole Kib" will be the best solution for you. The benefits for customers are obvious.

Official site of "Credit Agricole": www. Ca-cib. Com.

Conclusion

Favorable credit system, high quality of service, wide range of banking services, professionalism of employees - all these factors contribute to the successful development of business, which is the responsibility of the above-mentioned financial institution. Undoubtedly, "Credit Agricole" is a bank you can trust.