Cash deposit announcement. What it is?

Each legal entity, as well as an individual entrepreneur who conducts their business in the territory of the Russian Federation, must open a personal account with the bank. In the future, through him, all operations related to the movement of the customer's funds will take place. Such financial transactions include the transfer of amounts on the basis of payment orders, various kinds of income, writing off commissions for the provision of services by a commercial organization, and so on.

The client is fully able to settle accounts with its counterparties both from the funds that are credited to him in a non-cash order, and through an independent replenishment of the account. To do this, he needs to make an announcement for a cash payment. Such a document has a common established form and a set of mandatory requisites. Its registration must strictly comply with the norms prescribed in the legislative documents. This paper is designed to enable a legal entity (or IP) to freely deposit funds into its account opened with a commercial organization.

A cash deposit announcement is a paper document that consists of three parts. In general, these parts are similar to each other, but nevertheless have a number of specific differences. In this case, each part has its own specific name: a receipt, an announcement and an order.

The first is handed directly to the client with the signature of the cashier and the person responsible for the transaction, so that the legal entity (or IP) has on hand the confirmation of the deposit of a certain amount.

The announcement of a cash deposit must necessarily have the signature of the owner of the current account. It is put on the second part of the document. The announcement remains in the cash register and is later filed in documents for an operating day.

The order will be pinned to the account statement on the client's account, so that this operation for crediting money has an official confirmation.

An advertisement for a cash payment (the form is usually provided by the credit organization's employees as a sample) can be made directly by the owner of the current account, or by the bank's responsible person. However, it is worth remembering that the service for processing the document will most likely not be free. The commission amount can vary greatly depending on the tariffs approved by the head of the credit institution .

Announcement for a cash payment is made both manually by the client, and by means of a computer. The most important thing is to observe all the subtleties of filling. The correctness of all data entered in the document is checked first by a bank specialist, then approved by the head of the department or unit, and in the end passes final control by the cashier. In the event of an error, the customer is obliged to completely rewrite the entire document, since corrections, corrections and other changes are not allowed in it.

The announcement of a cash deposit represents one of the types of cash receipts. Therefore, this document must have similar information. For example, the code in which the basis for the receipt of funds to the bank account of the bank's customer is encrypted.

The system of registration of such a document is officially approved and fixed by regulatory documents. This is done to ensure that the credit institution had a clear idea of the source of cash that goes to its cashier. After all, unlike individuals, organizations and individual entrepreneurs can not replenish their personal account without a definite reason. In addition, only employees officially working at the enterprise are entitled to contribute to the bank's cash department. The cash deposit announcement contains the personal information of the person who replenishes the account (full name), as well as his personal signature.