Cadastral value of the apartment. Market and cadastral value of the apartment

Until recently, all real estate transactions in the Russian Federation were carried out on the basis of two price variables: inventory and market. However, the first, as a rule, does not correspond to reality, and the second is formed without participation of any state structures. For this reason, it was decided to introduce another concept - the cadastral value of the apartment. It is this value that will determine the amount of taxes and fees associated with both alienation and use of immovable property.

What is it for?

As already mentioned above, first of all - for paying taxes related to the sale, purchase or use of the apartment. Previously, for this purpose, the inventory value of objects, determined by the BTI, was applied. However, as practice showed, in most cases it was significantly lower than the actual one. And this led to a shortage of certain amounts of budget.

In addition to paying taxes, the cadastral value of the apartment is used when entering into the inheritance, processing a mortgage in the bank, determining mandatory payments when making a transaction for the change or donation of real estate. In general, this value is fundamental to the calculation of any characteristics expressed in money equivalent associated with this object.

Who and how determines it

Many citizens, for the first time faced with the need to indicate a specific amount, often the question arises as to how to find out the cadastral value of an apartment and how it is determined. It is established by a special state body. It is called the Federal Service of Cadastre and Cartography. The cost itself is not constant, and is systematically revised, as a rule, upwards. This is due to the fact that earlier it was close to the inventory, and therefore, significantly different from the market.

When determining it, several factors are taken into account. First, this is the average market price per square meter in the region. Secondly, the year of construction of the house. In addition, the formula by which the cadastral value of the apartment is determined includes other coefficients.

Where can I find it?

There are several ways to refine this indicator by the owner of real estate. The first and, perhaps, the most simple - look in the cadastral passport of the apartment. This document is issued by the relevant state body at the location of the real estate. Any citizen of the Russian Federation can apply to the Cadastral Chamber, where he will receive an appropriate certificate. If during the last few years an activity has been carried out with the apartment, including its alienation, the document may be in the hands of the owner, so you just need to look at point 8, where the price is registered. However, if the passport was received before 2012, this information is considered invalid, so it is better to clarify it in a different way.

The cadastral value of the apartment can also be obtained on request in Rosreestr. This is done on the official website of the institution. There is a special form, after filling which the citizen receives the information of interest. The more accurately the information about the real estate will be indicated, the faster the cadastral value of the apartment will be found. Rosreestr provides information in a format that is available for printing. However, the certificate received in this way is not considered official.

A document suitable for presentation to a notary office or other authorities can be taken in the Cadastral Chamber. The body issues a certificate 5-7 days after the request is prepared, provided that the full package of necessary documents is provided.

What should I go to the Cadastral Chamber?

When writing an application for a certificate with you you need to have a certificate of ownership of the property in the original, a floor plan, explication and passport of a Russian citizen. In the event that a representative of the owner addresses the Cadastre Chamber, a power of attorney will be required to carry out this action.

According to the established standard, the certificate should be ready after 5-7 working days from the date of application, and it is issued free of charge. In case of an urgent need to receive a document for an additional fee, the request is processed in an expedited manner. Then the result will be issued on the day of treatment.

If the owner does not have an explication for the apartment (for a detailed explanation of the plan with the date of the last inventory of the facility), it is necessary to contact the BTI.

What to do if the cost is too high

Due to the fact that in most regions this indicator was significantly different from the real price in the smaller direction, over the past 2 years it was revised. This is done so that the market and cadastral value of the apartment are at least approximately the same. As a result, it turned out that in some settlements for a number of objects it exceeded the real price.

If a citizen, having applied to the appropriate body to clarify the cost of his apartment, received a certificate and does not agree with the information indicated in it, he has the right to challenge it. To do this, it is necessary to file a lawsuit against the courts. And if it turns out that the cadastral value is not calculated correctly, its value will be revised. However, the process can take a lot of time. So, when executing an urgent transaction, the owners, as a rule, do not challenge anything and pay taxes from the whole amount.

How to determine the market value of an apartment

Intending to sell his property or put it in the bank, the owner, as a rule, wants to proceed from its real price. The cadastral value of the apartment, although it should match it to the maximum, does not always reflect the reality. Therefore, in order to determine how much money to ask for their housing or what amount of a loan they can offer at the bank under its pledge, the owner must apply to an independent appraiser. He will determine the market value of the object, and, if necessary, issue an appropriate conclusion, which can be presented to both the prospective buyer and the bank employee. True, for the implementation of such an examination will have to pay.

When registering a mortgage loan, you should also remember that each bank has its own certified experts, and the conclusion of others they may not take into account.

Regional coefficients

Since housing prices can differ at times even within one subject of the federation, not to mention the scale of the country, in determining the cadastral value of a particular apartment, first of all the location of the apartment is taken into account. So, for example, the cost per square meter in the capital, even according to Rosreestr, is up to half a million rubles, and in a small city this value can be at the level of 20-25 thousand.

The cadastral value of an apartment in Moscow or any other city is fairly easily determined by the owner on its own. To do this, you can use a special online-directory, which serves Rosreestr. Entering the exact address of the object or its part into the search window, the user gets the result in the form of an interactive map. And, by clicking on a specific object, it can see all the information about it, including the cadastral value. This is very convenient for those who do not need official help at the moment, but at least some information is needed to calculate the costs in the future.

Effect of cadastral value on the tax rate

Between these two parameters there is a certain relationship. If the total price exceeds the permissible by the legislation 300 million, the mandatory payment to the budget will be doubled. For this reason, the cadastral value of the apartment is so important. Where to look at its meaning, understand not all owners. Often they resort to paid services of specialists, whereas they could easily cope with the task themselves, simply by visiting the official website of Rosreestr.

The cadastral value of real estate is the main price indicator of the facility for government agencies. It is taken into account when paying taxes and fees, carrying out transactions for the alienation of property and its registration as collateral. You can find it in several ways, and most of them will be absolutely free.