What is the security code of the card? How to use the security code of a Visa card?

If you ever made purchases through the Internet, then, most likely, you had to introduce a security code. Everyone should know this parameter. So, what is the security code of the card? It's about him we are talking about.

Understand in terminology

If we talk about what a card security code is, it should be noted that it is a set of symbols separated from the card number and used to make one-time payments during the purchase of goods via the Internet. Different payment tools usually have different sets of symbols. Security code on the card "Visa", "Master Card", JCB, DinersClub usually consists of three unique characters that are placed on the reverse side, namely on the signature strip. AmericanExpress cards use a four-digit number placed above the main number on the front side.

How it works?

So, what is the security code of the card, you already understand, now it's worth talking about working with it. Existing rules are prescribed in such a way that the seller does not store this set of symbols after the operation is completed, and also he is not obliged to use it to receive payments. However, the situation is that many banks do not agree to conduct operations without the introduction of this code, so payments do not pass, and customers are unhappy. Since a bona fide seller is obliged to forget the security code after a transaction, purchases with such a tool are not suitable for periodic payments.

So, you know where the security code on the card is, so you can make purchases online. For users who make purchases on the network regularly, it is worth saying that the PIN is not needed. The introduction of the security code is the only way to confirm the payment. When entering any personal data on the network, in no case need to report a PIN.

Security

So, you do not have to report the security code of the Visa card, its number, credit limits, the duration of the card in response to inquiries that can come via SMS messages to your e-mail, as well as on pages of sites that do not deal with sales. The payment for services in the network should be realized through a separate, prepaid card. And in this case, do not store a lot of money on it. If there is a significant balance, it is worthwhile to set a limit on expenditure transactions per day.

There are signs that immediately strike the eye, suggesting that the site is fraudulent, - a primitive design, an abundance of banners and active links of dubious content. Another precautionary measure is the installation of anti-virus software on your computer, as well as its regular updating.

Visa International

The bank card of this brand allows owners to cash out money, purchase goods at retail outlets, pay bills at cafes and restaurants, and pay for Internet purchases. Such banking instruments are in great demand, because it is a convenient and safe enough means of input / output of monetary assets.

Credit card Visa International can be purchased at any financial institution. In practice, it becomes clear that for its registration on the most favorable terms it is required to familiarize yourself with the conditions of lending in three banks or more. Special attention should be paid to the limit of funds, the size of the loan rate, the maturity of the debt and the credit limit.

Features

Becoming the owner of this truly financial miracle, it is worth remembering that the attackers have recently learned how to quickly forge any credit card. Therefore, it is recommended not to trust anyone, and also not to show your card. When cashing funds using an ATM machine, be sure to check whether there are any reading pads on the receiving device. And the security code of your card should be protected even more carefully.

So, if we talk about what the security code of the Visa card is, then it should be noted that it has the working name CVV2. It is presented in the form of a set of symbols placed on a magnetic strip. Its main purpose is to make one-time payments through the Internet.

conclusions

All of the above indicates that in practice, the introduction of the security code does not at all contribute to improving the level of security, but it can be guaranteed to get confusion. If the security code is incorrectly entered, payments are not made, and this causes dissatisfaction among the bank's customers. Recently, this is why most people prefer prepaid credit cards, because they use transactions that do not require the user to enter a security code. This trend was the impetus for the development of a completely new 3-DSecure technology, designed to make credit cards for all functions similar to electronic payment systems.