What is the purpose of the Federal Insurance Supervision Service?

In modern life, not all organizations involved in the insurance of citizens and the activities of legal entities, function exclusively for the benefit of their clients. There are many disputable cases in which it is difficult for citizens to defend their rights. The state is trying to solve the problem, for which the Federal Insurance Supervision Service was created. The main task of the service is to check the firms that are unfairly performing their obligations.

So, every person who believes that his rights were infringed, can complain or file an application, and the Federal Insurance Supervision Service will review it and take appropriate actions. First of all, the legality of the activity of the legal entity to which the complaint was lodged is checked. Then the work of a particular insurance company is examined in detail. The fundamental factor is the implementation of all the norms of the current legislation. Moreover, the FSIS of the Russian Federation reacts even to claims made orally by means of a phone call. However, for greater confidence, one should personally visit the service and write a statement in the prescribed form, then the victim will have grounds for applying to the highest instances of the judiciary in the absence of due attention to the problem.

The Federal Service for Insurance Supervision of the Russian Federation publishes its legal address in specialized media and on its official website, so the application can be sent by mail - there are times when a person does not have the opportunity to appear in person, and the problem requires immediate intervention by the supervisory authorities.

Particular attention should be paid to the process of drafting a complaint or application. In order to get the result, it will be necessary to detail the essence of the conflict situation and its causes. Do not forget that even the control service needs a good reason for checking an irresponsible company, therefore, certain clauses of the contract that were not executed by the insurance company should be cited. The rationale can serve as overdue payments or full refusal to transfer funds to the beneficiary's account.

After consideration of the complaint, the Federal Service for Insurance Supervision makes a decision about the expediency of taking any measures. On the basis of the facts received from the injured party, the inspector submits a request to the name of the guilty party. The insurer has no right to ignore the request of the state body, therefore it is obliged to promptly present all available documents on the case in question. If it was recognized that there is a violation of the insurer's established agreements with the client, the inspection sends him an order that the legal entity should correct the mistake. For example, pay the amount specified in the agreement to your customer. Otherwise, the Federal Insurance Supervision Service will select a license from an insurance company without the right to restore it.