We Save On Buying Casco

Motor vehicle insurance under the CASCO program is gaining popularity every day. And the more drivers are faced with car insurance, the more willing they are to save money.
Before thinking about saving when buying a policy, it is logical to find out its approximate cost. The paradox, but many still do not know how to calculate CASCO online, do not represent the existence of special calculators that will provide information about the cost of insurance much faster than any of the insurance agents.
Internet tools for calculating the cost of insurance today can be used on any site of the insurance company. But there is also a special kind of calculator that allows you to estimate the cost of a policy in several companies at once. On the basis of these data, the insurer's choice is often made.
And now let's talk about the main factors that affect the cost of insurance policy. First of all, the size of the tariff depends on the market value of your car: the higher it is, the more expensive the insurance. Some "comrades" consciously overestimate the value of their iron horse, hoping, in the event of an insured event, to seize a nehily kush. They are probably forgetting that they will not pay too much. In addition, in the event that such a scam is discovered, the insurance company has the right to charge the negligent client with fraud and make a payment, the amount of which will not exceed the market value of the car.
The second most important factor is the age of the driver. Almost all insurers use increasing coefficients for individuals who have not reached the age of 21-22, or who have exceeded the threshold of 65 years. Along with the age of the car owner, his driving experience is taken into account. The more it is and the more perfect the driving history, the lower costs you face CASCO. It is important to take into account that in the case when several drivers are admitted to the TS, the worst age data are taken into account.
Less significant factors:

• Wear of spare parts;
• Presence of alarm;
• Application of the franchise;
• Insurance registration area, etc.

Speaking about auto insurance, you can not say a few words about OSAGO. Calculate the cost of compulsory motor TPL insurance on a calculator is as simple as CASCO. In addition, MTPL has a much smaller number of factors affecting its value, and tariffs in different insurance companies are the same, as they are established by the state.