Student's postcard: reviews and conditions of crediting

Changes in the sphere of banking activity in connection with technical progress have long been visible. One of the innovations is getting a credit for a card. Thus, it is easier for the bank to monitor the financial condition of the borrower. And it is much more convenient for you to repay the loan and use the other advantages of this service. A postcard, the reviews are often positive, and is a significant change in the credit system. Get it pretty easy. As well as to use.

Russian Standard Bank". Post card. How to get?

Suppose that you have recently turned 18 years old and you urgently needed money. You can apply to the bank and go through the procedure of processing and checking your candidacy in order to get a credit for the card. This can be done both online and without leaving home, and by visiting the Russian Standard Bank. To do this, you will first have to contact the dean's office or your school's accounting department to provide the organization with the necessary information about your solvency. Student's postcard, the responses about which are rather contradictory (depending on the narrator), will come to your dean's office after checking all your personal data.

Student card: advantages

Student's postcard ("Russian Standard"), which can be read on the Internet, is very profitable. It has a grace period when the withdrawn funds can be paid without paying interest. The only restriction for getting it is age. If you study in the first year, you will have to wait until you go to the next one, because no one will issue you a card. It seems that you are very knowledgeable on the Internet, so after receiving a credit card you will be able to track your payments and the timing of the loan in the online service of the bank. Moreover, having on your hands another account (scholarship, deposit) in the same organization, you will be able to transfer funds between your cards, thus repaying the debt (this service is invalid if your credit card and deposit / scholarship card from different banks). Agree, the payment of the loan becomes quite convenient, even from the house you do not need to go out. In the absence of another "Russian Standard" card, you can repay the debt in the bank branch or, having paid a commission, use the services of other organizations that will transfer money to your account. Another plus of the credit card "Russian Standard", is the service of calculation in shops / catering establishments without interest.

Student credit card: reviews and deficiencies in use

The downside of this type of loan is the impossibility of withdrawing funds without a commission. However, if you have already repaid all the debts, personal money is withdrawn without any interest. Another unpleasant moment when concluding an agreement with the bank "Russian Standard" is the card maintenance fee, which is 200 rubles. True, it is charged only one year. In addition, it should be noted that the postcard, the reviews of which are quite numerous, are subject to a serious commission for the use of funds. Therefore, before using this service, it is recommended to familiarize yourself with the interest rates.