Reviews about the bank "Settlem Bank": opinions of customers and employees

Is it easy now to find a responsible bank that honestly would tell about all the nuances of the services it offers? The answer seems obvious. However, almost all of them are invariably forced to resort to the services of such financial and credit institutions, regardless of the type of their business activities. For example, you often need a loan for some consumer needs or a large purchase. It is not always possible to wait until the required amount is accumulated. That's why bank loans are so incredibly popular. However, in order not to get into the network of unscrupulous financiers, it is important to choose an institution that functions honestly and will help you implement any of your projects. Many consider "Network Bank" an appropriate option. What is the peculiarity of this financial institution? What credit products does it offer to its customers? What do the reviews say about the features of its functioning? All this will be discussed in this article.

About the Bank

As they say about the establishment of "Settlem Bank" client feedback, it is called one of the most popular financial institutions that provide consumer loans on the territory of the Russian Federation. This organization is able to offer its clients a wide range of services and credit products, among which auto loans, loans for urgent needs, consumer loans and credit cards are very popular. All this can be used even without a direct visit to the bank. Representatives of the institution are always at the implementation points.

The branches of the bank in question are becoming more and more on the territory of the country: the geography of the company's presence is constantly expanding. Today, more than seven and a half thousand employees work in the branches of this organization in 75 different regions of the Russian Federation. Regional branches are also very popular, for example, "Sistem Bank" (Saratov). The reviews respond enthusiastically to the fact that the office is located in a certain city.

The philosophy of the bank's functioning is to provide such financial solutions that would significantly contribute to improving the quality of life of each client. The institution seeks to gain the confidence of its visitors and become their reliable partner in the process of implementing personal projects.

A striking difference of the bank in question is the existence of the Code of Business Ethics. This document contains information about the approaches, the basic principles of the functioning of this organization and the rules of behavior of employees both in relation to the client, and among themselves. It outlines existing professional standards and establishes corporate moral and ethical values. The postulates of the code are the responsibility of each employee of the bank in question. The basic principles fixed in this document:

• Social responsibility.
• Financial literacy.
• Responsibility in matters of credit.
• Compliance with existing laws and regulations.
• Conscientious performance of their duties.

Cars on credit

Reviews of "Sistem Bank" on a car loan account for the vast majority of all customer responses. The popularity of this service has remained strikingly high for the past few years. This is due to the fact that in many regions the desire to have a car has long passed from the category of caprice to everyday necessity. However, the financial possibilities of the population are extremely rare so that they can purchase the car immediately, paying its full cost. How to be in this situation? Take advantage of the proposal from the financial institution "Settlem Bank". Reviews on car loans show that this service has already helped thousands of people start using the coveted car immediately, and pay its cost - as far as possible. The proposal under consideration affects machines of different classes and brands. Everything depends only on your desires, needs and opportunities.

Why such favorable terms can offer "Network Bank"? The clients' comments on the car loan are explained by the fact that this institution has one of the widest partner networks, which includes official dealers and automakers. This allows you to become the owner of a good vehicle without much financial and emotional costs. The program covers both new and used cars, both for foreign cars and for domestic ones. The bank offers a variety of options for lending. Among them you will be able to choose the one that is most suitable for you.

The advantages of such cooperation with the bank under consideration are:

• Low interest rates.
• No need to visit the bank branch (the loan can be issued directly in the showroom).
• The institution actively cooperates with the most authoritative car manufacturers and their official dealers.
• The loan can be repaid ahead of schedule at any time.

Purchases on credit

Is it difficult to get a loan from Sistema Bank? Reviews tell us that it's incredibly simple. Moreover, the bank offers a choice of the client several different programs for obtaining loans, each of which has its own characteristics and conditions. For example, one of the proposals are loans for connoisseurs of shopping. The initial contribution under this program is from zero to 90%. The maturity of such a loan can range from six months to three years. The amount that can be obtained varies from 5 to 450 thousand rubles.

All credit programs, which were formed by the financial and credit institution "Settle Bank", are aimed at providing the population an opportunity to improve the quality of their lives. Therefore, loans that are intended for consumer needs are the most popular product of this organization. Often they can be obtained directly from the outlets where the bank's employees are located regularly.

The loan can also be received by the client for personal needs. For example, to buy household appliances, clothing, construction materials, motor vehicles or furniture. It is especially simple to do this if you shop exactly in the retail chains that are partners of the bank in question.

In order to update the design of your apartment, buy new clothes or a small vehicle, you can get a consumer loan at a relatively low percentage. For this purpose the following programs are intended:

• "Easy Plus";
• "Express Plus";
• "Seto Moto";
• "Without overpayment."

Regardless of which lending program you choose, be sure that the interest rate will be reasonable, and the package of documents that will need to be collected is minimal. Each application for a loan is considered as soon as possible.

Insurance online

Reviews of the bank "Network" talk about a convenient insurance system. How to participate in it? First, select the appropriate tab on the bank's official website. There you can perform all the necessary actions for this. To get started, choose which type of insurance is right for you. After that you will be able to calculate the exact cost of the policy, formed in accordance with all your needs. As they say about this service from "Settlem Bank" customer reviews, it allows you to issue an insurance policy directly on the official website of the bank.

Among the proposals of this financial institution are the following:

• CASCO;
• green map;
• OSAGO;
• Insurance of apartments;
• Insurance of tourists.

Cash Loan

Reviews about the bank "Setlem" reported that this institution allows you to get a loan in cash at any representation. On what terms are these loans issued?

• The loan amount can range from fifteen to three hundred thousand rubles.
• The period for which a loan can be issued is from 6 to 60 months.
• Comfortable interest rate - from 16.9 to 37.9% per annum.

What are the advantages of such a proposal?

• The application can be submitted in the telephone mode.
• You can fill out the application only with the use of a passport.
• No guarantors or references are required.
• The decision of the bank will be received within the shortest time (one working day).
• The loan can be repaid ahead of schedule at any time.

What are the requirements for the borrower?

• A citizen of Russian Federation.
• Age from 21 to 65 years.
• The presence of a permanent registration on the territory of the bank in question.
• Availability of bank offer.

What documents will be needed?

• Passport of a citizen of the Russian Federation.
• One of the additional documents (a foreign passport, an individual tax number, an insurance certificate of the State Pension Fund, a driver's license).

Bank cards

Reviews about the bank "Setlem" especially allocate one more service of this institution. It is about the possibility of obtaining a bank card: credit, debit or special (for example, there are separate offers for residents of Moscow). For each type of card, there are several service options. You can choose the alternative that best suits you.

Career in a bank

Do you need a job at "Settlement Bank"? The feedback says: the selection criteria in the institution are such that it is not so difficult to match them. In many respects this is ensured by the personal qualities of future employees. For example, initiative, active life position, as well as permanent orientation to the result is important. Of course, a combination of these qualities is not inherent in every competitor. Nevertheless, the staff of the bank is supplemented every year by more and more new employees. Their number today is more than 7,500 people. What unites all these people? A common way of thinking and the desire to bring the bank to the number of leaders within the credit market. To achieve this goal, the management of the institution constantly monitors that its employees grow professionally. This is vital to ensure that each employee is competent enough and can make his own contribution to the common cause.

Before each new member of the team of the bank in question, the widest professional opportunities are opened. They allow him to prove himself as a competent specialist, to maximally reveal himself and influence the result of the company's functioning as a whole.

In the process of selecting candidates, absolutely equal conditions are created for all candidates. This is extremely necessary in order to be able to correctly assess the abilities, experience and skills of each of them. In the selection process, the most modern methods are used, which have already proved their own effectiveness. This is how a workable team is created. What is seen from the inside of the work in "Settlement Bank"? Feedback staff will be considered further. With their help you can make a complete picture for yourself.

Customer Testimonials

It can not be said that visitors are fully satisfied with the work of the institution in question. Reviews about the bank "Network" leave a variety. And it is worth considering that the negative among them is the overwhelming majority. Clients are dissatisfied with the fact that, as a rule, at the bank branch there is an insufficient number of operators at the same time. As a consequence, large queues form. Often visitors are forced to spend several hours trying to solve their problems in the bank in question. In fact, the feedback about the bank "Sistemel" contains complaints of this kind, as well as dissatisfaction with the unfriendly staff, slow maintenance and uncomfortable location of offices. Nevertheless, a huge number of people remain his clients, thanks to the reliability of the institution.

Feedback from employees

What is reported about the establishment of "Settlem Bank" reviews of employees? About pleasant impressions at work in the given bank tell extremely seldom. As a rule, employees are dissatisfied with the conditions in which they are immersed in leadership. Irritating to employees is the brutal attitude of superiors, constant unpaid processing, unfair, from the point of view of many, the scheme for calculating bonuses, unclear selection criteria for hiring, the colossal financial responsibility of each employee, the incompetence of some managers, and low wages.

Sometimes, as a plus, there are no delays in the payment of cash, as well as good relations within the team. Such information is reported on the establishment of "Settle Bank" reviews of employees. Most of them categorically do not recommend getting employed in this financial and credit organization. It is better to do the conclusions yourself.

Conclusion

"Settlem Bank" is a reliable financial and credit institution, which is ready to meet its customers and help them to implement their most daring projects. Dare! Become one of the lucky clients of the bank in question. Nevertheless, do not forget to carefully read all the terms of the agreements to which you are becoming a party. This will help to avoid any unpleasant surprises. And then your cooperation with this bank will not be overshadowed by anything.