Rantier - who is this and what does he do?

Rantier - who is this? From the economic point of view, this is the person receiving the main income from the money transferred to the loan or as a percentage of the securities.

Basic definition

The broad meaning of the word "rentier" means a person who has his own capital in the form of cash. At the same time he lives on interest. In addition, the rentier can be the owner of highly liquid real estate (business, securities or land), which brings income. The possible source of existence of such a person are remunerations for inventions, as well as fees.

In other words, a person who receives a certain income not from work activity, this is a rentier. The kind of assets can be different (bills of exchange, loans, real estate, etc.).

Role in the society

Rantier - who is this? This is the one who lives not on labor, but on quite legitimate income. The amount of money received for such a person always depends on how effectively he manages his capital.

On the question of whether the rentier - who it is, we can say with confidence that this is the one who gets his money from generating his own capital. For example, the property that he leases gives a monthly stable income.
Rentier differs from investors in that it practically does not manage its own assets independently. He either buys what is capable of producing passive income, or trusts the management of funds to professionals.

Rantier - who is this from the point of view of economists? There is no definitive answer. So, T. Veblen was confident in the parasitism of rentiers on the actual production process. N. Bukharin assigned this group of people a big role in the development of the credit economy.

What should a person have to have a passive income?

In order to obtain a certain result, it is necessary to fulfill a number of conditions. Many people cherish the dream of not going to work and being comfortable at the same time with interest from the available capital. So how to become a rentier? The main difficulty in moving towards your dream is the initial sufficient capital.

Income

People of a similar profession from month to month have minor changes in their earnings. The amount of income of a rentier is influenced by certain factors. Among them are the following:

- the situation developing in the stock market;
- level of profitability of business;
- position in the real estate market;
- The economic situation in the country.

Required knowledge

How to become a rentier in Russia? To do this, you need to have financial literacy at least at the initial level. Ordinary people will need to change their way of life and make money work for themselves.

Rantier needs to know where to invest his assets in such a way that they bring the greatest return. For example, the better to possess - real estate, securities or precious metals? Or maybe all these assets should be in your hands in equal proportions?

Rantier needs to have an idea of how to purchase shares, what are investment coins. He must understand such basic concepts as stock indices.

We must start small. First of all, you should learn how to manage your money. To this end, ten to thirty percent of wages must be left in the form of savings. In addition, it is necessary to have a financial journal. They can become an ordinary notebook, which will record all the income and expenses on a daily basis. It will also be required to compile a personal financial plan.

At the initial stage, get a small source that would allow you to receive passive income. In this case, strive to increase it every month.

Learn to manage your money competently. For example, save on utilities, do not take without special need consumer loans, etc. There are plenty of options in the modern world. In any of them you can start with the smallest amount, not more than 1000 rubles. There is a possibility of investing in Internet projects. Interest in this case it will be possible to obtain ultrahigh.

Sources of income of rentiers

Recently in the capital of Russia appeared many people who have the opportunity not to work anywhere. They receive their income from renting out Moscow real estate. This happened because the cost per square meter of housing is constantly growing. In terms of its level, the price of Moscow real estate was on par with the European one. Those who own two or three apartments in the capital do not have to worry about their future. For one only rent you can live comfortably. Real estate is the best guarantee of future security. In this case, the premises can be rented for both commercial purposes and for living.

A decent income is received from bank deposits. However, the amount on the account must be impressive. Only in this case, the obtained interest will suffice for a comfortable existence. It is worth remembering the depreciation of capital, which occurs under the influence of inflationary processes.

There are such rentiers who live on dividends from shares and bonds of large firms. As a rule, these are the companies of the raw material sphere of the economy.

Some of the rentiers provided themselves with a comfortable life at the expense of their investments in some profitable business. Now they just get high interest from this deposit.

So, you decided to become a rentier. It is worth remembering that, in addition to gaining knowledge, specific actions are needed. In order to bring the dream closer and live on a passive income, you will need to constantly move in the right direction.