OMS, e-policy: where to get, documents and benefits

In Russia there is a system of compulsory health insurance - CHI. An electronic policy is something that is being actively implemented by insurance companies. What kind of document is this? How to use it? What are the pros and cons of it? Understand all this in fact is not as difficult as it seems. It is enough to understand what kind of document the electronic format is about. And, of course, to understand the procedure for obtaining this paper.

Compulsory health insurance

In the Russian Federation, the government allows the population to participate in the so-called OMS program. She gives obligatory medical insurance to all comers. Why do you need to participate in this system?

It allows receiving free medical care in state institutions. That is, people will not have to pay for visiting a particular doctor, for tests and other studies. It is enough to present a paper certifying participation in the CHI system. An electronic policy is one of the options for certification.

Paper and map

Previously, insurance companies offered a slightly different document. It was about a paper policy of compulsory medical insurance. On it was indicated the number assigned to the citizen, as well as information about the owner. And, of course, mention of the serving company.

Only the paper policy of CHI wears out fairly quickly. And the service of the population is thus slow. Progress on the spot is not necessary, all systems become automated or computerized. Technological innovations and the system of compulsory medical insurance were not spared either. An electronic policy is a substitute for a paper certificate for the right to receive free medical care. Presented in the form of a small plastic card (such as a bank card). It published the same information as the paper version of the document. Only plastic has its advantages.

Customer opinions

Which ones? What do visitors think about receiving an electronic policy? How much is this interpretation good? There is no unambiguous answer. After all, everyone has his own view of certain objects. This should be noted.

The population says that compactness has become the unsurpassed convenience of electronic policies. In size, this "document" does not exceed the usual bank plastic. So, you can always carry a policy with you. Very comfortably!

Also, numerous reviews indicate that among the advantages that the electronic insurance policy gave to the OMC system, there is an actual non-wearing of the "document". A plastic card is much harder to damage than a paper carrier. So, spoilage of the policy is practically excluded.

Disadvantages, according to citizens, the document under study, too. But they can be eliminated in the future. The first point is that not all clinics accept electronic policies yet. Many require exactly paper documents. All this is due to the fact that in medical institutions there is still no software or equipment that are designed to work with electronic policies. The second point is that many citizens point out that the plastic service has been going on for a longer time than on paper documents. All this, again, is due to the fact that the electronic form was developed and introduced quite recently. Similar reviews are found everywhere. There is no more criticism of this or that nature of the MHI policy of the electronic format.

Promised benefits

But all this is only an opinion. They often can not reflect reality. Therefore, the government independently indicates a number of advantages of using such a document as an electronic MHI policy. Where to get it? About this a little later. To begin with, it is necessary to find out how much the forthcoming paper red tape is justified.

What are the advantages of a plastic card that replaces the paper policy of compulsory health insurance, you can note? The state shall indicate the following information:

• Actual absence of wear;
• Compactness;
• Confidentiality of customer information;
• Speed of service on the policy;
• The possibility of use throughout Russia;
• Ease of use;
• Indefinite action.

Accordingly, if you believe all the benefits, you can really think about the order of the studied document. Particularly pleasing is the lack of wear as compared to the paper analogue, and also the compact size. The main advantage of the electronic policy is simplicity and convenience of use. For the sake of this, you should think about ordering plastic.

Where to get

Another question that interests many - where you can take an electronic MHI policy in Moscow and other cities. In fact, it's easy to answer. Citizens themselves can choose where to go for the implementation of the idea in life.

Here you can select several options. Citizen interested in the electronic policy of MHI? Where to get it? Moscow or any other city is not so important. The main thing is that the answer will not change much. Only the addresses of the places will be different. But the institutions are similar. Among them are:

• Insurance companies operating in the region;
• Portal "State services" (not everywhere);
• Points of issue of MHI policies (may be in polyclinics and hospitals).

You can not take this document anywhere else. In general, the MHI policy can be issued through multifunctional centers. Only it should be noted that this is a paper format. The electronic map in the MFC is not currently issued in any city, even in the capital there is no such possibility.

Who has the right

The next question that interests the population is who is eligible for free medical insurance under the MHI system? Electronic policy is not all you can order! What restrictions are there on this?

It's simple. All citizens who have certain documents can participate in the system of compulsory health insurance. Among the potential recipients can be identified the following categories of persons:

• Adult citizens of the Russian Federation;
• Children under the age of 18;
• Foreigners staying on the territory of Russia.

Accordingly, everyone is entitled to receive a medical certificate. But in the case of foreigners have to try - documents will take a lot. In any case, more than for Russian citizens.

In several stages

The electronic MHI policy in Moscow and other cities can be obtained in several stages. They are not very difficult. The main thing is to choose the organ to be contacted in advance. For example, a specific insurance company. After that, you can select several steps to get the document:

• Collection of a package of papers;
• Compilation and submission of a standard form;
• Receipt of a plastic card.

Nothing more is needed. The waiting time for the manufacture of the card is 30 days. Approximately one month from the date of application, you will have to wait before returning to the insurance company or the policy issuing point to pick up the finished plastic.

Documents for adults

Now we should pay attention to more important points. It is clear what the electronic MHI policy is. Where to get it in those or other cities? Also no longer a secret! But what documents do you need from a citizen to file a request for the manufacture of plastic?

Among all the necessary papers can be divided into several categories - for children and adults. First of all, adults are interested in this task. Therefore, you should start with them. To receive an electronic policy, Russian citizens who have reached the age of 18 must bring with them:

• Application form (not mandatory);
• The passport of the Russian Federation;
• SNILS;
• Medical policy (if any).

The application is not mandatory. Usually it is filled in by the insurance company employees and given to the citizen to sign and verify the correctness of the entered data. No paperwork!

Foreign citizens also have the right to receive a health insurance policy. Even electronic. For this, one of the previously listed organs should be brought:

• Passport of a citizen of a foreign state;
• SNILS (if any);
• Documents indicating a legal stay in the country (with which there may be problems);
• A residence permit or temporary registration documents (if any).

Of course, all of the list above should be accompanied by a statement of the established pattern. If a foreigner already has a policy, it is desirable to provide it too.

Children

How to get an electronic OMS policy for a child? Here you need to take into account some of the nuances. First, the application must be filled out on behalf of the parents with information about the child. Secondly, it is required to provide a larger list of documents. In connection with the latest changes, the issuance of the MHI policy is carried out after the citizens bring with them:

• Identification of one of the parents;
• The birth certificate of the child;
• SNILS minor;
• OMI policy of paper format (if any).

The statement has already been said. It's all. The main problem occurs in newborns. Even such citizens should have SNILS. Without this document, the medical policy of CHI is not issued in principle. So read the latest changes.

Where to go in Moscow

An electronic MHI policy is interesting? Where can I get it if a person is in Moscow? The exact addresses of insurance companies can be found on the interactive map of the city. But if we talk about specific organizations, the following firms offer to apply for the established sample:

• "GrossMed".
• "UralSib".
• MSC "Medstrakh".
• "RESO-Honey".
• "Consent-M".
• "Rosgosstrakh-Medicine".
• Ingosstrakh-M.
• VTB "Medical Insurance".

Now it is clear how to get an electronic MHI policy in Moscow and other cities. Everything is not as difficult as it seems. The most difficult choice is the definition with the insurance company. Everyone chooses to which organization he will apply for insurance!