How to Train Finance: Sberbank's Contributions to Senior Citizens

Today, more and more elderly people abandon the habit of keeping their savings at home, use piggy banks and turn to bank services. This is advantageous and convenient, since interest is charged on the amount paid.

Features of the Savings Bank

One of the most reliable was and remains Sberbank of Russia. Deposits for pensioners, offered by this financial institution, are distinguished by high social standards.

Not so long ago, Sberbank announced a new line of investment proposals. Use these services can residents of the country who are already 55-60 years old. It should be mentioned about the next gift, made by Sberbank, - deposit deposits to pensioners with higher rates.

In order to open an account, you need to have two documents with you: a passport and a pension certificate. In addition, it is allowed to issue a power of attorney to a relative. In this case, he will be able to freely dispose of your money. Interest is paid monthly, but can be added to the amount paid. Experts argue that Sberbank's contributions to retirees will bring more income if you open an account for a period of at least 3 years. As we can see, Russia's largest financial organization again takes care of the poor.

Deposits of Sberbank for pensioners

What does the largest bank offer to the elderly? Sberbank's contributions to retirees differ in their diversity. Judge for yourself.

1. "Keep it." Deposit with the maximum interest. They range from 5.5% to 8%. When opening this deposit, it is not allowed to replenish or withdraw funds. The first installment must be at least 1000 rubles. You can put dollars or euros on the account. The amount is not less than 100. The maximum term for opening a deposit is up to 3 years. However, less time is allowed.
2. "Add". This deposit will help to save the necessary amount. It not only allows you to withdraw interest, but it also gives you another opportunity to refill the account at any time. The annual rate is from 5.55% to 7.25%. The amount of the first installment is 1000 rubles or 100 dollars (euro). The contract can be concluded for a period of 3 years.
3. "Pension plus." This contribution is ideal for working pensioners. You can transfer the whole pension or part of it to this deposit. There are no restrictions in the replenishment or withdrawal of funds. Annual interest is 3.50%. True, their bank pays for this program once a quarter.

All these deposits of Sberbank for pensioners make it possible to manage your finances more rationally. Particularly pleased with the opportunity to issue a special social card, which is credited with interest on deposits. Not always an elderly person has the opportunity to visit the bank's branch, and it will not be difficult to reach the nearest ATM.

Certificates from Sberbank

I want to note not only the contributions of the Savings Bank for pensioners, but also savings certificates. This security can be bought at any branch of the bank. It is only necessary to determine the face value and maturity. The percentages range from 0.1 to 10%. After a certain period of time, you can pay off the certificate, while you get paid for it with interest.

In conclusion, I want to say that Sberbank has been pleased for many years with its reliability and profitable offers, without leaving pensioners out of the way.