Contribution of "Tinkoff" bank, credit cards, insurance and other services

Bank "Tinkoff" is one of the most advanced banking institutions that operate in the territory of the Russian Federation. He positions himself as a bank of a new generation.

And, most surprisingly, it is possible to work fully with more than 4 million clients even without offices. How so? All operations are carried out via the Internet or using a mobile phone.

Features of the services provided

Most of the features appear due to the absence of the usual offices, in which one can come and get advice or carry out a financial operation.

For example, those people who do not like to stand in lines, this bank will just like it. The bank's "Tinkoff" deposit can be opened and closed without waiting for its turn in the crowd of customers. It is enough only to issue an application and replenish the account.

Also, due to the lack of the need to pay a large number of financial consultants, to build or lease buildings, offices, it is possible to offer services at prices that are slightly lower than that of competitive banks.

We will get acquainted with the financial products offered by this organization.

Deposit "Tinkoff" of the bank: increase or accumulate own capital

The organization provides an opportunity to place rubles, dollars or euros on a deposit account. Depending on the terms, the deposit "Tinkoff" of the bank can bring its owner from 11 to 12.5 percent per annum, if the account is opened in rubles. The euro and dollars will allow you to earn no more than 2% per annum.

There are two ways of obtaining interest:

• Payment to the card;

• capitalization.

The second method allows you to earn even more, as the size of the deposit will constantly grow.

If you replenish the deposit "Tinkoff" of the bank with a non-cash transfer from the card, you will additionally be credited with 1% of the replenishment amount. Thanks to this bonus deposit conditions are even more attractive.

Bank "Tinkoff": credit for a card within a few minutes

Unlike other financial institutions, Tinkoff issues loans only through credit cards. This is not surprising, given the lack of full-fledged bank branches.

The most popular credit cards are "Tinkoff Platinum" and Allairlines.

The first of them may have a credit limit of up to 300 thousand rubles. For registration, you do not need any income statements or guarantors. If you have time to return the funds before the expiration of 55 days from the date of the spending transaction, then payment for the loan will not be necessary. In other cases, you have to pay up to 8% per month for the used funds.

The second is intended for those who like to travel the world. In addition to the various bonuses that customers receive for the calculation of the card, Allairlines has a credit limit with a maximum amount of 700 thousand rubles.

Grace period is the same as for the previous card. Bonus is the availability of free travel insurance, which is valid all over the world.

You can get a loan from the Tinkoff bank without leaving your house, as it offers free home delivery.

Looking for ATMs?

The presence of a large network of ATMs is one of the main conditions when choosing an institution to open a card account.

Do you know where the ATMs of Tinkoff Bank are located? They do not need to be looked for! According to the conditions and tariffs of any of the cards of the organization, withdrawal of cash is carried out without commissions at any ATM in the world, subject to a minimum limit of 3 thousand rubles.

For all the financial transactions that occur on your accounts, it's easy to follow through mobile banking.

Service and customer service is provided via the Internet or telephone. But still, if you want to talk with representatives of the bank "Tinkoff", the address of the head office is as follows: Moscow, Volokolamsky passage, 10, p. 1.

Insurance services

Also, the bank will help insure both life and property. For drivers with different experience, the organization offers insurance policies for OSAGO and CASCO. They can be issued in less than 5 minutes. The site allows you to calculate the cost of the contract, using a special calculator.

For those who prefer active leisure, Tinkoff can offer health insurance for the duration of the tourist trip. For registration it is enough to fill in the passport data, pay the cost with the help of the card and get the policy.

In addition, customers can take care of their loved ones by applying their life or family life insurance policies.

And for those who want to receive financial assistance in the event that an unforeseen situation happens to the apartment or house, the site has the ability to online to conclude a home insurance contract.

Such a service is in high demand among those people who do not want to be in a difficult situation because of sloppy neighbors. For example, think about how unpleasant it will be when you make expensive repairs and you are flooded by people who live above us.

As you can see, "Tinkoff" is really a modern and convenient bank, with which it is pleasant to cooperate.