Cashing Income From Internet And Payment Of Taxes In The Republic of Belarus

Cashing in webmoney and paying taxes in the Republic of Belarus

Not very clever, I will describe my impressions and mistakes in the way of legitimizing the revenues received through my own website. The following description will cover Belarus and revenues from AdSense, RSA and Sape. Perhaps some of the problems that I have encountered are not relevant for Minsk or the regional centers of the Republic of Bashkortostan, so the article is more likely for people from the outback. For example, spending Webmoney in online stores, living in a small city is not entirely convenient, because it immediately strains the issue of delivery of goods.

In general, this way and its stages have already been described in some blogs and I went to the resulting result gradually with increasing income from my site with a rather specific theme. This site is interesting only to the specialists in telecommunications who are somehow connected with cable works, called "Technologies and measurements, search for damage on communication cables". If anyone is interested, you can see what the Internet can earn 200-300 $ per month.

Of course, the money did not go right away, the income from it grew slowly and accordingly I went through several stages described below.

Revenue of 100 - 200 thousand WMB per month did not cause any problems, since it was successfully spent for the payment of mobile communications, electricity, water and high-speed Internet. All payments are available through the website of Technobank. Alas, in my case it was impossible to pay for utility services and a wired phone. Problems with the tax, in my opinion, such small things should not be called, because the amounts are small and do not require "exposure" of passport data. A formal certificate is sufficient in the "webmoney" system.

The income of 200 thousand - 1 million WMB . I already needed somehow to cash or transfer to a bank card. The way I sold WMR or WMZ through my acquaintances did not appeal to me in view of the lack of stable buyers and the hassle of their search. Moreover, giving any ads can quickly get into the field of view of law enforcement.

The withdrawal of money on the card from WebMoney, I have not tried, there still need a personal certificate and besides all the problems it does not solve. Plus such a conclusion in the possibility of generating income in currency even in the Republic of Belarus and some latency from the tax, but more on this below.

Therefore, I had to go the way of cashing WMB through the same "Technobank". To withdraw money to the card, you need to get a personal WM certificate. This procedure looks simple enough. On the website of "Technobank" there is a detailed instruction. There is also an application form. It was also necessary to fill out the form in the Webmoney account. The cost at the end of 2011 is 60 thousand Belarusian rubles.

The information to be filled in will subsequently be carefully checked by the bank's employee. For example, I had an inaccuracy in the column "place of birth" in the inventory. I had to correct it. In general, all the instructions.

The interview, in my opinion, consisted of two questions of a pretty girl: "why do you need a personal certificate" and "what kind of keeper do you use?"

In principle, after receiving a personal passport, you can withdraw money to any account in Belarus. But I ordered a card of the same "Technobank", the withdrawal to it is slightly cheaper (by 0.2%) and, probably, faster (2 working days).

There are also disadvantages. Compared to "BPS-Bank" and "Belarusbank", the number of friendly ATMs is an order of magnitude smaller, and if you are going to withdraw cash in them, please specify if there is anything in your locality that is suitable. In my ATM district there are only 4. from Alfa Bank and Moscow-Minsk Bank. In shops, the "Technobank" card works without problems.

Some perplexity I personally have caused only two-day delays in the combing of money. For example, if you display WMB on Friday, then the money on the card can appear only on Tuesday.

If you go to Minsk far, then ordering a card should be taken care of in advance, ordering it via the Internet. Term 3 days the cost at the time of writing the article 9 thousand for a card and 9 thousand for a year, the instruction is on the site of "Technobank".

On taxes .

The information is contradictory. Someone writes "I do not pay and will not pay" or "the foreign card is not lit in the tax", as in the answers to the questions on the website of "Technobank" there is a statement that information about the transfer of money in the accounts is not transferred to the tax. But on the forums there is information that a lot of people cashing Webmoney tax calculated.

I prefer not to gamble with the state. Perhaps at the moment much can be hidden, but not the fact that bankers will hide information forever. The bank is a commercial organization and that it is more profitable at the moment, it does. It will be profitable to disclose all information, do not hesitate, will disclose. And for unpaid taxes can not "fine" in a year, and after five or even nine years

Revenue from 2 million WMB .

While the income was about 1 million a month, I still hoped to pay taxes as an individual. When the income was twice the salary of his wife, doubts forced him to look at the consultation with the local tax inspectorate.

The visit to the tax authorities puzzled me. On the one hand, any (not from relatives) money transfer from abroad is taxed at 12%; on the other hand, income from the site is classified in the Republic of Belarus as a commercial activity and can not be managed without the registration of entrepreneurial activities.

In principle, it is possible to make transfers as income from work under a contract, because when you complete a tax return, you do not need to provide any documents. But who knows these controllers. I remembered the incident that happened in our locality in 2011. The student earned money by chopping firewood to pensioners in the private sector, and either the pensioner did not hit something, or the advertisement was pushed somewhere, but the fine was given to him by a not unimportant article: "illegal entrepreneurial activity."

So it became necessary to become an IP. This is a separate story.

On the legality of earnings on the site.

In general, the legitimacy of earnings on the site outside the domain zone ".by" and "not a Belarusian host" doubt, of course, I have. I bring the same point that causes so many conversations, but I highlight in it those lines that, in my opinion, make it inapplicable to my site and income on it.

2. Effective July 1, 2010, the activities for the sale of goods, the performance of work, the provision of services in the territory of the Republic of Belarus using information networks, systems and resources connected to the Internet are carried out by legal entities, their branches and representative offices established in In accordance with the legislation of the Republic of Belarus, with a seat in the Republic of Belarus, as well as individual entrepreneurs registered in the Republic of Belarus (hereinafter - legal entities and individual entrepreneurs spruce), with the use of information networks, systems and resources of the national segment of the Internet, located on the territory of the Republic of Belarus and duly registered.

I do not render any services, I do not perform work, and even more so, I do not sell any goods on the territory of the Republic of Belarus . The truth about 3% of the traffic comes from Belarus, but the question is, do I render services to them.

In general, while who did not ask questions.

Registration of individual entrepreneurs in the Republic of Belarus.

Perhaps I got into some kind of action, but the registration of an individual entrepreneur was almost free. I had it in two stages with a break in a week.

The first stage began with a local center for supporting entrepreneurship. By the way, the visit to this center was the most expensive stage in the discovery of IP, for filling out the application it was necessary to pay 30 thousand Belarusian rubles. Rubles. In principle, this application can be filled independently and for free. Consultation with the issuance of a leaflet-memo is absolutely unnecessary, especially after reading this article.

In the column, the type of activity, I put "advertising activities". On the one hand, the registry found in this section the point "providing space for advertising," which, in general, corresponds to the type of income of the real, and on the other, this type of activity is not licensed and, accordingly, is quite suitable. By the way, later the activity can be changed and it is not indicated in the PI certificate.

The application for registration of the IP must be submitted (in the same place it can be filled in) in the city executive committee in the office "one window". The passport data are checked . After a day, the PI certificate can be taken away. Then everything is postponed for a week (5 working days), before the new IP is added to the database and number assignment.

A week later I had to visit the bank, the tax inspection (IMNS), the payroll preservation fund.

The bank was visited to open a settlement account. The settlement account, alas, in this case is obligatory, although later it was not possible to withdraw money from the Webmoney system. Conclusion WM "Technobank" does only on the accounts of individuals, and the account of the IP is already in them, whether it's another level of the certificate, or something else. In short, the trial 30,000 squirrels were stuck somewhere in technobank computers, or they could not go to such a small thing in Minsk.

To open a settlement account, I chose "Belagroprombank" based on its proximity and, by the way, got on the action. The opening of the account turned out to be quite a penny, but it took about an hour.

FARC . I also had to go to the department of the fund for the preservation of wages (FZPP). Since I have a permanent job, this organization only needed a certificate from the place of this work that I, in fact, work there.

Tax (IMNS) . The registration procedure is rather tedious, but beginners are helped with filling. It's cool, but there it was necessary to have a book of accounting checks and a book of comments and suggestions, as well as pay a single tax. Some books had to be stitched, some applications filled out, signed somewhere. I can not remember everything, but they, of course, screwed up their head with their paper, I have not written so much with a pen for a long time.

For this type of activity, the tax authorities themselves proposed a simplified system of taxation. At that time, it was 8% from the shaft (now, since 2012, 7%). Val they considered the amount that comes to the settlement account of the IP. Actually, I had doubts about the correctness of this system even then, but there was nobody to ask. Girls from the tax earlier worked only with "normal" IP, and with such exotics as earnings on the Internet have not yet come across.

The next problem surfaced a week later, when I already decided to redirect the WMB flow to my account. It turns out that it's not so simple, in the "Technobank" the account of an individual and the account of the IP is not the same. Deal with this problem, tried on the phone. It turned out that to transfer money you already need a different level of the certificate - a certificate of service. He then stood at 500 thousand, at the time of February 2012 - 900 thousand. The purpose of this certificate is an online store. In general, not understanding this policy, I continued to withdraw money to the personal card of "Technobank".

I'm not sure that all this is correct and subsequently some controller can create a lot of problems. Before filling out the tax return I went to the consultation sector in the same IMNS. Actually, I came with two questions:

1. Is it possible to count income on receipt of money for a purse and, in fact, printout transactions on the wallet document confirming the amount of income?
2. Since all income from the site comes from abroad, is it possible to pay tax at a rate of 2% as "proceeds from the sale of goods (works, services), property rights to objects of intellectual property outside the Republic of Belarus"

Having skimmed through the printout, (a screenshot of the screen with wallet transactions) a woman of solid age decided that since this proves the receipt of the amount of income, then it is not necessary to withdraw money to the account of the IP. And the tax to pay from the sum coming to WM *.

On the second question. That the income is received from abroad, it is necessary to confirm with paper documents, and if they are not, then pay 8% (from 2012-7%)

Doubts about the "correctness" remained. Strangely enough, in order to calculate the amount of tax, a screenshot of the screen is a document, but in order to prove that the money from abroad the line indicating the payer's details already does not mean anything. It is interesting, Sape residents of the Russian Federation sends paper contracts with seals and signatures, is it possible to receive such a document in Belarus? On Sape, there is nothing about this case.

Filling in the tax return for "simplified" in the Republic of Belarus.

The tax declaration for "simplified" is filled without providing any documents. To calculate the tax, I took the transfers to the wallet WMR, each translation was converted to Belarusian rubles at the rate of the national bank (everything was done in Exel). With the resulting amount, I calculated 8% (from 2012 - 7%). The only thing checked by the girl from the inspection, this is the correctness of the calculation of eight percent, that is checked Exel.

I will list what is filled in the tax declaration under the simplified taxation system. Enumeration of the items that are actually filled, then that is left blank do not mention.

On the cover page

1. In the column with the signature "the name of the district, city, district in the city" is written the city where your IMNS is located, for example, in the town of Gadiukinu.
2. The inspection code of the Ministry of Taxes and Tax Collection is a three-digit number of your IPNS
3. UNP your registration number is IP. There is on the certificate IP, just above the photo
4. OKED is the actual code of your activity. Advertising activity has the code 74400
5. Surname First name and address with phone
6. Of the four rectangles at the bottom. A tick in the rectangle "quarterly", the number of the last month in the reporting quarter, in the column year-year, for example, 2011

On page 2 (section 1)

In the columns :

1. Gross revenue.

2. Tax base - total, including for calculating

2.1. Tax at a rate of 8% without paying VAT

Three times one and the same figure is written: the income that is actually received for the quarter. Given that the amount is indicated in thousands, it looks like this: "6895668,452"

Further in the columns:

3. The amount of tax calculated by calculation - total, including:

3.1. At a rate of 8% without paying VAT (page 2.1 x 8/100)

5. The amount of tax payable (return) on settlement (page 3 - page 4)

Written 8% of the amount of income that is for example "551653,476"

The column "4. The amount of tax on the tax return (calculation) for the previous reporting period (page 3 of the tax return (calculation) for the previous reporting period) "if there are no debts, it contains a dash

In the rectangle "By maturity date" the date to which the tax is to be paid should be entered (eg 23 | 01 | 2012)

On page 3

In Section III, the table in paragraph 2. "Gross revenue as a whole for the organization, thousand rubles." Is written the same amount as on the second page, that is "6895668,452"

Well, in the column "The head of the organization (individual entrepreneur) or the person authorized by him" - your signature with a transcript.

All!

The form in Exel can be taken at the site nalog.by.

Everything already filled and printed can be brought immediately or even passed to the inspector in his absence.