WebMoney WMR purses - how to create and use

Today, every modern person, in addition to the usual wallet, has several virtual ones, which, as a rule, are more durable, universal and are often much better protected. All these characteristics correspond to electronic purses WebMoney, which allow you to easily and easily make payments between people in different parts of the world, pay for purchases and services, withdraw funds and replenish accounts in rubles and currency in various ways. Not so long ago, when you registered in the WebMoney system, WM Keeper Mini was used to manage WMID. In this regard, some users have a confusion with the concepts, what is WMZ / WMR-purses, and what - WMID. About what the difference between them is, how to create both the first and second, we'll tell in the article. And we'll teach you how to correctly use the WM purse.

WMID and WM purse: what's the difference

Let's start from the very beginning, namely with registration in the system. After passing this procedure, the registered user is assigned a WMID. This is the participant ID, which is a sequence of 12 digits. It is the address of this particular person in the WebMoney system. It can be called its counterparties, if such information is required (for example, to check a certificate or other). This information is not secret, but it can not be used for making payments. For these purposes, you also need a purse. It is on him that funds are transferred, and the withdrawal of money can be made from him in one of many ways.

WM-purse and its types

What does WMR purse mean? This is the requisite for the registration of title signs, registered in the identifier (WMID). The signs here refer to property rights, which are the equivalent of money. So, for rubles or dollars opens WMR or WMZ-purse, respectively. For another currency, it will have other symbols: WMU - for Ukrainian hryvnia, WMB - for Belarusian rubles, WME - for euro. There are also purses for funds equivalent to gold, digital currency bitcoin, as well as special types designed to account for issued loans and own debt obligations. In this case, each user can have only one type of each wallet in the WM Keeper Mini. Among the Russian-speaking users the most popular are two of them - it's WMR and WMZ.

How to find out WMR purse number if you are already registered in the system? As in the case of WMID, the purse number consists of 12 digits, and before them stands a letter denoting the currency: R - for rubles, Z - for dollars. You can see it in your account in the "Purses" section. Here is a list of all available WM-purses, their numbers and information about the balance.

How to create a WebMoney purse?

If you are only going to register a WMR purse (or any other, depending on the required currency), the following instructions will be useful for you. To do this, you must already have your account in the system.

1. You need to go to WM Keeper Mini and enter your information: login (or WMID) and password.
2. Next, open the "Purses" section and click "Add a new one".
3. You will be prompted to select the type you want. As you already know, WMR purses are created for funds equivalent to rubles. If you are interested in another currency, select the appropriate currency type.
4. Then you need to review the terms of the user agreement, accept them and click the "Create" button.
5. If you did everything correctly, you will see an alert about the successful creation of a new wallet.

Now you will be available to various tools for managing funds in your wallet. We will talk about them further.

WMZ / WMR purses and their use

With the help of WebMoney electronic wallet you can make various payments on the Internet. In your personal account you will find information about what actions are available to manage the funds in your account. Among them:

• Replenishment and withdrawal of money from the wallet;
• Payment for goods and services;
• Repayment of loans;
• Transfers funds to other users' wallets;
• Exchange of title signs, etc.

Replenishment and withdrawal of funds from WM-purse

To withdraw funds and replenish the account, you can use one of the following methods:

• Bank card;
• Bank transfer ;
• Money / postal transfer;
• Exchange offices;
• Virtual map and others.

In order to easily and quickly make transfers from WM-purse to a bank card, you must first bind it. In the future, for translation, you will only need to select the appropriate team, specify the amount, and money will go from your wallet to the card or vice versa.

Transferring money to other users and paying for purchases

WMR purses can be used for settlements with buyers, performers and customers. At the same time, the currency of the operation is of great importance. So, you can not transfer money from your ruble purse to the dollar account of the counterparty. In addition to the self-transfer of funds, there is another way of paying for goods / services - invoices. Information about invoices for payment is available in the same section in your personal account. Be careful when working with them, as some scammers send out similar accounts to all users in a row, and they pay them inattentively.

In order to perform any operation for money transfer or payment using WM funds, it is necessary to enter the WMZ / WMR purse number, payment details (amount, account) and the recipient. In advance, obtain from the counterparty all the necessary information. Some people are interested in the question of how to find out the WMR purse. WebMoney does not provide such information. Do this by last name or some other way will not work, since this information can only be obtained from the owner. Therefore, before making a payment, ask him to provide this information.

Payment for purchases with WebMoney Merchant

If you make a purchase, then you can pay for it by using the Merchant service from WebMoney. This service is carried out from the seller's website. You choose the product / service you are interested in, specify WM-money as a payment method and follow the instructions. You will need to enter the mobile phone number attached to your wallet, the PIN code (it will be sent to the specified number), and then in the opened Web Merchant Interface the password for accessing the account (indicated for security reasons). This procedure is safe, but still be careful, understanding and verifying all steps taken.

Conclusion

WMZ and WMR purses give wide opportunities to their owners to make payments on the Internet, pay for goods and services, make transfers, and withdraw and deposit funds into their WM-accounts in various ways. It is a modern and reliable tool that makes simple and easy cash flows both inside and outside the country.