Cancellation of maternity capital. When will the maternity capital be abolished?

In 2007, the government of our country took decisive measures to increase the birth rate in the country in order to improve the demographic situation. It is about the mother's capital. Indeed, many families have received real material support from the state. Today, the topic is often raised when the maternity capital will be abolished. Rumors about this event are hotly debated, and certificate owners try to use the funds as quickly as possible. But you need to understand the current situation first, or rather, it should be noted that it is too early to draw conclusions, because most conversations are empty, unconfirmed gossip.

For certificate holders

If the right to the maternity capital has already been received, that is, the certificate has already been issued, then there is no reason to worry yet. They can be used even after the current year, even when the maternity capital is abolished as a state program. After all, you can not realize the funds received earlier than when the child turns three. But only in the event that the family does not pay a mortgage loan, otherwise the means of state support can be used immediately.

Otherwise, the conditions for the implementation of the certificate have not changed. As before, the means can only be disposed of for the purchase (construction) of housing, teaching children, or replenish the accumulative part of the labor pension of the mother.

Today, quite a lot of families are provided with housing, so they are not going to spend state money and keep the certificate until better times. But at the same time they worry that if the maternity capital is canceled, they lose the right to state support. While there is no reason for panic.

If the certificate is not yet, but the child has already been born

In the current year 2016, certificates are issued to families in which a second child or twins has appeared. In the legislation so far nothing has changed, so you can and need to issue a certificate if the right to do so is.

Indeed, since last year there have been rumors that officials are proposing to abolish maternity capital in order to save the budget in connection with the crisis. But in 2016, certificates do issue, but the amount of state support compared to last year did not change, because it was not indexed.

The latest gossip about maternity capital

Initially, the end date of the program was known - this is December 31, 2016. But whether the maternity capital will be abolished and when it is exact, while it is not known. If no new decisions are made by the government, it will be necessary to adhere to the deadline.

Indeed, the State Duma has repeatedly raised the issue of extending the term of the state program, and most importantly - changing the conditions for the sale of funds. But so far this is only a discussion. What will eventually come to the government, while it is difficult to say.

But in our country among the people, talk of abolishing maternal capital does not cease. They say a lot, some believe that after the end of the program will not be able to use the funds, others believe that the terms will extend. Do not believe unreasonable gossip. When the law is adopted, then only it will be possible to draw conclusions.

Conjectures and rumors

Since the abolition of maternity capital has involved many different conversations, today the inhabitants of our country can hear the following assumptions:

1. In the future, only poor families, that is, the most needy strata of the population, will become program participants.
2. To direct the funds of the parent capital will be possible for the accumulative part of the pension not only the mother, but also the father.
3. Material assistance should be provided not only at the birth of the second child, but also all subsequent children in the family.
4. Ways to realize the funds will be more diverse, that is, you will be able to channel funds not only for housing, education of children or retirement of the mother.

But the president of our country not so long ago expressed a position that the abolition of the maternity capital will entail the appearance of other measures of social support to the population and nothing more. A number of proposals have been put forward in the State Duma, but there is no concrete decision yet.

Spend money now or it's worth the wait

Many young mothers are in a panic, whether it is necessary now to take advantage of the parent's capital or you can still wait. If the maternity capital is canceled, this does not mean that the funds will be lost, no, just the issuance of certificates will cease after the expiry of the state program.

Some families do not need to spend money now, but in the future they will have a unique opportunity to pay for their children's education, which is a rather tempting prospect. But over the years the situation in the country can change much, that is, it is possible that, for example, we are facing a default, a denomination of the ruble, an increase in the level of inflation and much more. Accordingly, we all understand that money up to this point can depreciate.

In general, it is difficult to decide what actions to take now, because there is no specific answer to the question: when the maternity capital is abolished and what becomes of the certificate is not. Perhaps, it is not necessary to hurry and wait until the situation clears up, and only then take drastic measures.

What officials say

There are several options for the development of events, which are discussed today by officials.

To date, the demographic situation in the country has stabilized, accordingly, the program has fulfilled its task and it does not make sense to continue it.

The program needs to be extended until the time when the concept of the Russian family policy is in effect, that is, until 2025.

We need to make a program of material support for families with two or more children perpetual, but such opinions are few.

Why can maternity capital be canceled?

There are several reasons why cancellation of maternity capital occurs. What to expect and which of them is most relevant is unknown, but it is quite obvious that the global crisis is hindering the extension of the program. It's no secret that in our country there is currently a budget deficit, which makes payments on certificates difficult.

The second weighty reason for abolishing maternity capital as a measure of state support is the actions of fraudsters. After all, the program is targeted and you can not use the funds at your discretion, but many succeed. Although if there were more directions for using the certificate, such actions would be several times less.

But we must admit that the bill on state support measures needs to be changed. This was also repeatedly mentioned. There will be a canceling of the parent capital or not, but significant changes in the conditions will appear in the near future.

The consequences of cancellation

In any case, financial assistance to families will be provided, and not necessarily this program will be maternity capital. Many families are afraid that after the end of the program they will not be able to get support from the state, but completely in vain. Perhaps, on the contrary, if the maternity capital is abolished, then the state is allowed to provide material assistance in the form of benefits, payments and subsidies.

On the other hand, it is possible that the birth rate will decrease in the country, although not a fact. On the other hand, at the level of ordinary people's lives, the abolition of maternity capital may not be reflected at all. There is no answer and will not be at least until the end of this year.

Conclusion

Today, the Web can find a thousand predictions on this issue, and each of them is based only on guesses, there is no official information. Despite the fact that ministries are arguing about the need to abolish maternity capital, the legislative act is not signed, so it remains only to wait.

Today, families can receive and sell maternity capital in accordance with the law in force. If there is no acute need for money in the family, you can wait. In any case, if our government decides to abolish the state program or suspends payments, citizens will have nothing left but to act within the law.

The rumors that have appeared are not a reason to succumb to the temptation to cash a certificate and get involved in fraudulent schemes, because later you will have to bear responsibility for your actions.