Buying a car from your hands. Order of registration of documents

Buying a car from your hand is a process through which many people go who want to buy a car. Indeed, most motorists today are buying a second-hand model. And everyone has their own reasons. Some have long dreamed of a car that can no longer be found in salons: it simply is not produced. Others count on a certain amount, for which you can not buy a novelty. Still others save and buy a model that is still in the salons, but second-hand it is cheaper, although the condition is the same. In general, there are a lot of reasons. Like issues related to the acquisition process. And here it is worth giving an answer.

Make a deal

So, buying a car from a hand is primarily a contract between the seller and the future owner. This is the first stage of the transaction. What is he like?

The first thing a buyer and a seller meet. In order for the prospective potential owner to inspect the car, test it and stipulate the amount that he is ready to give. Very often there is a so-called bargaining hood. That is, the buyer and the seller are already trying to come to terms in the price.

If everything is clarified at once, then the contract is concluded at the same moment. This document is a form (which today can be found easily, since the sample is freely available everywhere), in which the data of the seller and the buyer will be recorded. And of course, cars. After that, the buyer gives the seller money and goes to the traffic police department to execute the car on himself already on the vehicle legally owned by him.

Registration rules

Recently (just a couple of years ago) the procedure for registering the vehicle became as simple as possible. This can not but rejoice. The first plus of innovations is that you no longer need to take the car off the register. This greatly saves time, nerves and money of the buyer.

Secondly, the car can now easily be issued anywhere - in any office of the traffic police. That is, if a person lives in Rostov-on-Don, but he went to Krasnodar for a car, he can immediately register the vehicle on himself. And transit numbers are not necessary. So buying a car from hand became even easier and more understandable.

Nuances you should know about

In every case, as is known, there are pitfalls. And buying a car with an exception is not.

The first "stone" is the condition of the machine. For some reason, many people (usually amateurs) are puzzled by what there is a breakdown in the car, only if they take the TC of the 80-90 years. And the machine is examined in detail. And in vain, after all, and new cars should also be checked. In order to avoid unpleasant surprises (breakdowns, etc.), the buyer should insist on conducting an inspection at the SRT (at his own expense, of course, and not for the seller's money). There certainly will say that in the car you need to change.

The second "stone" is legality. It is important to find out from the owner of the machine WIN-code and check on the basis of the traffic police, she was in hijacking, whether there are arrests, etc. Otherwise, you can stay without money, and without a car, if you buy it without understanding this issue.

And the third nuance is the availability of free space in the TCP. It should be. If everything is full, then the owner of the car will have to obtain a new vehicle before signing the contract.

Having listened to this all, the person will be calm for how his purchase of a car passes from his hands. The Soviets were really effective and did not let anyone down.

The procedure for filling in the Title Certificate

This is another important topic. Documents when buying a car from your hands should be in perfect order and correctly filled. In the automobile passport there are six points. There are written data of the current owner and the machine itself. In the first column, you need to enter some data. The first thing is a name Owner. Secondly, the place where the new owner of the machine is registered. Also indicate the date of sale of the vehicle and a document that confirms the fact that a person has the right to own this car. Strictly speaking, this is a contract of sale. The signature of the previous owner is also needed. And the last is the autograph of the new owner of the car.

Before you complete the PTS, you need to check whether it's genuine. Watermarks are evidence that the document is real.

What's next?

The money was transferred to the current owner by the current owner, and the latter, in turn, gave him the keys and the car. What's next? The rule of buying a car from the hands says that after this you need to register as soon as possible the car in the traffic police. This is given 10 days, but it is better not to pull this case.

Registration begins with a diagnostic card check. This is a very important paper, which confirms the fact that the car was inspected. By the way, it is much easier and faster to get insurance with a card - the policy of OSAGO. And what to do with this? Apply to any insurance company - everything will be processed there. By the way, about the insurance will be told a little later, since this topic is also important.

If the diagnostic card is overdue, the new owner himself passes the inspection. This is done on a special site, which is located on the territory of the State Traffic Safety Inspectorate. In general, there are a lot of cases, and the time limit is 10 days. With a strong desire, everything can be done in a day.

Insurance

Now about this. The order of buying a car from the hands implies the registration of the insurance policy of OSAGO. It is necessary! Without this document, you can forget about the design of the car. Fortunately for all auto buyers, today the policy can be issued in any insurance company.

The cost of the document is calculated for certain factors. The first is the city. The second is who forms the car: an individual or a legal entity. The type of vehicle also matters. Age, as well as the experience of the driver - an indispensable condition for calculating the amount. The car's power is also taken into account. And of course, the period for which the policy is formalized. And the bonus-malus ratio is taken into account. This is a system of discounts that measures the amount of insurance payments.

In general, there are many criteria. But how does it look in practice?

What is the price of the policy?

About what you need to buy a car with your hands, it has already been said. Now, for example, we show how the insurance price is calculated.

Cheaper it will be if it is issued by a 22-year-old (or older) driver with a 3-year (or more) experience of driving for the rights. It is more expensive if there is neither 22 years nor experience. For example, you can take the city of Rostov-on-Don. A passenger car with a capacity of 101-120 liters. from. On an individual with an experience and corresponding age for 10 months or more will cost 8,900 rubles. If the owner does not have 22 and the experience also, then the amount is doubled.

By the way, it is better to always take out insurance without limiting the number of drivers. This means that if someone asks the car owner for a period of time, he can provide it without any additional documents. But limited insurance means that at the wheel of this car can sit only a specific person - the owner. He can still enter someone (for example, the husband makes out the car and inscribes the wife so that she too can use the vehicle). Only this will require a driver's license and a copy of this person's passport.

The most expensive insurance is in Moscow (unsurprisingly). There's a policy for a car with a capacity of 151 liters. from. And above, with a zero coefficient, will cost 55 thousand rubles.

Acquisition of a car already taken on credit

And this happens often. Buying a credit car is a process that is not familiar to every person. Well, it is worthwhile to clarify the question concerning advantages and advantages.

This procedure is very beneficial for the buyer. Because the situation develops in this way: someone recently decided to borrow a brand new car. I went on it, I paid off my debt ... and there are unforeseen circumstances that require money. We have to sell the car! An announcement is made, the buyer is ... who pays the balance on the loan and then becomes the owner of the car. And what the former owner paid, goes to the discount account. Although looking how much you paid, sometimes you have to pay extra. In general, the point is that a person in dire need of money is extremely accommodating and ready for anything, if only the loan was repaid, and the car was sold.

Principles

Now about the rules of buying a car that is in credit. The buyer and the seller are sent to the creditor bank and find out the balance. After that, the amount is credited to the account. As a consequence, the loan is repaid and the "chains" are removed from the machine. Then you can already enter into a standard sales contract.

The transferred amount must be issued by receipt, it is more reliable. The document states that this money is credited to the account of the repayment for a particular car (they write the color of the car, the year of manufacture, the make, model, body number and all the details).

This is the easiest way. Some still try to ask the bank for permission to sell the car, promising to pay all the debt after the transaction. But few people agree to this. Another option - to lay down for the car something valuable. Plot, apartment, house, etc. But this is also the case for a million.

How to choose?

Many people have the idea that they would not be bothered to have a car, but the vast majority do not know which car to choose. The standard situation, but nothing terrible in it.

So, the main criteria for choosing for many car owners are the following items: reliability, decent technical characteristics, safety, economy, quality, comfort and beauty. In principle, if everything listed in the car is normal, then this is the ideal car.

But many start to pay attention to cars bu only because they need a vehicle on which it would be possible to simply go. Someone is simply tired of minibuses, others are irritated by the waiting for the bus, others do not want to be dependent on the timetable for public transport. Such people simply need an economical (that is, either with a diesel engine or with a hybrid) car that will fulfill its main function - to go. And cars from this category are the most inexpensive. A few tens of thousands to buy enough. The same "Toyota Crown" in a tolerable condition (for the 90th year of release) will cost 50 thousand rubles. Or "Opel Cadet" for 40 tons of p. There is a choice, and if you want to buy an ordinary car for a standard ride, then you can not worry, there is a suitable option, and you can still bargain.

Destruction of stereotypes

And finally I would like to tell the truth about cars bu. Many mistakenly believe that a car with hands is the worst option. By no means! There are such "adult" cars of the nineties, zero and even the eighties of the release, that many novelties of some manufacturers will be worse. Take, for example, cult "Mercedes". In the 124th body, in 201-m, 123-m. These are real "iron horses", which even today remain in the trend, and they serve new owners, if I may say so, by faith and truth. These machines do not break down - a generally accepted fact.

The same "Audi" - also a reliable option, "Volkswagen." Many people buy old Japanese models, American ones. If the previous owners were good, then the car will be in excellent condition. The main thing is for the new owner to treat him in the same way.

And buying cars that are second-hand for a year or two is an extremely profitable business! So you can buy a model in an ideal new condition by 1/3 cheaper than it is sold in the salon. Many people do it.

In general, there are options, but how to make a choice, this is already for the potential buyer.