"Avangard" (bank): reliability rating, services, contacts and reviews

What actions are taken first by a person who has decided to open a deposit, take a loan / mortgage or issue a debit card? He studies the most popular organizations and their ratings, which is the right decision, because there are a lot of banks in our time. Six hundred, to be more precise. And the "Vanguard" (bank) rating is quite good. It is on the 51st place. And the rest can be told in more detail.

general information

"Avangard" - a bank whose rating will be considered later - is a universal commercial organization, founded in 1994. The main direction - corporate business, investment, leasing and lending to individuals.

The main beneficiary is Kirill Minovalov, who is the general director of the main shareholder - ZAO Alcor Holding Group. This company, by the way, is engaged in insurance and provides auxiliary activities in the field of financial intermediation. And at the same time owns 98.95% of the shares of the organization "Avangard".

Bank rating is high. This can not be doubted, especially if you look at the amount of its assets. As of December 2016, it is equal to 143,069,749,000 rubles. And most of these funds are customer investments. The fact that people trust the organization money (and considerable) is a good reason for trust.

In 2014, at the end of May, the number of Avangard corporate clients exceeded 100,000. It is also worth noting that the bank, according to the end of 2015, serves individuals and legal entities in 51 regions of the country. The total number of offices is 265.

Mobile Banking

Today it is a very popular direction of remote maintenance. And necessary. The modern rhythm of life is very dynamic, and people are busy, and not everyone has free time to visit the office to perform any financial transaction.

And this is understood by people working for the benefit of such an organization as "Vanguard" (bank). The rating began to grow rapidly, after the mobile application was released at the end of September, thanks to which it was possible to monitor the current information on company accounts and conduct financial transactions online.

Now corporate clients and representatives of companies can send signed payment documents to the bank, place deposits, receive important messages and warnings. But that is not all. At the moment, work is under way to create add-ons for the application. In the plans - the inclusion of functional to work with currency transactions, salary projects and cash.

Active Development

The bank "Avangard" has a rather high rating of reliability. It especially grew in 2015, when the company began to please its customers with all sorts of innovations and updates.

So, for example, in March, the SMS-notification service was presented, notifying customers about the status of accounts, and also about the transactions that were conducted on them. And people can choose. Three informational packages were presented: "Basic", "Advanced" and "All inclusive". The first one is the most popular because it is provided free of charge. And, by the way, it is recommended directly by the bank for mandatory connection. Because this package includes a set of messages that are related to the security of the system.

Confirmation of reliability

Not the last by popularity is the bank "Avangard". The reliability rating of this organization is growing, and this contributes a lot.

For example, in early April 2016, he was awarded the Best Corporate Bank Russia award. This is a prize given annually to the best bank for corporate clients by the British financial portal known as Global Banking & Finance Review.

The winner was determined after a detailed study of the breadth of the range of services, their convenience and accessibility, the security of operations, as well as the technological level of service. In all respects, the bank received the highest ratings, but experts noted the Internet bank Avangard separately. Unique developments of the company allow not only to automate, but also speed up the process of performing banking operations.

Services for private individuals

Now you can tell in more detail about what Avangard Bank offers its clients. The place in the rating of banks is worthy of it - it means that the services should be the same.

More often than not, people open deposits to save money. As an example, you can quote the "Basic" tariff. The minimum payment is 10 000 rubles. It is most profitable to open the deposit for 367 days (there are three more different terms) and with the payment of interest at the end of the term. Since the rate in this case will be 8.75% per annum. That is, by investing 1,000,000 rubles, the person will eventually receive 87,500 rubles as profit.

Plus, he will receive an international bank card as a present . Interest, by the way, can be charged each month to the account of the depositor, which he uses, but then the rate will be 8.25% per annum.

But the most advantageous offer is the deposit "Sberknizhka." If you put the amount for 367 days with interest payment at the end of the term, then the rate will be 9.25% per annum! And this is 92 500 rubles per million. By the way, the difference with "Bazov" is the minimum amount of the deposit. In this case, it is 100 000 rubles.

Services for corporate clients

Their list is also quite wide. And the services themselves are popular, therefore the "Avangard" bank (Moscow) has a high rating.

Take, for example, such a service as financing of import contracts. "Vanguard" is engaged in this. Moreover, the clients are given a guarantee of foreign credit agencies. Moreover, there are such serious countries as the USA, Germany, Switzerland, Luxemburg, the Netherlands, Austria, Belgium, Sweden, Italy, Spain, Slovenia, Slovakia and Denmark. The terms of financing, as a rule, are 5-7 years.

Also, when talking about Avangard Bank in the rating of Russian banks, it should be noted that it conducts operations with precious metals. And this is really the responsibility of financial organizations of a solid level. In the precious metals market Avangard has been operating since 1999. And most importantly, he is one of the leading operators.

One can not but say a few words about acquiring, which is also handled by the bank "Avangard". What place does the organization occupy in the rating, if we talk about this area? Also very solid. After all, the bank offers acquiring a new generation, implying safe and simple calculations. Customers have the opportunity to monitor and control the transfer of payments in real time (without breaks, holidays and weekends - around the clock), reimburse funds, analyze transactions, monitor statistics, independently change tariffs. However, there are still many opportunities.

Reviews

Much has been said about the bank "Avangard". At which point in the ranking it is, it is clear. And now it is worth paying attention to the reviews left by people trusting this organization with their money.

Avangard's clients leave the same comments about his work as people who use the services of other banks. That is, both good and bad. Negative comments concern mortgages and loans. However, these concepts in themselves do not represent anything good. It is unlikely that a person who has issued a large long-term loan will be happy to talk about this, describing all the details. But people are not bad about the service. Consultants and representatives of the bank are polite and correct. Payments are instantly processed - both incoming and outgoing. If there are any questions the client has, then they decide quickly. And the conditions for deposits are very profitable (even better than in eminent banks that occupy the first places in the ratings), which can not but rejoice.

Contacts

You can contact the bank representatives or consultants in various ways - to come to the office, dial 8 (800) 333-98-98 (call free for subscribers from Russia), write a letter to e-mail (info@avangard.ru) or Call from the official website. Methods - weight. The best option (for customers with serious intentions) is to contact the head office of the organization. He is in Moscow, on Sadovnicheskaya Street, in house 12 (building 1). However, to find this building is easy - 3-storey, more like a museum, with a prominent signature inscription "Vanguard" on the facade.