Auto Insurance in Kaliningrad

Car insurance

At the moment, auto insurance in Kaliningrad is the most popular type of insurance. With the increase in the number of cars and their relative availability, the number of road accidents has also increased. Thus, to protect their "darling" from road accidents, motorists are trying to insure the corresponding risks. This, in turn, leads to an increase in the number of insurance companies that offer their clients car insurance services - OSAGO, CASCO, DSAGO.

Insurance of your transport is one of the options for protecting against large unforeseen expenses in a situation when you are in an accident. With the help of an insurance policy you can pay the costs of repairing the car or medical care to the injured.

There are different types of Auto Insurance:

Here are some of them:

OSAGO (compulsory motor third party liability insurance) is a compulsory type of transport insurance. The policy is made when buying any auto or motorcycle transport. OSAGO is designed to pay for repair of the "injured" car, if it was damaged. When buying an OSAGO policy, you need to pay attention to the reliability of the insurance company to avoid problems with payments when an insured event occurs. In the first half of 2012, the top five insurance companies - leaders in the sale of OSAGO - Rosgosstrakh, Ingosstrakh, RESO-Garantiya, MSC and VSK.

DSAGO (voluntary insurance of civil liability) - complements the policy of OSAGO. DSAGO is purchased to cover costs in case of exceeding the damage, relying for the coverage of the MTPL policy. When an accident, you can damage expensive road equipment or a "cool" car. But, if you have an additional policy for DSAGO, then it can help you solve problems with compensation in such situations.

CASCO is a type of insurance that, in addition to basic insurance against damage during an accident, protects your car from other incidents, such as hijacking, damage from natural disasters, and other types of damage. The more expensive and newer the car, the better it is to purchase this type of insurance. After all, damage in an accident can often be much higher than the sum of the "guilty" driver covered by the MTPL policy and, then, the CASCO policy comes to the "help". And with such misfortune as hijacking a car, a policy can also return the amount spent on its acquisition. Agree, calmness and nerves are more expensive! Buy insurance in Kaliningrad CASCO can be in almost any company

A green card is a mandatory type of insurance if you travel abroad by car. "Green Card" is an international insurance policy that insures your civil liability when traveling outside our country. The policy protects you from problems on roads abroad, and allows you to repair your vehicle after an accident in another country.