"Well-being" is a non-state pension fund. How to collect money? Reviews

Today we will present to our attention an organization called "Welfare" (a non-state pension fund). How to collect money from there? What can the consequences be? What do customers think about this company? Is it possible to believe her? Or will it be necessary to find some other organization for its pension savings? All the nuances of contract termination, transfer of funds and other important issues will have to be learned, based on numerous reviews about the firm. Only now it is not possible to come quickly to a general opinion. Why? This is very difficult to do. Especially when it comes to finance. Someone remains satisfied with the service, and some, on the contrary, are dissatisfied. In addition, some face a variety of non-standard cases. And they also exert their influence on the opinions of customers. So how do you collect pension savings? NPF "Blagosostoyanie" gives such an opportunity, but with certain conditions and peculiarities. About them it is necessary to learn further. In the same way as to answer the question: is it possible to trust your fund in general?

Activities

The first thing you should pay attention to is the activity of the organization. Strangely enough, it is extremely important for many. It is always pleasant to understand with which company we are dealing. It is clear that our today's organization is connected with finance to some extent. Only now its activity is considered very important at the moment.

Why? NPF "Future" ("Welfare") - non - government pension fund. In NPF "Future" it was renamed in June 2015. It collects, preserves and multiplies your money. But only if we are talking about the accumulative part of the pension. That is, it helps in securing your old age. There is nothing suspicious about this. Therefore, the feedback on the activities of the corporation is more pleasing. No deception, everything is transparent and understandable. But some are interested in how to withdraw money from the non-state pension fund "Blagosostoyanie". In this it is necessary to understand thoroughly. Otherwise, you can stay without a livelihood at all.

Luring

Initially, of course, you will be lured to our today's organization with all your might. And to say that it is necessary to take care of pension savings already from the age of 18. This scheme with the youth is working at 100%. Thus, the firm attracts new customers. But no one talks about the details of financial transactions that may be waiting for you ahead.

What do they promise? Anything, just to attract attention to yourself. High profitability, simple and profitable conditions, the opportunity at any time to terminate the contract with the company without significant serious consequences. In general, as the clients assure, you will be enticed by all means here. If only you did not think how to stop communication with the company "Blagosostoyanie" (a non-state pension fund). How to collect money from here? Over time, this issue begins to worry many. And all this, despite the promises of the fund. Why does this happen? And how to properly carry out this process?

Voluntarily

To understand this in full, you need to consider the position of the company's management. The problem is that a very interesting scheme is used here: the pension savings that the client makes are his money, his voluntary deductions. That is, in fact you will be the owner of the account. And only you can manage money. And "Welfare" is something like an intermediary between you and the state. A kind of guarantor of retirement.

Only why citizens are more and more often thinking about taking money from this pension fund. There are reasons for that. They also have to be found out further. In general, if the investment in the organization from the client's side is his money, his voluntary deductions, then they can be taken at any time without any problems. In practice, there is a completely different picture. What features are waiting for us?

If

Are you already a customer of our today's organization? Having joined the non-state pension fund "Blagosostoyanie", you will have to prepare for a huge number of features and other nuances that require clarification. Especially if you want to go to another pension fund or even take money away.

The most interesting thing is that many clients do not even suspect that they are part of the organization. Such cases are occurring more and more often every day. In fact, you are required to make pension contributions. If you want to change the pension fund, get ready for a lot of problems. Often they are silent about. But if everything was so simple, no one would ask: "I want to withdraw money from the NPF" Well-Being. "How can I do this?" It does not matter how you found out that you became a member of the organization. Now I'll have to try hard to get my money back.

Nalichka

Many believe that solving this issue will not be difficult. It's enough just to terminate the contract with the organization. On the one hand, it really is. But the process of termination has a huge number of rules and pitfalls. Failure to comply with these will make it impossible for you to return money.

It is noted that very often you will be told that you can get the pension savings part in cash. Many rejoice after such promises. In fact, it's just a hoax. So entice gullible and naive customers. Remember one important point, if you decide to open an account for a future pension. In the non-state pension fund "Welfare" you can put the money, but in the form of cash you will not see them. In any case, until you yourself will not retire. Not currently provided for by the legislation of the Russian Federation, payment of pension savings in advance, and even cash.

Another fund

The exit from NPF "Welfare" is possible on their own. And the process itself does not require you, as the customers note, no special features. But as soon as the question touches money, problems will begin.

The thing is that you can usually get out of one pension fund and go to another pension fund. And it does not matter which state or not. Only with this condition can you at least somehow withdraw the accumulated funds from "Welfare". The other is not given.

If you decide to translate, you need to state this. It is enough to write in a free form a statement on the withdrawal from one organization, as well as on the beginning of work with another. And after that, as a rule, it is possible to collect the funded part of the pension for further transfer of this into one company or another. But not everything is so simple with APF "Future" (NPF "Blagosostoyanie"). A non-state pension fund is generally a dubious association. Many citizens generally recommend to stay away from them. After you have made a statement about leaving the company and joining another, just wait for an answer. You will be notified in writing about the possibility / impossibility of your translation with an indication of the reasons.

The state

It is also possible to return to the generally accepted scheme of pension savings. That is to state co-financing. Not the most frequent phenomenon, but it takes place. Do you want to take money from "Welfare" and transfer it to the state account? This process, according to the reviews, too, does not take you much time.

What is required? Again a statement. Only here you will have to attach information about your residence permit. That is, to prove belonging to this or that branch of the Pension Fund of the Russian Federation. Further the application is considered for some time. And you will receive a notification with an answer. If everything is good, you can transfer funds from the account in "Well-Being" to the state. This is done by the organization itself, you will not see these operations. Exactly the same as cash.

By the way, pension funds can be changed only once a year. Having joined the non-state pension fund "Blagosostoyanie", you will have to wait a while. Was there a shift already this year? Then there is nothing to hope for. You will be denied both the termination of the contract and the transfer of the funded part of the pension. And on legal grounds, it is not worth to be surprised.

I do not see money

Are you interested in the organization "Welfare" (non-government pension fund)? How to take money from there under certain circumstances? It all depends on which case is considered. Just like that, in the form of cash or bank transfer, no one will let you pick up the transferred funds. This is impossible, forbidden by law. You can write an application for the transfer of the funded part of the pension to another fund. This is the only way to withdraw the savings.

What is noteworthy, you can withdraw your money in cash, in principle. Only this option is often irrelevant. Why? Because you can complete this case only after retirement. Pensioners have the full right to withdraw their funded parts upon application with a pension certificate. There is no longer any chance of actually seeing and even holding in hands the voluntary contributions made to the non-state pension fund "Blagosostoyanie".

Expectation

An unpleasant surprise for the fund's participants is the expectation of payments. And as pensioners, and in case of transition to another organization. Many clients complain that they are simply being deceived. And it takes a very long time to wait for money.

Do you want to refuse the services of the firm "Blagosostoyanie" (non-state pension fund)? How to collect money from here? You need to think in advance. Only worrying about writing an application in advance, you can recover money in time. Many people say that it takes 3-4 months to wait for payments. Of course, during this period you will not receive any additional charges in any fund. An unpleasant moment, which no one warns.

Refusals

The most interesting is that "Welfare" spends all its efforts and tries not to let go of its customers. Here, as the participants assure, a very interesting and simple scheme is used: you are simply refused for one reason or another in the termination of the contract. That statement is written wrong, then the conditions for transfer to another pension fund are not met. In general, some are bored with such a situation, and they remain in the organization "Welfare".

If you really intend to leave the fund, you will have to prepare to do it with a fight. A few complaints, written re-statements and a long wait for the transfer of funds - and you will achieve it. Just remember: for the year in which there is a way out of the corporation, you will not get much profit. For many, this is insignificant loss, but it's worth knowing about them.

So the feedback "Welfare" is not getting the best. Although it is a reliable firm, it is extremely difficult to regain the funded part of the pension. There are only two options: either transfer from an account to another non-state fund, or to a state fund. In extreme cases, you can take money when you reach retirement age. Having entered into a non-state pension fund, you are still at risk. Think carefully before joining the "Fortune".