The best contribution to the best bank in Moscow

The best contribution to the best bank: what financial institution to choose in order to make more money on its programs? After all, with the help of money, the future is invested. There are so many types of investments that it is impossible to tell all about them in one article. We will focus on such a banking product as deposits.

Parameters of the best conditions for increasing capital

For a long time, citizens perceived contributions as one of the methods of saving money. But as a way to increase their own capital, they are not perceived by everyone. It should be taken into account that not all deposits are profitable. In order for deposits to actually bring in income, you need to find a profitable proposal. So, we study and choose the best deposits in the banks of Moscow.

1. The profitability of the bank deposit will depend on the initial amount of the deposit. The greater the amount - the more the yield.
2. For optimal interest accrual, you can exit by choosing a long term deposit. But under such conditions, as a rule, there is no possibility of replenishing funds.
3. Term deposits have a higher interest rate than deposits on demand. For example, in one of the Moscow banks, the "Demand deposit" deposit has an annual rate of 0.01%, and a term deposit "Discovery" - 11%.
4. If two deposits have a single interest rate, the one that accrues to interest through capitalization, that is, monthly, is added to the initial deposit, the interest is added to the initial deposit, and in the subsequent month, interest is accrued on this increased aggregate.
5. The best deposits in banks - with the possibility of replenishment under the terms of the contract.

You can always find good conditions for putting money in the financial institution, based on the listed parameters.

So, we represent the best banks for individuals' deposits. What do they offer us?

"Tinkoff Bank" - a modern look at standard banking services

Many financial analysts position the product "Tinkoff Bank" (or as it is also called "Tinkoff Credit Systems"), as the most interesting and popular. The bank is unique, because it does not have its own ATMs, numerous offices (there is one Moscow office with paid service), works and offers services exclusively through the Internet. However, this did not prevent Tinkoff Bank from taking the leading positions in the financial sphere: the second place in the market for credit cards, the 25th in Moscow for deposits of natural persons, the 20th place in terms of net profitability. What "pluses" does Tinkoff Bank offer us?

• Do you want to make the best contribution to the best bank? You will be given a debit card Visa or Master Card for free.
• A debit card with monthly interest accruals can be obtained free of charge even without opening a deposit, it is enough just to leave an application on the site, and the bank employee will bring the card to the specified address upon prior arrangement.
• "Tinkoff Bank" does not have its own ATMs, which is rather a plus than a disadvantage: cash - from 3 thousand rubles or from 100 dollars or euros can be withdrawn in any bank and ATM without commission.

"Russian Standard Bank" - the largest percentage in a stable bank

The bank is stable and reliable, it has 170 branches. In early 2016, the "Russian Standard" took the 15th place in the Russian rating on deposits of individuals.

The best contribution to banks is "Profitable MIX". The offer is really unique:

• 14% per annum when concluding a contract in bank branches;
• 14.5% if you open a deposit in an Internet bank;
• Payment - quarterly, funds are transferred to a separate account;
• A growing interest rate;
• Deposits open for 1 year;
• Replenishment or partial withdrawal is not;
• The minimum amount for the deposit is 30,000 rubles.

Convertible deposit from Ugra Bank

The bank was opened in 1990. For 25 years he has been offering his clients a profitable financial product for the preservation of savings. In January 2016, Yugra was part of the Russian TOP-20 in terms of deposits for individuals. Has a large branch network. The representative offices of the bank are located in 50 cities of Russia, the main office is in Megion in the Tyumen region.

The best contribution to the best bank "Yugra" is the "Multicurrency basket".
This banking product is designed for an active category of citizens who track exchange rates and want to change the contribution under the contract (the so-called conversion) throughout the course of its operation. Conversion of the bank at its own rate. The deposit is opened for different terms. The minimum amount is 10 000 рос. Rubles, $ 150. The USA, 150 euros. There is no early withdrawal. Interest is calculated at the very end.
Maximum bid:

• 10% for the ruble deposit;
• 3.3% for the dollar contribution
• 2,6% - the euro.

"Rosgosstrakh Bank" - bank deposit plus life insurance

It was founded in 1994. A large bank that sells universal services. In 2016, entered the TOP-50 of the best Russian banks on the retail vector, is on the 44th place on lending, on the 45th place on deposits of individuals. Has a large branch network in more than 150 localities throughout Russia.

At the 1st place in popularity in the "RGS" is the contribution of "Insurance", which is only for life and health insurance of the client.

• It is issued for 1 year with a minimum amount of 100,000 dews. rub.
• The rate is 11.75% for life insurance for 5 years, 11.50% for the insurance contract for 3 years.
• There is no replenishment or partial withdrawal of funds.
• There is no prolongation in automatic mode for this deposit.
• At registration it is possible to make a free will or power of attorney.

Alfa-Bank is the second largest private bank

Offers its depositors 7 optimal deposits, each of which has some advantages. In the first place, the best contribution to the best bank is Victory.

• With a minimum deposit amount of 10 thousand rubles., 500 US dollars or 500 euros.
• For a period of 3 months to 3 years.
• The maximum rate is 11.27% in rubles, with a deposit of 3 million rubles. And the term of capitalization is 3 years.
• With a deposit of 250 thousand rubles. The rate for the same period will be 10.55%.
• In US dollars, the maximum rate will be 3.14% for 3 years.
• The rate in euros is 2.59%, with a deposit. For 3 years.

Bank deposit guarantees stability

We examined only a few financial institutions with the best offers on deposits.

For many citizens, stability and prosperity are provided by contributions to banks. The best interest, preferential terms or unhurried growth of a deposit in a stable institution with a high rating - everyone chooses the conditions to their liking. And there is plenty to choose from. Every year, banks are developing more and more interesting proposals.

When choosing the appropriate characteristics for the deposit, you need to remember about individual bank rates for users and regular customers. If you are the owner of a salary card, you can count on a bonus in the form of a higher rate or optimal basic services.