Need a car loan? Gazprombank will be happy to help

Today Gazprombank is one of the three largest banking organizations in the Russian Federation to provide investment and financial services for private and corporate clients. At the moment, its client base includes more than 3 million individuals and about 45,000 legal entities. If you need to take a car loan when buying a new car, Gazprombank can provide such a service on very favorable terms. This loan can be issued both in Russian and foreign currency. Another advantage is that there is no restriction on the maximum possible amount of the loan, since in calculating it, the organization takes into account the total earnings of all members of the family.

In order to issue a car loan, Gazprombank requires the provision of a certain package of documents, namely:

1. Application for receiving funds.
2. The passport of the borrower with a mandatory residence permit near one of the bank's branches.
3. Driver's license.
4. A certificate of income of all family members for the last 6 months.

In order to issue a car loan, Gazprombank can request additional papers confirming the formation of the borrower and the availability of property, which can be used as a lien. In addition, one of the mandatory conditions for obtaining is compulsory insurance of the car purchased at its full value in the company indicated by the banking organization.

Gazprombank. Car loan: terms and conditions

For the opening and maintenance of a credit account, the financial institution does not charge any additional payments. The borrower is obliged to pay a one-time commission in the amount of 3100 rubles and repay the loan in equal amounts every calendar month. The special loan calculator of Gazprombank can help calculate the required amount of payments. The car loan is a part of standard loans. Therefore, his calculation will not be a problem.

The Standard program

This loan is issued for the purchase of a new car for a period of 3.5 to 5 years, depending on the country of the manufacturer of the car. The interest rate on it will be from 10.5 to 12.5% per annum when drawing up a ruble loan. If the loan is taken in the dollar equivalent, the overpayment for it will be from 9 to 10.5% per year.

The program "Long-term car loan"

It is issued for up to seven years. In the case of registration of such a program, the client must purchase a foreign car for at least $ 25,000. Interest rates for such a program are 12 and 9% in rubles and currency, respectively.

The "Solid car" program

Get such a car loan Gazprombank gives an opportunity without a down payment. The loan is granted for a seven-year term at the interest rates of the long-term program. A significant difference is the availability of the possibility of purchasing a brand new car of such brand as Jeep, Mercedes-Benz, Dodge, Land Rover and others.

If you need to take a loan when choosing a new car, Gazprombank will always be happy to help. Using the services of the bank, you can quickly get money at reasonable interest.