MTS Bank: Reviews are very contradictory

The Moscow Bank for Reconstruction and Development, recently renamed into the usual word for every word - MTS, - positions itself as a young and efficient bank. But is it? After all, the MTS Bank, which can be found on the relevant forums, is quite contradictory. Some talk about the excessive greed of leadership and rudeness of employees. Others, on the contrary, praise him. So what is the MTS Bank? Reviews until the touch will not, because, as they say, everyone has their own truth. Let's try to understand ourselves: let's compare the credit program of MTS-Bank with similar services of other financial organizations.

What can MTS Bank offer to its customers?

If you are an individual and want to take out a loan with this bank, you should first carefully read all the proposed loan programs. You can search for special topics on the topic "MTS Bank: credit reviews" and read the opinions of users, and then, if you have not changed your mind, go to the official page of the bank and get the information you need. So, what is available? What types of loans can the bank offer, and what are the conditions for obtaining a consumer loan?

Express credit

It is granted for a period of 3 months to 5 years, and its amount varies from 20 to 250 thousand rubles. Very pleased with the short waiting time for the decision on your issue, but interest rates are such that the loan, somehow you do not want to immediately draw up. From 34.9% per annum to 59.9%. The only thing that can comfort a borrower is the possibility of early repayment, which does not depend on the amount and date of repayment.

Conventional consumer credit

The term for which you can take credit, remains unchanged: from 3 to 60 months. The speed of the decision making by the banking management is not changing for the better - in this case, the waiting time can be delayed up to 3 days. The amount also varies, or rather, the maximum limit of the amount that you can be given varies. This is logical, since in express loans there is a great risk that the amount of the loan issued will not be returned, because interest rates are also so high. The maximum amount of the type of loan in question is 1 000 000 rubles. Interest rates dropped, and now equal to 17.9% -34.9% per annum. There remained the possibility of early repayment with all the ensuing amenities.

Remaining loan programs

And what kind of lending can MTS-Bank offer for small and medium-sized businesses?
Here there is a much broader choice of loan programs - starting with leasing and overdraft, and ending with the issuance of a bank guarantee. Comments on this matter are meaningless. Since, according to eyewitness accounts, MTS-Bank lending for small and medium-sized businesses is provided on an individual basis. For this reason, it is useless to reason on this topic.

MTS Bank: reviews and conclusions

So, what happens? But that: a small choice of loan programs with fairly high interest rates for individuals and a much more diverse package provided to entrepreneurs. Perhaps, entrepreneurs should also consider MTS Bank's proposals in more detail, but private individuals can only be sympathetic. Since with such large interest on loans they will have to thoroughly tighten their belts and try to pay back the loan as soon as possible. If you still decided to use the services of this institution, refer to special resources, find the section "MTS Bank". The addresses of this financial institution will certainly be indicated there. Choose the nearest office for yourself and go for information, so to speak, first-hand.