LLC "911 Credit": reviews, features, services and interesting facts

A few years ago, when lending was only being introduced into our lives, borrowing money was considered a "status act." A little later the number of users of loans increased. These people were treated as advanced citizens. Now the situation has changed dramatically. Making a loan or loan has become a routine activity. The number of people using credit services has increased, the number of companies and banks issuing money has increased. One of the existing microfinance organizations is the limited liability company Credit 911. Reviews about this company should be considered.

General information about the organization

For several years the company "Credit 911" has been operating in the market of credit services. A long period of existence proves that these are not scammers, but rather a serious microfinance organization. The company's offices were opened in Moscow, St. Petersburg, Bratsk. Residents of other cities of Russia can also use the services of the organization. If the decision is positive, you will need to come to one of the offices in order to sign the contract and receive money.

Soon, residents of other cities will become much easier to use loans. In the reviews of the "Credit 911" customers write that the company plans to start transferring money to bank cards and through payment systems. To receive money, you only need to issue an online application on the site and indicate a suitable way to withdraw funds.

Interesting facts about the company

The company went a short way in its development. This is a young microfinance organization. However, employees state that its history began already a century and a half ago. At that time in St. Petersburg there lived a well-known interest group. She lent money to many people, bailed various things, gold items. Interesting is the fact that Praskovia Leontievna (the so-called interest-holder) had family ties with the company's CEO. She is her great-grandson.

Another interesting fact is that the company for a short time of existence was able to win people's trust. At the moment, there are over 50,000 regular customers. It is also worth noting that "Credit 911" is one of the leaders in the market of microfinance organizations. The company received the Golden Ruble 2 times. It's quite a prestigious prize. For the first time, "Credit 911" won in the nomination "Innovative Product", and the second time in the nomination "Information Openness".

Issuance of standard loans

One of the company's services is issuing standard loans. Individual conditions are determined for each person. This is confirmed by the testimonials about the "Credit 911". New customers are given small amounts of money. After the return of money in time, the trust of the company increases. At the next appeal, the maximum allowable loan amount for the client is increased.

In general, the following conditions apply:

• The loan amount can be from 5 thousand rubles to 100 thousand rubles;
• The allowed loan period is from 1 week to 52 weeks;
• The interest rate is determined for each specific case.

Variety of tariffs

For standard loans, there are 2 tariffs. One of them is called "Until payday". This tariff is suitable for people who did not have enough money to pay wages or if there was a need to get an additional small amount for different purposes (for example, a small gift to a relative or friend). Under the tariff "Before pay", money is provided in the amount of 5 to 100 thousand for a period of 1 to 4 weeks. The debt is paid at the end of the term. Loan extension is allowed.

Another tariff is called "People's". Its conditions are suitable for those people who need a loan for a long period - for a period of 8 to 24 weeks. A schedule is drawn up for repayment. According to him, payments need to be paid every 2 weeks. Their size depends on the loan amount. To select suitable conditions, it is recommended to use the online calculator. It is made for users and is on the main page of the official site of the company "Credit 911".

Issue of loans on bail

Very often the desires of clients do not coincide with the conditions offered by "Credit 911" - people want to get a large amount, but the company can not provide it because of a lack of trust at the proper level. To increase their chances of obtaining a large amount of money, clients are advised to choose loans with collateral when applying.

With each person, employees of the company discuss the conditions for the issue of money. In the reviews of the "Credit 911" contains information that on bail can be taken car, apartment, house, other movable and immovable property. The desired amount is given on hand or transferred to a bank card. The interest rate, as a rule, is about 17% per annum. After the repayment of the debt, the property is returned to the client.

Arranging and receiving a loan

You can make a loan on the official website of the company. The process consists of several stages:

1. On the main page of the site specify the required amount, loan term, get acquainted with the total amount or payments that will need to be returned. After that, go to the application form.
2. The application shall indicate the last name, first name, patronymic name of the client, date and place of birth, telephone number. If desired, the previous name and e-mail address are entered in the additional fields.
3. At the next stage of filling in the application all passport data are indicated. In addition, if you wish, you can write about your place of work, the location of the organization, your work phone.
4. The last stage is the choice of how to receive money. In the reviews about the company "Credit 911" customers indicate that residents of Moscow, St. Petersburg and Bratsk can take a loan in cash in the offices located in these cities.

Customer Questions

People who want to use the services of a microfinance organization often ask the most diverse questions. Let's get acquainted with them, because the answers will be useful to all potential customers. Many people ask why the company sets a relatively high interest rate and thus profit from applying for financial assistance. Employees of Credit 911 respond that a high interest rate is necessary to cover financial risks. The company does not cash in on clients. People before the application for a loan can see how much they will need to pay. There are no additional hidden fees if the obligations are met on time.

Many also ask questions about the people with whom the company works, whether a credit history plays an important role. "Credit 911" provides financial assistance to many people. Even those who have a bad credit history and outstanding loans in other microfinance institutions and banks receive a positive decision.

The company is loyal to its customers, but still not always people get positive decisions on applications. Applications are considered an automated system, and in some cases, it makes a rejection. Occurs in the following cases:

• If there is any doubt that the borrower will be able to repay the loan in the future;
• In the application the client indicates inaccurate or erroneous information, hides the number of credits taken, their amounts.

Positive feedback from customers

Positive feedback about the company "Credit 911" is rare. Clients who leave them, write about the high chance of approval of the application. They believe that the probability of approval is 90% of 100. The merits of the company still include:

• Quick examination of the application;
• Loyal attitude to all clients and cooperation with those people who have a negative credit history.

Financial assistance is provided to many people, so "Credit 911" is an excellent way out of a difficult financial situation. It's much easier to get a loan than a loan from a bank. For registration you need only a passport. The presence of official work is not required. Even unemployed citizens apply to the company, and many of them receive a positive decision on the applications sent.

Negative feedback on the MFI "Credit 911"

A lot of on the Internet left negative comments about the work of the microfinance organization "Credit 911". People complain about the lies of the company. Some clients, for example, found themselves in the following situation. They made out an application on the site for a fairly large amount. A few minutes later they received a message on the phone about the positive decision taken. After coming to the company and filling in the necessary papers, the employee of Credit 911 reported that it is possible to file a much smaller amount.

Negative comments are still related to those actions that are taken by the company "Credit 911" against people who are overdue for payment. Reviews of debtors indicate that customers are rude, threatened. Wicked words can be spoken to them . People also get bored with constant night calls.

"Credit 911": employee feedback

People turn to a microfinance organization not only about getting loans, but also about finding a job. The management team invites people to work in a friendly team. All employees, according to the leaders, are real experts in their field, have a higher education. Personnel selection officers competently approach the issue of personnel selection, and people working with clients show professionalism, benevolence and openness towards those who seek financial assistance.

But people who have previously worked here or tried to find work here, leave negative feedback about the "Credit 911". They say that the recruitment specialists do not respond to the sent summaries. There were such cases when the employees of the company "Credit 911" called back as many months after the application for employment and offered completely different vacancies.

Former employees also write negative reviews. They point to the presence of drinking people in the team, practiced "kidalovo for money." Persons without citizenship of the Russian Federation are not paid salaries. The dismissed workers are given only a salary. Feedback from employees about LLC "Credit 911" shows that deserved awards and allowances are sometimes not paid.

Taking a loan in "Credit 911" is a very important step. Before it is committed, it is very good to think whether it will be possible then to repay the debt. This is also warned about the taunts about the company "Credit 911". Delays are undesirable, because in such cases the amount is very much increased, and it becomes more and more difficult to pay it.