How to buy an apartment: basic recommendations

In the lives of many people, buying a home is the most significant transaction. How to properly buy an apartment and not regret afterwards about the spent forces and the finances thrown to the wind?

Memo about how to buy an apartment

At the initial stage, you need to decide who will specifically deal with the registration and purchase of the apartment. You can turn to the services of professional realtors or start an independent search for housing. In any case, it is necessary to treat extremely cautiously to this issue.

How to buy an apartment correctly - the first rule

It is not recommended to give private ads about buying an apartment in newspapers and on the Internet. Ask for help from sellers or officially registered companies that deal with real estate. Otherwise it's easy enough to become a victim of pure water extortion. By giving such an announcement, you automatically advertise the presence of a considerable amount of money.

How to buy an apartment correctly - the second rule

When an apartment is found that meets certain requirements, it is necessary to check the availability and validity of the passport from the seller. If the seller (an agency representative or an individual) works under a general power of attorney, it is advisable to get acquainted personally with the owner of the housing being sold. You need to make sure that this person is alive, and check his passport. It is important to find out whether he gave anyone a general power of attorney to sell his own apartment. He could give it for absolutely other purposes, which are not connected with the alienation of his dwelling.

How to buy an apartment correctly - the third rule

The next step is to verify that the owner (seller) of the apartment is not an alcoholic, is not registered in the psychoneurological dispensary and the narcologist. Obligatory request requires a certificate confirming this fact.

Also, contact the district inspector to find out the following: whether the owner has been treated for drug addiction, alcoholism, and whether he is currently on such treatment. In these cases, even if the price of the apartment is acceptable, do not buy it.

How to buy an apartment correctly - the fourth rule

It is necessary to check who (besides the owner) is registered in this apartment. It can be learned from the extract of the house book or checked by the RGU independently. If in the given apartment children under the age of eighteen are registered, demand from the seller the certificate authorizing sale of the property in the presence of juveniles registered in it. If the apartment is privatized and the children are the owners, then without this certificate the notary will not simply issue a contract for the purchase of the apartment.

How to buy an apartment correctly - the fifth rule

Having decided the issue with the registration of children, it is necessary to check all the persons who are registered in the apartment. They may be adults (ex-husband or wife) who own the apartment. Be sure to solve the issue of their discharge from the seller, because their location may not be known. It is possible that they generally do not want to leave the apartment after selling it by the owner.

How to buy an apartment correctly - the sixth rule

It is necessary to pay attention to the fact that the right to sell an apartment and receive money for it should be noted in the general power of attorney. Only in this case it is possible to transfer money for an apartment to a person working by proxy. But even with this condition it is necessary to take a receipt from the seller, confirming receipt of money.

The seventh rule and the last

Keep in mind that after signing the contract for the purchase of an apartment, this document is subject to mandatory registration. Only if this condition is met, the apartment becomes the property of the buyer.

An important issue is the time of transfer of funds. When transferring money to the buyer it is recommended to take a receipt from the seller.

Conclusions: how to make an apartment purchase

All the references provided by the seller must be verified by a request to the authorities that issued the documents. Appealing to lawyers for registration and support of a transaction on the purchase of real estate will significantly reduce possible risks.