Home or apartment? Which is better depends on the circumstances

Buying a home is a responsible step, therefore, before deciding on it, many think through and calculate all possible options for both paying future real estate and what type it will be. Many ask themselves the question: "Home or apartment, what is better for me and my family?". And very few people decide to answer it unequivocally, since there are pluses and minuses in both cases. Let's try to understand them.

Of course, living in a house for many seems like a dream, and they represent the ideal picture: daily walks through the forest, fishing on the lake, dinner in the open air, but a lot of things. Indeed, to breathe fresh air, have your own site and be left to yourself - is not this the dream of everyone? The cage in the stone jungle and in comparison no one goes. And of course, the question: "Private house or apartment?" - it seems to disappear by itself. But this is in dreams, but what in fact?

House or apartment - which is better: transport accessibility

A very small number of private houses and even townhouses are being built within the city. Therefore, for the most part, when talking about housing of this type, it is a question of suburban real estate.

Therefore, deciding to buy a house, you need to be prepared for the fact that on the road, for example, the work of the time will take much more. And if you need to make such trips daily, this aspect can not be discounted.

The second point: if, living in the city, it is enough for a family to have one car, since the movement on public transport is not a problem, in case of moving to your house, the question of purchasing a second car may arise. So, for example, a husband will need to go to work, and his wife to take the children to a kindergarten or school. This entails additional expenditure.

Home or apartment - which is better: infrastructure

Living in the city, many people stop noticing its advantages. Already mentioned kindergartens and schools, medical institutions, pharmacies, shops, and this list can continue for a long time. Meanwhile, moving out of town, you need to be prepared for the fact that some of these benefits will cease to be within walking distance. Especially it is a question of housing built on undeveloped plots located far from populated areas.

In defense of private houses says the fact that many developers, realizing this problem, are making efforts to create the necessary infrastructure on their sites. Its territory, shops, gardens and schools are located directly on the territory of the future settlement. However, the prices for such objects are not available to everyone.

Another option is to search for a house located a short distance from the city. Then the advantages of living outside the city do not exclude the possibility of enjoying the benefits of civilization.

Home or apartment - which is better: finance

Many, when deciding what to purchase, do not take into account another point. The price for buying a house and a spacious apartment can be comparable, but you should not discount such an important aspect as the cost of repairs. Before you enter the suburban housing, you will have to spend a lot on its finishing.

Even if the area of the apartment and house are comparable, the cost of repairing the latter will be much higher. And this is a fact. The design of staircases, in-house communications, installation of a transformer and sewerage will significantly increase the cost of repairs.

Not in favor of the house located in the cottage community, they say and the cost of its maintenance.

Conclusion

When making a decision, an apartment or a private house, it is important to realistically assess your financial possibilities so that this purchase does not become an unbearable burden for the family budget.

In addition, it is necessary to take into account the so-called family circumstances. If we are talking about a married couple of middle age with children living separately, with work that does not need to be present all day, the choice of the house will be more than justified. And if we talk about young parents who need to think about which garden or school the child will go to, how he will be getting home from the institute in a few years, how to solve the problem with his own employment, the answer no longer seems so obvious.