Europayer payment: maximum amount and terms

The Europrotocol in the Russian Federation has been operating for several years. You can register it in any country subject. The European protocol presupposes the compilation of papers concerning an accident, without the participation of an inspector of the State Traffic Safety Inspectorate. Drivers in this case independently record the fact of the incident. This saves a lot of time. In addition, having issued documents, drivers quickly release the roadway and do not create obstacles for the movement of other vehicles. . Legislation, as well as in other "emergency" cases, provides for an insurance payment on the europrotocol . Let's consider further how to make out the documents in order to receive damages.

When the procedure is used

Independently to fix the fact of road accident it is possible in cases established by law. At the same time, the norms provide for bans on the use of the Euro-protocol. This method of issuing securities is not allowed if:

1. In case of an accident, there are victims. Victims can be both passengers and drivers, as well as pedestrians. In this case, the severity of the damage does not matter.
2. Faced more than two cars.
3. Damage to other property (for example, a pole, a tree, a building) is caused.
4. Vehicles are not insured under OSAGO or the Green Card.
5. There are disagreements between the participants of the incident. For example, drivers can argue about guilt, the nature of damage, etc.

In all these cases it is necessary to call the inspector.

Activities on the road

In accordance with the provisions of the SDA, the driver must immediately stop the vehicle (if this did not happen before). If there are victims of the accident or dead, emergency services should be called immediately. After exhibiting the emergency stop signs, you can proceed with the registration of the notice. If it is not available, the compulsory motor TPL insurance will not be effected on the Euro-Protocol. Experts do not recommend to enter into a dispute with the other participants of the incident. Communicate with other people must be polite. If opponents show aggression or create a threat, including for others, it is necessary to call an inspector.

What are the payments for the euro-protocol?

Until recently, the driver could receive no more than 25 thousand rubles. была повышена. Subsequently, the maximum payment on the euro-protocol was increased. It began to amount to 50 thousand rubles. In order to obtain it, one condition must be met: insurance should be issued after August 2, 2014. A relatively new normative act was adopted relatively recently, which amended the rules established earlier. были дополнены. Existing limits on payments to the Euro-protocol were supplemented. Now the driver can get 400 thousand rubles.

Europrotocol: payment amount 2016

Get 400 thousand rubles. Could have been subject to certain mandatory conditions. Direct registration of securities is carried out according to general rules. будет осуществлена только при наличии в обоих транспортных средствах, участвовавших в происшествии, систем автоматической фиксации места и факта аварии, работающих на современной спутниковой связи. But the payment for the euro-protocol will be carried out only if there are systems of automatic fixation of the place and the fact of the accident operating on modern satellite communications in both vehicles participating in the incident. The list of permissible models is given in the regulations and other normative documentation. This requirement is due to the fact that the file obtained during normal video shooting can be corrected using existing computer programs in favor of some participant in the incident. Accordingly, the reliability of such evidence is questioned. At the same time, it is practically impossible to forge the data obtained with the help of the satellite system. This reduces the number of fraud cases to almost zero. This requirement was in force throughout 2016. For 2017, no changes were announced.

Nuances

при отсутствии спутниковой системы фиксации информации составит не больше 50 тыс. руб. Proceeding from the above, for those who use the europrotocol, the amount of payment in the absence of a satellite system of fixing information will be no more than 50 thousand rubles. One more important point should be noted. может быть получена, если авария произошла в Москве и области, а также Санкт-Петербурге и его окрестностях. The maximum repayment under the euro-protocol can be obtained if the accident occurred in Moscow and the region, as well as in St. Petersburg and its environs. In other regions, there is a general rule, according to which citizens can expect no more than 50 thousand rubles. In addition, to receive 400 thousand rubles. It is necessary that insurance be issued after October 1, 2014.

Design: general rules

назначается при соблюдении указанных выше условий, а также при правильном заполнении бланков. The payment of the Euro-protocol is appointed subject to the above conditions, and also if the forms are filled in correctly. First of all, you should check whether the paper is suitable for registration. The form must have a front and back. When filling is used the usual pen (not gel and not ink). Pencil recording is not allowed. According to the current rules, one copy of the notice is issued. It does not matter which form of the driver will be drawn up. Participants should select their column in the notice and make the necessary information.

Filling the fields

On the front of the form there are separate graphs. They include all information about the accident. In particular, the place, time, circumstances, date, available damages, etc. are indicated. Particular attention should be paid to filling in clause 14. It details the presence and nature of damage in the vehicle that have arisen in connection with the accident. The description should be detailed and concise at the same time. In addition, it is worthwhile to carefully check whether the second driver added information to information that is not related to an accident. In the description, you can use common terms: dent, scratch, crack, etc. In the presence of hidden damage, their description is performed during expert examination. Paragraph 16 specifies the circumstances of the accident. It is necessary to describe them truthfully, clearly, as briefly as possible. This paragraph should reflect the key aspects of an accident.

An Important Moment

In paragraph 16, among other things, vehicle maneuvers are described. In presenting this information, it should be noted that:

1. The parking of the vehicle is not a stop. Not understanding this difference, citizens make mistakes when formulating the form. Some drivers, whose cars crashed during a stop at a red traffic light, indicate that they were "parked." This is an incorrect formulation. Here, a more precise description is needed - "Stopping the prohibition signal" (position 22).
2. When overtaking one car to another, or when rebuilding from one band to another, you need to specify "overtake" or "change the lane."

Scheme of the incident

It is contained in paragraph 17 of the form. The scheme includes the marking of the roadway. This displays the streets and names of roads, the final position of the machines, the direction of movement. The positions of traffic lights, signs, other items, which are directly related to the accident, are also indicated.

Additionally

If in the clause describing the circumstances of the incident, some information was not specified, you can supplement the information in the "Comments" field. Here you can give an explanation. The participants of the incident confirm the authenticity of the data given in the notice with their signatures. Accordingly, drivers agree with what is stated on the form. After completing the registration of the front side, parts of each driver are separated and signed. In this case, the painting is placed on its own and on a foreign copy.

Back side

Any additional information about the event is reflected here. On the reverse side it is allowed to make notes and notes. If the space on the form was not enough, you can specify the information on a blank sheet of paper and attach it to the notice. In the main form, you must put the appropriate mark. The application is also certified with the signatures of both drivers.

Important points

There are a few more rules to note. назначается при наличии полной и достоверной информации о происшествии. The payment for the euro-protocol is appointed in the presence of complete and reliable information about the incident. This means that if the form does not contain any data, the company responsible for damages can collect them on its own. As a result, the company generally can not accept the europrotocol. также зависят от полноты и достоверности информации. Terms of payment also depend on the completeness and reliability of the information. Therefore, drivers need to take responsibility for the design procedure with all responsibility.

Next stage

The blank form is provided to the insurance company. This can be done by mail or in person. Experts recommend that documentation be provided as soon as possible. The norms set some restrictions on the further actions of drivers. In particular, it is not allowed to carry out repair activities during the first 15 days of the incident. This period is established for inspection by the company responsible for damages, damage, received by the TS. In some cases, visual inspection may be required. It is performed in the first five days after the driver receives the relevant request. If the perpetrator of the accident admits any violations, sanctions on the Code of Administrative Offenses may apply to him. Responsibility of the participants in the accident is established according to the information provided on the front side of the form.

The unspoken rules

According to the established practice, the main form sheet is transferred to the victim, and the self-copier is guilty of the accident. In the norms this order is not fixed, and, in principle, it does not matter who gets what sheet. The unspoken rule is due to the fact that the original is easier to scan and send to the company responsible for damages compensation. может быть рассчитана быстрее. As a result, the amount of payment on the euro-protocol can be calculated more quickly.

Challenging notice

There are cases when the driver misjudged the situation and pleaded guilty for the accident. After a while, having consulted a lawyer, he came to the conclusion that it was necessary to cancel the procedure. How to be in a situation where the notice has already been issued and sent to the company responsible for the refund? As experts note, payment of the euro-protocol in Russia as a whole is very rare. Therefore, special practice on the procedure has not yet developed. In any case, experts recommend contacting the insurance company with this issue. Because of the insufficient prevalence of such situations, cases of challenge are considered individually, taking into account all circumstances and new information. For reinsurance, experts recommend obtaining the support of a lawyer.

Conclusion

The repayment of the euro-protocol, despite its relatively long-standing introduction to the regulatory framework, does not yet have a clear mechanism for implementation and challenge. The general rules are undoubtedly fulfilled. And, as practice shows, drivers get their money without any problems, if the situation is not complicated by anything. It should be noted that corrections to the completed notification form are not allowed. Parties of the accident, the reverse part of the form is filled independently. It is allowed to do this in a home environment, so as not to create obstacles for other cars on the road. The notice is considered issued when the information is present in all required columns, and each participant of the incident received copies. In some cases, information that is described on the reverse side is not accepted by specialists. However, this does not mean that they do not need to be introduced. Do not forget that the lack of information in the mandatory columns is the basis for refusing to compensate for the damage. Forms of notices not signed by road accident participants are considered invalid.