Advantageous contribution: "Gazprombank"

Every Russian at least once heard about Gazprombank. It is one of the most famous financial organizations in Russia. The bank takes the third place in a rating of 600 enterprises existing for today. The amount of its assets is about 5.27 trillion rubles. And this amount is constantly replenished - every time someone opens a deposit. "Gazprombank" offers rather favorable tariffs and good conditions. However, they can be told in more detail.

Contribution "Perspective"

The first thing worth noting is the proposal. The maximum interest rate is as follows: 8% in rubles, 1.2% in dollars and 0.1% in euros. The term, on which it is possible to invest money on the "Prospective" proposal, is limited to three years and one day.

The minimum amount is 15,000 rubles (500 dollars or 500 euros). Deposit is not replenished and partial withdrawal is not available. All the money, together with the accumulated interest, the client receives after the expiry of the term. Possible prolongation, by the way.

The interest rate differs, depending on the amount invested and the period for which it was issued. The notorious 8% are established in the event that a person opens an account for 1 000 000 rubles (or more) and for 181 days. At the end of this period, he will receive his invested million and a little less than 40,000 as interest payments.

"Accumulative"

Attention is also worth noting this contribution. Gazprombank offers the following conditions: 7.8% rate for ruble accounts, 1.1% for dollar, and 0.08% for euro. The maximum period is 1097 days. The minimum amounts are the same as in the case of the previously mentioned contribution. From the pros - it is possible to replenish the deposit, in connection with which lower interest rates are set. But, as practice shows, the client receives more profits.

It is worth noting that the number of prolongations (extension of the deposit) is not limited, as well as the amount of funds added to the account. By the way, in this case, the so-called interest calculation operates. This passive "profit", in fact, increases the amount of the deposit. And interest, by the way, can be added to the account, designed for calculations. The main thing is that this card should be opened in the deposit currency and in the same branch of Gazprombank.

"Dynamic"

Now - a couple of words and about this contribution. "Gazprombank" makes its clients various offers, and the tariff "Dynamic" enjoys quite a lot of popularity. The rates are as follows: 7.7% (rubles), 1% (dollars), 0.05% (euro). There are several dates. The minimum is 91 days. The maximum is 3 years and 1 day. Of the advantages, we can note the implementation of replenishment of the contribution and partial withdrawal. However, there are several nuances.

First, expenditure transactions can be carried out only within the limits of the amount that a person paid into the account initially. That is, if he made a contribution of 250 000 rubles, then he is allowed to use only them. In addition to spending operations, a person can withdraw cash from the account or transfer them to another account, but only he must also be opened in one of the divisions that Gazprombank has. Deposits of this type are very popular, because they provide sufficient freedom of action.

"Rentier"

Another interesting contribution. "Gazprombank" offers not very high interest, in comparison with the above-mentioned tariffs (especially with the first). 6.5% per annum for ruble accounts, 0.65% for dollar accounts, and only 0.04% for euro. The maximum period is 3 years and 1 day. The minimum amounts are the same as in the case of all other tariffs. What are the advantages? After all, replenishment of the contribution is impossible, as well as partial withdrawal. But interest is paid at the end of each month.

But this is not all that Gazprombank offers. Contributions are all different, but there is one more - the last of the standard. And he called "On Demand". The rate is only 0.01% (regardless of which currency the account was opened with). But, despite this, he is popular because of his appointment. After all, it is designed to receive and conduct payments by citizens. The term of the deposit, like the maximum / minimum amount, is unlimited.

"Saving and protection"

As one could understand, a lot of tariffs are offered by Gazprombank. Deposits of individuals of the standard type were listed above, now you can talk about "special" offers.

So, "Savings and protection" is a tariff, payments on which are made in the amount of 9.5% per annum. The deposit can be opened for 367 days, but the minimum deposit amount is 50,000 rubles. You can not replenish it, as well as carry out a partial withdrawal of funds. This is one of the most profitable offers only made by Gazprombank. Deposits of individuals of this type are accepted within the framework of a complex product that provides for the signing of a contract, as well as the processing and subsequent payment of a policy of cumulative (or investment) insurance for one of those companies that are partners of GPB.

There is another similar interesting proposal. The tariff is called "Investment Income". The rate is 9.4%, the terms and conditions are similar. Only the minimum amount of the deposit is 25 thousand rubles. In this case, the contract is signed after the client submits to GPB an order that allows payment of Fund units issued on the same day and in the same banking department.

"Pension"

This is the last tariff that Gazprombank offers to individuals. Interest on deposits of this type is 7%. The maximum investment period is 550 days. And the minimum amount is only 100 rubles. One can not but rejoice that the contribution can be replenished. But partial removal is impossible.

There is, however, one nuance. This contribution is accepted only from those citizens of the Russian Federation who receive their well-deserved payments in a non-state pension fund known as GAZFOND. And, accordingly, having a card obtained in GPB within the framework of the agreement concluded between the Bank and the Fund.

Very favorable conditions. If you open an account for 500 000 rubles, then after the expiry of the annual period the profit will be 35 000 rubles.

In general, as you can see, "Gazprombank" offers several rather profitable tariffs. There are plenty to choose from. The most important thing is to carefully read the full terms and in the process of finding out the answers to all the questions of interest.