Non-state pension fund of electric power industry (non-profit organization): feedback

Today, the attention of readers will be presented to the Non-State Pension Fund of Electric Power Industry. What is this organization? What are its pros and cons? What place does it occupy in the rating of the country's APF? To understand all this will help many reviews. They contribute to the formation of an approximate opinion on certain NPFs. What can this organization offer?

About activity

The non-state pension fund of the electric power industry is nothing more than a company that offers pension insurance for the population. It will help to save the savings made for old age. It also serves to form the funded part of the pension.

For its activities this fund receives positive feedback. There is no deceit, everything is clear: it is the most common fund of a non-state type that offers pension insurance services. But what are the advantages and disadvantages of the company still worth paying attention to?

Distribution by country

Now in Russia the situation with non-state pension funds is that many of them are being closed. They simply take away their licenses. Usually, such incidents involve either small organizations or unscrupulous companies.

What can we say about the corporation being studied? The NPF of the electric power industry is a very large fund that has been operating in Russia for a long time. The first branch of the company appeared in 1994. And since then the organization has been quite successfully engaged in population insurance.

The fund is distributed throughout Russia. Branches can be found in every city, even in the smallest locality in the country. Therefore, many potential customers trust the leadership of the organization. There is every reason to believe that it is not about scammers at all. The pension fund is clearly not going to close up suddenly. Therefore, it is possible to entrust the pension accumulation to the named APF.

Head Office Address

And where is the head office of the organization? At the next address you will find the Non - State Pension Fund of the Electric Power Industry: Moscow, Timur Frunze Street, Building 11, Building 13.

It is here that every citizen can apply to the Pension Fund on global issues. Finding an organization is not very difficult. In addition, there is a hotline phone that will help you easily get advice on providing pension insurance services. All questions will be answered.

To get through to the APF, you can dial 8-800-200-44-04. Many notice that the Non-State Pension Fund of the electric power industry is not 100% fraudulent. After all, on the official website of the organization you can see the location and contacts of all fund branches in a particular city. It is noted that the population trusts this corporation.

Rating

And now a little about the main criteria for assessing non-state pension funds. They play an important role in forming a general impression of an organization. For example, many potential customers are interested in what NPF power rating has.

This company is among the 10 best pension funds in Russia. Somewhere it is indicated that this company is closer to the leading positions, in some sources one can see that this is not so. But in any case, clients very often turn to this company and leave positive comments about it.

This means that there is every reason for trust. Usually the top 10 APFs in the country are places that actually help to save pension savings and ensure a good life in old age. Every citizen should know about this.

Despite some ambiguity of the data, the NPF of the electric power industry has a very high rating. And it pleases. It is enough to remember that this is one of the top 10 organizations in Russia that offer pension insurance services to the public.

Confidence

An important point is the so-called trust level. He indicates how much potential and real customers trust this or that organization, being a kind of indicator of the reliability of the firm.

The non-state pension fund of the electric power industry has a high level of trust. If you believe the statistics, the trust is held at the A ++ mark. Or, as still sometimes indicated, on AAA. This is the highest level of the trust.

It follows that the organization is stable. You can easily entrust her pension insurance. This is the opinion of many potential and real customers. In any case, if we take into account everything that was said before, we can conclude that the NPF of the electric power industry is a stable, reliable and safe corporation. It will not be closed, the license will not be taken away from it. And this is enough for many to start cooperation.

Profitability

But there is another important point. The fact is that plus non-government pension funds is the so-called profitability. NPFs suggest a little increase in available pension savings. And this indicator for many customers is extremely important. Especially if the main task is to increase accumulation, and not to preserve it.

The profitability of the NPF of the electric power industry, as the customers say, is not too high. But it is higher than many competitors offer. The reviews do not provide any significant picture that would allow us to assess the real return on deposits. Why?

Many people show dissatisfaction with cooperation because of profitability. Initially, customers are offered a high level of return - about 12-15% per annum. But in practice, OAO NPF Electricity provides only about 5-7% of profitability. Many people do not like this difference. Therefore, some directly declare that they feel cheated.

In fact, this phenomenon is easily explained by inflation. It is also worth noting that similar discrepancies between the real and promised profitability are for all non-state pension funds. To be surprised it is not necessary. Nobody will deceive future retirees. The actions of the Electric Power Fund are absolutely legitimate and fair.

Service

And what do they say about the service? It is also difficult to find a common opinion. The quality of customer service is different. Much depends on the city in which the cooperation takes place. Everywhere their employees, all behave differently.

Pleases that you can not only personally apply to the Non-State Pension Fund of the electric power industry. "Personal office" is an opportunity that attracts many people. This is the way to work with the Pension Fund online.

This function works, as many notice, with some failures. But not too critical. If you want, you can easily ask a consultant directly through the Internet. Also, "Personal Account" allows you to easily manage your account and order statements from it.

At personal visit to offices, visitors, as a rule, also try to give due attention. And it pleases. Nevertheless, the non -state pension fund of the electric power industry makes ambiguous responses for customer service.

On the one hand, attention is paid to everyone. And they answer the questions asked by visitors. On the other hand, the speed of service leaves much to be desired. Sometimes consultants do not answer questions, but only confuse customers. Fortunately, there are not so many such complaints. There are no significant complaints about servicing, but the NPFs have deficiencies in this area.

Conclusion of the contract

Particular attention is paid to such a factor as the conclusion of a treaty. Despite the fact that the Electric Power Fund is one of the top ten leaders in pension insurance organizations, some negative aspects of cooperation are still underlined by the population. More precisely, we are talking about small shortcomings. They come up mostly at the conclusion of contracts.

The fact is that some indicate the impossibility of cooperation with the company, if a person already has 43 years. It is this age that is emphasized. Visitors assure that after the specified restriction in the conclusion of the contract they refuse.

The agreement is made in two copies, which pleases. Basically all the conditions are clear, but some points can raise questions. They will quickly respond to employees.

There are no more significant complaints. If necessary, you can at any time terminate the contract with the APF. And the money is transferred to another organization. Cash is not given out before retirement. And this condition is spelled out in the contract. It is worth paying attention to. Some clients notice that it is necessary to look at the losses that are incurred when the contract is terminated before the end of this or that year. Otherwise you might think that the non-state pension fund of the electric power industry works in bad faith and appropriates the money of depositors.

Payments

The last nuance, which we recommend to pay attention to, is the payment of pension savings. This question raises doubts about the company. Why?

The non-state pension fund of the electric power industry (Moscow, Frunze Street, 11, building 13 - the address of the head office of the corporation) makes payments, but with some delays. That's why you can see mixed comments about the company's work. Some say that they do not pay pensions. At the same time, some clients claim the opposite. So who do you trust?

Everyone. As already mentioned, payments are made, but quite often there are various delays. And it just needs to be ready. Retired people still get what they need. Even if not on time. NPF is trying to establish work in this area. But he does not intend to deceive his clients.

Results

What conclusions can be drawn? It is clear what the Pension Fund of the electric power industry is. This is a company that is large and widespread in Russia. It has long been performing its functions. Offers a good return. But, most importantly, stability and reliability.

Many point out that if you want to receive a high return on deposits, you should not pay attention to a non-state fund. But when the priority is the stability and retention of the pension, then we should consider the organization as a possible place to conclude a contract for pension insurance.