"Mir" payment card: owner reviews, features and services

At the end of 2015, the first national payment system Mir was launched in our country. The operator serving it is JSC "National payment card system". It was developed in order to create an independent system of money transfers inside and outside the country in the near future. To date, all major banks issue a "Mir" card and serve customers on a par with other world renowned monetary systems. Today we will consider not only how such a system works and what its differences are at the moment from others, but also learn about the "World" map.

How the National Card Works

The advantage of the national payment system is that it does not depend on economic and political factors, and nothing can affect its functioning. From the shortcomings, it can be noted that this system is just beginning to work, and it takes time to develop its potential. How does the "Mir" map work and what are its goals?

1. It is developed by Russian technology and meets international safety standards. It has a chip that protects it from copying and other fraudulent activities.
2. It is possible to make transfers using the national operator.
3. Independence of the country's payment space from foreign organizations.
4. You can get a card free of charge in 73 Russian banks. But the service is chargeable, according to the tariffs of the bank in which it is issued.
5. The "Mir" card is accepted for payment in all organizations with a cash turnover of over 40 million rubles. For example, Auchan, Metro, Carousel, Lenta, fast food restaurants, etc.
6. This card functions only in the territory of the Russian Federation. To go abroad, you need to issue a "Mir-Maestro" card or another co-baiting card for the joint two systems.
7. Security payments in online resources and online points.

The opinion of the card holders "Mir"

It is safe to say that the reviews about the "Mir" payment card are all positive. Many users of the national translation system first encountered it when the employer expressed an intention to transfer wages to this card. Since more than 70 Russian banks cooperate with it, no potential owners of fears arose.

Like everything new, I always want to try it out and check the effectiveness. The "Mir" card did not have any problems with money transfers, replenishment of a mobile phone account, payment in an online store and grocery supermarkets. Reviews about the bank card "Mir" as a domestic product, cause a sense of patriotism and pride for the country, as it is not inferior in its functionality to Visa, MasterCard, Maestro.

For people who are active on the Internet (shopping, work), it is also important how safe translations will be. When making money transfers, there were no delays or hangs of the system. Thus, the feedback from the users of the Mir card is positive.

Bonus card system "Mir"

To maximize the functionality and attractiveness of the map, the population of the country developed a bonus program "Mir". It consists in the fact that when making payments from the partners of the payment system, the cardholder receives points or miles, which he then can apply at his own discretion. According to reviews, users of the map "Mir" noted that the bonus system attracts, but how to use it is not yet clear.

In which case the map "Mir" will not be able to work

As you know, the national payment system only plans to enter the world market. To now go abroad, you need to issue a co-baiting card "Mir", as in a simple format, as it is now, it will not work. When it is issued in any bank, the employee will be obliged to warn you about it. Therefore, there are no reviews of the "Mir" card from holders who made payments abroad.

It was noted from the shortcomings that the distribution of the payment system is not as widespread as that of its world rivals. Therefore, in small organizations you can refuse to maintain it.

VTB24 Bank is a participant of the national translation system

This is one of the first Russian banks to start issuing a national card. And its release implied at once 4 options: classical, gold, platinum and "Privilege". These cards are available for use both in free form and in a salary project. "VTB24" offers the population the emission of the "Mir" card for use both inside the state and outside it in the form of co-baiting.

The management of the bank shared its plans for the release of the card. Beginning from the end of October to the end of December 2016, about 350,000 cards were planned for organizations of budgetary industries, and by 2018 the volume of the annual output is planned to be about 1,400,000. Card service is possible in all ATMs of the bank and its partners, where there is a sticker "Mir".

Reviews about the card of the "Mir" payment system

The work of the Mir card, regardless of the financial institution (VTB24, Sberbank, Alfa-Bank, etc.) is not affected by the choice of the bank itself. Accordingly, reviews of the "Mir" card of one bank are practically the same as responses to cards issued by another financial institution. The difference will only be in the nuances of serving the population. All settlement operations are carried out on a par with other similar systems. And to meet the response about the map "World", as about a card that works worse than MasterCard, for example, it is impossible.

Many people are of the opinion that the transfer of pensioners and employees of budgetary organizations is necessarily nothing more than a way to extend the national payment system as much as possible. Someone perceives "coercion" negatively, and someone is neutral. But the feedback of the users of cards "Mir" is not reflected in any way.

It's nice to note that this is the first national system that not only loudly announced itself, but also justifies expectations, as was originally promised by the Russian president. It also seeks to take the position of a global money transfer operator. This was noted by most users in the reviews about the "Mir" payment card.

"Map of the World" from "VTB24"

The "VTB24" has developed a plastic card based on the Visa payment system. It is designed for citizens who often travel by plane or train. Depending on the type of transport (airplane or train), there is a specific card, where after making a ticket purchase you are credited with miles. Also, when booking a hotel ticket, you will receive a bonus as a traveler. The advantage of this card is that it is issued free of charge (annual service is paid), free travel insurance is provided for the entire period of validity of credit obligations on the card.

This is a card that allows you to not only replenish your account, but also take a loan from VTB24. A grace period (up to 50 days) is offered, as with most similar products, which provides additional comfort to the bonus in the form of miles.

Reviews of holders of "Maps of the World" from "VTB24"

According to reviews of the "Map of the World" ("VTB"), there is a negative impression about charging miles for purchases. Tariff users complain that the bank neglects the fulfillment of the conditions for the accrual of points, since it refers to the unscrupulous fulfillment of the conditions for using the card. When submitting documents on making transfers, in accordance with the current "Map of the World" program, the response was never received by the applicant. Similar moments are found regularly in the responses of the holders of this card.