Investing money in 2013

To date, there are quite a lot of different options for investing money. All of them differ in terms of investment, potential profitability and possible risk. Each person chooses the most acceptable options for himself. Unfortunately, recently due to the deteriorating financial and economic situation in our country, more people are starting to keep money under the pillow, while losing a certain part of it due to high inflation rates.

To prevent this, it is necessary to invest money, so that they work and bring a certain income. In this regard, consider some investment options that are most relevant to date:

Investing money in gold. For this type of investment of money there are several options: the acquisition of gold bullion bars, the purchase of gold coins, the opening of depersonalized metal accounts. With regard to the acquisition of ingots, it is quite expensive, since one dimensional ingot can cost from 700,000 rubles. After the acquisition of such an ingot with the indication of its series, the all-round and the sample, it is necessary to think about its storage. It is better to store this value in the safe of the banking cell. For this, too, will have to pay about 0.01% of the cost of a measuring ingot per month. Investing in gold coins is already more affordable, in the cost of such coins, the value of the coinage itself is fixed, which is 3 to 5%. To store such coins is also better in the banking cell and not vkoem case they do not spoil and keep their appearance the same. Investing in gold has always been, is and will be a popular option for investing money, as many investors prefer to invest in a time-tested financial instrument. In the long term, investments in gold proved to be the most profitable and the average annual yield of this metal was about 20% per annum.

Investing money in Mutual Funds of bond funds is the most reliable option, since bonds have a risk much less than stocks. PIF is a special option for investing money, in which the management company manages the already completed and formed portfolio of securities. The advantages of this type of investment is that you do not need to monitor the market situation and analyze the market. For you all will be done by professionals. In order to invest in the UIF sometimes enough for several thousand rubles. To invest money, you just need to contact a reliable management company and open an account with them. The average annual yield of such investments can vary from 10 to 14% per annum, which exceeds the interest rate on a bank deposit.

Investing in a bank deposit is the most reliable and conservative saving of capital from inflation. According to polls, about 50% of the population of our country keep their savings in deposits. The average interest rate per annum can vary from 5 to 11% per annum. In order to invest your hard in a bank deposit it is enough to conclude a bank vklad contract with the bank, in which everything will be clearly and clearly described. In order to choose a bank you need to know its reliability rating and read the information on the Internet. Do not give your money to dubious banks with a bad reputation.

What kind of investment option to choose, it's up to you.