How do I find out the details of a bank card and transfer money to it?

Many users of payment cards are perfectly aware of how to pay for goods in a store or withdraw cash from them. However, this is not all possible operations that can be performed with this piece of plastic. There are also non-cash transfers. True, for this you need to have data about your own account. Immediately say that the problem, how to find out the details of a bank card, is solved quite simply. Let's figure it out in order.

Ways of obtaining information

To begin with, the card number is nowhere to be looked for - it is on its front side. But more complete information can be obtained in several ways.

The first and most elementary way is to take the rest of the information from the contract for banking services. One copy of this document the institution had to issue along with the card. The card account there is definitely there, but here are some key data, most often the BIC and the correspondent account of the banking institution, may be absent.

Then you should visit the site of the bank, choose your region, and in the "requisites" section there will be all the missing information. If you have any difficulties, ask how to find out the details of the bank card, you can free of charge by telephone hotline. Be prepared to go through the identification with a secret question, the answer to which you left in the bank when you receive the card.

The second method is associated with a personal visit to the bank branch. And only the one that issued the card. Such an action may be necessary with the loss of securities with requisites. With all the inconvenience - this is the most reliable option. By submitting a card and passport, back you will receive the most detailed data, in the reliability of which there is no doubt. If you know your account, you will not need an identity card to provide the exact name of the bank, correspondent account and BIC.

And, finally, the third method works, if you initially have Internet banking or mobile banking services. It is necessary to enter a password, and here they are - long-awaited requisites.

As a result, it turns out that there are no new ways to find out the details of a bank card. Attempts and perseverance lead to the desired result.

How do I transfer money to a card?

The information obtained will greatly expand the list of operations performed with the card. Most importantly, now you can transfer money to the card in several ways.

Before that, you could replenish your account in only one way - it's to deposit cash in the ATM. From now on, in addition, you can proceed as follows:

• Provide details to the employer or business partner so that he translates here the earned funds;
• Transfer money from another account or bank card, including another financial institution;
• To deposit funds in the bank's cash departments;
• Take cash from their electronic purses Yandex.Money, Webmoney, Kivi and others.

In the last paragraph, by the way, you need a separate explanation of how to transfer money to the card. The fact is that each of these systems has developed its own method of protecting customers. As a result, the list of documents confirming the identity of the recipient can be quite original. There are times when you need to submit color images of your card and several pages of your passport.

As a rule, the transfer is accompanied by a commission fee. It is noteworthy that within a single bank it is small and is no more than 1%, or even completely absent. When dealing with third-party institutions, you will have to pay from 2 to 4%.

In the end, after starting to solve the problem, how to find out the details of the bank card, you go much further: the entire process ends with the creation of a full payment instrument.